Everything You Should Know Before Moving to Pine Top, KY
Considering a move to Pine Top, KY? This small, friendly community of about 420 residents offers affordable living, with median home prices at $98,000 and average rents around $650. Enjoy low crime rates, a relaxed rural lifestyle, and moderate commute times of around 26 minutes. Pine Top is served by nearby schools and hospitals, and its mild climate—with 57% sunny days—is perfect for those who love the outdoors. Discover a slower pace and close-knit community in this Appalachian gem.
Demographics - Pine Top, KY
Demographics - Pine Top, KY
Pine Top is a small, close-knit community with a population of around 420 residents and a median age of 43, reflecting a mature and stable population. The town is predominantly White, with over 98% of residents identifying as such, and very few non-English speakers, contributing to a homogenous cultural environment. With a balanced gender ratio and moderate population density, Pine Top offers a quiet, rural lifestyle.
Population:
420
Density:
110 per sq mi
Median Age:
43.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
1.2%

Ethnic Composition
White:
98.0%
Black:
0.3%
Asian:
0.2%
Others:
1.5%
Cost Of Living
What is the average cost of living in Pine Top, KY?
Living in Pine Top is highly affordable, with a median home value of $98,000 and average rent at $650 per month, well below national averages. Utilities and groceries are similarly budget-friendly, and the overall cost of living index is 81.5, making it an attractive option for those seeking low-cost rural living. Residents also benefit from relatively low state taxes, ranging from 2% to 6%.
Median House Value:
$98,000
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$820
House Owner Cost Without Mortgage:
$270
State Taxes:
Low:
2%
|
High:
6%
Cost Of Living Index:
81.5
Grocery:
93.2
Housing:
64.5
Utilities:
95.6
Transportation:
88.9
Health Care:
91.1
Miscellaneous:
87.2
Crime
Is Pine Top, KY a safe place to live?
Pine Top boasts low crime rates, with only 80 violent crimes and 540 property crimes per 100,000 residents, making it a safe place to live. The chance of experiencing violent crime is just 1 in 1,250, while property crime rates are also well below national averages. This secure environment is ideal for families and those looking for peace of mind.
Violent Crimes Per 100k:
80
Property Crimes Per 100k:
540
Crime Index:
620
Chance Of Violent Crime:
1 in 1,250
Chance Of Property Crime:
1 in 185
Weather
What is the weather like in Pine Top, KY year-round?
Residents of Pine Top experience all four seasons, with mild winters averaging lows of 24°F and summers reaching highs around 85°F. The area receives about 49 inches of annual rainfall and enjoys 57% sunny days, perfect for outdoor activities. These moderate weather patterns support a comfortable, year-round lifestyle.

Winter
Min:
24°F
Max:
43°F

Spring
Min:
41°F
Max:
69°F

Summer
Min:
63°F
Max:
85°F

Fall
Min:
44°F
Max:
71°F
Average Rainfall Inches:
49.2 inches
Sunny Days Percentage:
57%
Neighbors
Pine Top's residents have a median household income of $36,800 and a family income of $44,900, with about 27% living below the poverty line. Most adults have at least a high school education, though college graduation rates are low. Commute times average 26 minutes, and public transportation usage is minimal, highlighting the community's rural character.
Median Income:
$22,700
Household Income:
$36,800
Family Income:
$44,900
Per Capita Income:
$18,100
Income Male:
$28,400
Income Female:
$20,900
Poverty Rate:
27.4%
Non English Speakers:
1.2%
Rent:
$650
Unemployment Rate:
6.8%
Public Transport Usage:
0.2%
Commute Time:
26.4 minutes

Education
High School or Higher:
77.8%
Bachelors or More:
9.7%
Education
How are the schools in Pine Top, KY?
Pine Top is served by local public schools such as Knott County Central High and Hindman Elementary, both offering reasonable student-to-teacher ratios for personalized learning. Higher education opportunities are available nearby at Hazard Community & Technical College, just 18 miles away. The area’s schools provide foundational education within a rural setting.

Public Schools
Name:
Knott County Central High School
Street:
76 Patriot Lane
Phone:
606-785-5424
Students:
670
Student Teacher Ratio:
15.3
Name:
Hindman Elementary School
Street:
31 School House Rd
Phone:
606-785-3181
Students:
410
Student Teacher Ratio:
14.7

Colleges
Name:
Hazard Community & Technical College
City:
Hazard
State:
KY
Distance:
18 miles
Students:
3,200
Healthcare
Healthcare services in Pine Top are supported by nearby hospitals such as Hazard ARH Regional Medical Center and Whitesburg ARH Hospital, both offering emergency care. The town has 1.2 physicians per 1,000 residents, and nearly 90% of locals have health insurance coverage. While the healthcare index is moderate, essential medical services are accessible within a short drive.

Major Hospitals
Name:
Hazard ARH Regional Medical Center
Address:
100 Medical Center Dr, Hazard, KY 41701
Phone:
(606) 439-6600
Type:
General & Surgical
Emergency Services:
Yes
Name:
Whitesburg ARH Hospital
Address:
240 Hospital Rd, Whitesburg, KY 41858
Phone:
(606) 633-3500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.2
Health Insurance Coverage:
89.1%
Health Care Index:
65.2
Housing Market
What is the housing market like in Pine Top, KY?
The Pine Top housing market is very affordable, with median home prices at $98,000 and average two-bedroom rents of $650. Owner occupancy is high at over 75%, reflecting a stable community, while vacancy and foreclosure rates remain low. Home values have seen steady appreciation, making it a practical choice for buyers.
Median Home Price:
$98,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
75.4%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.3%
Foreclosure Rate:
0.8%
DMV Information
Residents handle licensing and vehicle registration through the Kentucky Transportation Cabinet in Frankfort, with services and information available online or by phone. The DMV provides all standard driver and vehicle services for Pine Top locals. Convenient access ensures residents can manage their driving needs efficiently.
State:
Kentucky
Department:
Kentucky Transportation Cabinet, Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.