Everything You Should Know Before Moving to Pensacola Beach, FL
Thinking about moving to Pensacola Beach, FL? This coastal haven boasts a small population of 2,738, high home values near $795,000, and average rents around $2,350. Residents enjoy a relaxed lifestyle with short 22-minute commutes, a low violent crime rate of 184 per 100k, and nearly 70% sunny days each year. With top-rated schools nearby, excellent healthcare options, and stunning white-sand beaches, Pensacola Beach is ideal for those seeking an upscale, laid-back Florida lifestyle.
Demographics - Pensacola Beach, FL
Demographics - Pensacola Beach, FL
Pensacola Beach is a close-knit community with a population of 2,738 and a relatively high median age of 54.7, reflecting its appeal to retirees and established professionals. The area is predominantly White, and nearly 10% of residents speak a language other than English at home, fostering a welcoming but tranquil atmosphere.
Population:
2,738
Density:
1,390 per sq mi
Median Age:
54.7
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
9.8%

Ethnic Composition
White:
93.2%
Black:
1.5%
Asian:
1.2%
Others:
4.1%
Cost Of Living
What is the average cost of living in Pensacola Beach, FL?
Pensacola Beach features an upscale cost of living, with median home values at $795,000 and average rents around $2,350 per month. The overall cost of living index is significantly above the national average, largely driven by housing expenses, while Florida’s lack of state income tax offers some financial relief.
Median House Value:
$795,000
Gross Rent:
$2,350
Monthly Electricity Charges:
$160
Auto Insurance:
$2,070
House Owner Cost With Mortgage:
$3,100
House Owner Cost Without Mortgage:
$1,050
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
144.0
Grocery:
110.2
Housing:
200.4
Utilities:
102.3
Transportation:
115.6
Health Care:
99.7
Miscellaneous:
107.8
Crime
Is Pensacola Beach, FL a safe place to live?
Residents benefit from a low violent crime rate of 184 per 100,000, offering peace of mind in daily life. Property crime is more common, but overall, the community remains safer than many urban areas, making it attractive for families and retirees alike.
Violent Crimes Per 100k:
184
Property Crimes Per 100k:
1,842
Crime Index:
2,026
Chance Of Violent Crime:
1 in 543
Chance Of Property Crime:
1 in 54
Weather
What is the weather like in Pensacola Beach, FL year-round?
The climate in Pensacola Beach is warm and sunny, boasting about 68% sunny days each year and mild winters with temperatures rarely dipping below 46°F. The area receives ample rainfall—about 64 inches annually—so lush scenery and beach days are a year-round feature.

Winter
Min:
46°F
Max:
64°F

Spring
Min:
59°F
Max:
77°F

Summer
Min:
75°F
Max:
89°F

Fall
Min:
61°F
Max:
79°F
Average Rainfall Inches:
64 inches
Sunny Days Percentage:
68%
Neighbors
Pensacola Beach is an affluent area, with a median household income of $92,800 and a low poverty rate of 6.8%. The community is well-educated, with nearly half holding a bachelor’s degree or higher, and most residents enjoy short commutes and a laid-back coastal lifestyle.
Median Income:
$47,600
Household Income:
$92,800
Family Income:
$110,500
Per Capita Income:
$59,400
Income Male:
$61,000
Income Female:
$48,000
Poverty Rate:
6.8%
Non English Speakers:
9.8%
Rent:
$2,350
Unemployment Rate:
3.7%
Public Transport Usage:
0.8%
Commute Time:
22.4 minutes

Education
High School or Higher:
97.1%
Bachelors or More:
48.8%
Education
How are the schools in Pensacola Beach, FL?
Families benefit from access to well-rated public and private schools, such as A.K. Suter Elementary and St. Paul Catholic School, as well as proximity to higher education options like the University of West Florida. The area’s schools maintain favorable student-teacher ratios, supporting quality learning environments.

Public Schools
Name:
A.K. Suter Elementary School
Street:
501 Pickens Ave, Pensacola, FL 32503
Phone:
850-595-6830
Students:
600
Student Teacher Ratio:
15.1
Name:
Gulf Breeze Middle School
Street:
649 Gulf Breeze Pkwy, Gulf Breeze, FL 32561
Phone:
850-934-4020
Students:
1,000
Student Teacher Ratio:
16.2

Private Schools
Name:
St. Paul Catholic School
Street:
3121 Hyde Park Rd, Pensacola, FL 32503
Phone:
850-436-6435
Students:
390

Colleges
Name:
University of West Florida
City:
Pensacola
State:
FL
Distance:
18 miles
Students:
13,000
Name:
Pensacola State College
City:
Pensacola
State:
FL
Distance:
14 miles
Students:
9,400
Healthcare
Access to healthcare is strong, with major hospitals like Ascension Sacred Heart and Baptist Hospital located nearby, and over 91% of residents have health insurance. The community is well-served by physicians, ensuring quality care for both everyday and emergency needs.

Major Hospitals
Name:
Ascension Sacred Heart Pensacola
Address:
5151 N 9th Ave, Pensacola, FL 32504
Phone:
(850) 416-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Baptist Hospital
Address:
1000 W Moreno St, Pensacola, FL 32501
Phone:
(850) 434-4011
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
91.5%
Health Care Index:
72.4
Housing Market
What is the housing market like in Pensacola Beach, FL?
The housing market is characterized by high median home prices at $795,000 and a strong owner-occupancy rate of 78.2%. Home values have appreciated by nearly 7% in the past year, making Pensacola Beach a sought-after spot for long-term investment.
Median Home Price:
$795,000
Average Rent For 2 Bedroom:
$2,350
Owner Occupied Rate:
78.2%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
6.7%
New Construction Rate:
2.3%
Foreclosure Rate:
0.4%
DMV Information
Residents handle vehicle and licensing needs through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Pensacola. The DMV offers comprehensive services both in person and online to support local drivers.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
100 Stumpfield Rd, Pensacola, FL 32503
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.