Everything You Should Know Before Moving to Phillipsburg, NJ
Considering a move to Phillipsburg, NJ? This friendly riverside town of 15,117 residents offers affordable living, with a median home price of $186,000 and average rents around $1,210. Commute times average 28 minutes, and the area enjoys four seasons with over half the days sunny each year. Phillipsburg is known for its welcoming community, neighborhood schools, and convenient access to local healthcare. Review the detailed stats below to help plan your new start in Phillipsburg.
Demographics - Phillipsburg, NJ
Demographics - Phillipsburg, NJ
Phillipsburg, NJ is home to around 15,100 residents, with a population density of 4,400 people per square mile and a median age of 38. The community is predominantly White, but also includes Black, Asian, and other ethnic groups, and about 13.5% of residents speak a language other than English at home. The gender ratio is nearly balanced, making the town appealing for families and individuals alike.
Population:
15,117
Density:
4,400 per sq mi
Median Age:
38.2
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
13.5%

Ethnic Composition
White:
75.7%
Black:
7.2%
Asian:
1.2%
Others:
15.9%
Cost Of Living
What is the average cost of living in Phillipsburg, NJ?
Living in Phillipsburg is relatively affordable, with a median house value of $186,000 and average gross rent at $1,210 per month. The overall cost of living index is just below the national average, offering cost-effective housing, groceries, and transportation while utilities tend to be slightly higher. Residents benefit from reasonable homeowner expenses whether they have a mortgage or not.
Median House Value:
$186,000
Gross Rent:
$1,210
Monthly Electricity Charges:
$130
Auto Insurance:
$1,640
House Owner Cost With Mortgage:
$1,480
House Owner Cost Without Mortgage:
$590
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
98.4
Grocery:
97.2
Housing:
81.0
Utilities:
110.1
Transportation:
98.7
Health Care:
98.0
Miscellaneous:
97.0
Crime
Is Phillipsburg, NJ a safe place to live?
Phillipsburg experiences moderate crime rates, with about 273 violent crimes and 1,410 property crimes per 100,000 people annually. Residents have a 1 in 366 chance of being affected by violent crime and a 1 in 71 chance for property crime, which is comparable to many similarly sized towns. The area maintains a generally safe environment with active community involvement.
Violent Crimes Per 100k:
273
Property Crimes Per 100k:
1,410
Crime Index:
1,683
Chance Of Violent Crime:
1 in 366
Chance Of Property Crime:
1 in 71
Weather
What is the weather like in Phillipsburg, NJ year-round?
Phillipsburg enjoys all four seasons, with winter lows around 22°F and summer highs reaching 85°F. The town receives about 46.7 inches of rainfall annually and experiences sunshine over half the year, providing a balanced climate for outdoor activities. Spring and fall are mild, making for comfortable transitional weather.

Winter
Min:
22°F
Max:
38°F

Spring
Min:
43°F
Max:
67°F

Summer
Min:
62°F
Max:
85°F

Fall
Min:
45°F
Max:
68°F
Average Rainfall Inches:
46.7 inches
Sunny Days Percentage:
53%
Neighbors
Local households in Phillipsburg typically earn a median income of about $55,800, with a per capita income of $25,350. Most residents have at least a high school education, and the average commute time is just over 28 minutes. While the poverty rate is 16.4%, the community remains close-knit and diverse, with low public transportation usage.
Median Income:
$35,500
Household Income:
$55,800
Family Income:
$67,900
Per Capita Income:
$25,350
Income Male:
$42,400
Income Female:
$36,800
Poverty Rate:
16.4%
Non English Speakers:
13.5%
Rent:
$1,210
Unemployment Rate:
5.5%
Public Transport Usage:
1.2%
Commute Time:
28.3 minutes

Education
High School or Higher:
86.8%
Bachelors or More:
18.7%
Education
How are the schools in Phillipsburg, NJ?
Phillipsburg boasts neighborhood public schools like Phillipsburg High School and Phillipsburg Elementary, offering favorable student-teacher ratios and a supportive learning environment. Private education is available locally, and nearby colleges such as Warren County Community College and East Stroudsburg University provide higher education options within easy driving distance. The town values educational achievement, with a high percentage of residents holding at least a high school diploma.

Public Schools
Name:
Phillipsburg High School
Street:
1 Stateliner Blvd
Phone:
908-454-3400
Students:
1,850
Student Teacher Ratio:
13.6
Name:
Phillipsburg Elementary School
Street:
525 Warren St
Phone:
908-213-2700
Students:
920
Student Teacher Ratio:
14.2

Private Schools
Name:
SS. Philip & James School
Street:
137 Roseberry St
Phone:
908-859-1244
Students:
240

Colleges
Name:
Warren County Community College
City:
Washington
State:
NJ
Distance:
12 miles
Students:
2,000
Name:
East Stroudsburg University
City:
East Stroudsburg
State:
PA
Distance:
22 miles
Students:
6,200
Healthcare
Residents have access to quality healthcare, including St. Luke’s Hospital – Warren Campus, which offers emergency and general surgical services. The area features approximately 2.7 physicians per 1,000 people, and more than 91% of locals have health insurance coverage. Healthcare services are reliable and easily accessible for most households.

Major Hospitals
Name:
St. Luke’s Hospital – Warren Campus
Address:
185 Roseberry St, Phillipsburg, NJ 08865
Phone:
(908) 859-6700
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
91.4%
Health Care Index:
70.2
Housing Market
What is the housing market like in Phillipsburg, NJ?
Phillipsburg's housing market is budget-friendly, with a median home price of $186,000 and average two-bedroom rents at $1,210. Over half of the homes are owner-occupied, and the area saw a home appreciation rate of 6.1% last year. Rental vacancies are moderate, providing options for both buyers and renters.
Median Home Price:
$186,000
Average Rent For 2 Bedroom:
$1,210
Owner Occupied Rate:
54.7%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.6%
DMV Information
The New Jersey Motor Vehicle Commission serves Phillipsburg residents for all driver and vehicle-related needs. The main office is located in Trenton, and resources are available both by phone and online for convenient access to services. Residents benefit from the state's comprehensive DMV system.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
225 E. State Street, Trenton, NJ 08666
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.