Everything You Should Know Before Moving to Pendleton, IN
Thinking about relocating to Pendleton, IN? This friendly town of 4,770 offers affordable living, with median home prices around $218,000 and average rents near $985. Residents enjoy low violent crime rates (just 52 per 100K), a manageable 27-minute average commute, and strong local schools. With 56% sunny days annually and a welcoming community feel, Pendleton is a great spot for families and anyone seeking value and comfort in central Indiana.
Demographics - Pendleton, IN
Demographics - Pendleton, IN
Pendleton is a small, close-knit community of about 4,770 residents, with a median age of 39.2 and a population density of 1,150 per square mile. The town is predominantly White, with small Black, Asian, and other minority populations, and a low percentage of non-English speakers, making it a welcoming place for families seeking a peaceful environment.
Population:
4,770
Density:
1,150 per sq mi
Median Age:
39.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.8%

Ethnic Composition
White:
91.2%
Black:
3.2%
Asian:
0.7%
Others:
4.9%
Cost Of Living
What is the average cost of living in Pendleton, IN?
Living in Pendleton is affordable, with a cost of living index below the national average and median home values around $218,000. Residents benefit from reasonable rents, low property taxes, and manageable monthly utility expenses, making it an attractive option for both homeowners and renters.
Median House Value:
$218,000
Gross Rent:
$985
Monthly Electricity Charges:
$120
Auto Insurance:
$1,190
House Owner Cost With Mortgage:
$1,340
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
3.23%
|
High:
3.23%
Cost Of Living Index:
88.7
Grocery:
93.5
Housing:
73.4
Utilities:
97.2
Transportation:
93.3
Health Care:
91.6
Miscellaneous:
97.1
Crime
Is Pendleton, IN a safe place to live?
Pendleton boasts a low violent crime rate of just 52 incidents per 100,000 people, offering residents a strong sense of safety. While property crime is more common, the overall crime index remains well below national averages, making it a secure place to call home.
Violent Crimes Per 100k:
52
Property Crimes Per 100k:
1,120
Crime Index:
1,172
Chance Of Violent Crime:
1 in 1,900
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Pendleton, IN year-round?
Pendleton experiences four distinct seasons, with warm summers averaging highs of 84°F and cold winters dipping to 21°F. The area enjoys about 56% sunny days each year and receives roughly 42 inches of annual rainfall, providing a balanced climate for outdoor activities.

Winter
Min:
21°F
Max:
37°F

Spring
Min:
44°F
Max:
68°F

Summer
Min:
64°F
Max:
84°F

Fall
Min:
46°F
Max:
70°F
Average Rainfall Inches:
41.7 inches
Sunny Days Percentage:
56%
Neighbors
The community features a median household income of $75,600 and a low poverty rate of 6.1%, reflecting a stable, middle-class environment. Most residents are well-educated, with nearly 96% holding at least a high school diploma, and the average commute time is a reasonable 27 minutes.
Median Income:
$34,900
Household Income:
$75,600
Family Income:
$88,400
Per Capita Income:
$30,500
Income Male:
$48,400
Income Female:
$39,200
Poverty Rate:
6.1%
Non English Speakers:
2.8%
Rent:
$985
Unemployment Rate:
3.4%
Public Transport Usage:
0.5%
Commute Time:
27.1 minutes

Education
High School or Higher:
95.7%
Bachelors or More:
26.5%
Education
How are the schools in Pendleton, IN?
Pendleton offers strong public schools, including Pendleton Heights High School and Pendleton Elementary, with student-teacher ratios around 18–19:1. The town is also close to higher education options, such as Anderson University and Ball State University, making lifelong learning easily accessible.

Public Schools
Name:
Pendleton Heights High School
Street:
1 Arabian Dr
Phone:
765-778-2161
Students:
1,340
Student Teacher Ratio:
19.2
Name:
Pendleton Elementary School
Street:
327 S East St
Phone:
765-778-2117
Students:
900
Student Teacher Ratio:
18.0

Private Schools
Name:
Anderson Christian School
Street:
5600 S. Scatterfield Rd, Anderson, IN
Phone:
765-649-0215
Students:
200

Colleges
Name:
Anderson University
City:
Anderson
State:
IN
Distance:
9 miles
Students:
1,600
Name:
Ball State University
City:
Muncie
State:
IN
Distance:
33 miles
Students:
20,000
Healthcare
Residents have access to quality healthcare, with two major hospitals nearby and a high rate of health insurance coverage at nearly 93%. There are 2.2 physicians per 1,000 people, ensuring good access to medical care in the area.

Major Hospitals
Name:
Ascension St. Vincent Anderson
Address:
2015 Jackson St, Anderson, IN 46016
Phone:
(765) 646-8292
Type:
General & Surgical
Emergency Services:
Yes
Name:
Community Hospital Anderson
Address:
1515 N Madison Ave, Anderson, IN 46011
Phone:
(765) 298-4242
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
92.8%
Health Care Index:
67.4
Housing Market
What is the housing market like in Pendleton, IN?
Pendleton's housing market is stable, with a median home price of $218,000 and owner-occupancy rates above 76%. Home values have appreciated modestly in recent years, and rental options remain available with an average 2-bedroom rent of $985.
Median Home Price:
$218,000
Average Rent For 2 Bedroom:
$985
Owner Occupied Rate:
76.3%
Rental Vacancy Rate:
6.0%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.4%
Foreclosure Rate:
0.4%
DMV Information
Local DMV services are provided by the Indiana Bureau of Motor Vehicles branch conveniently located on Main Street in Pendleton. Residents can access vehicle registration, licensing, and other essential services locally or online through the state website.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
405 S. Main St, Pendleton, IN 46064
Phone:
888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.