Everything You Should Know Before Moving to Plantation Key, FL
Considering a move to Plantation Key, FL? This scenic island community of about 4,500 residents boasts sunny, tropical weather with 73% sunny days and warm winters. Housing prices are high, with a median home value around $780,000 and average rents near $2,350, reflecting its desirable location in the Florida Keys. Crime rates are low, commute times are manageable, and the area offers quality local schools and healthcare, making it ideal for those seeking a relaxed coastal lifestyle.
Demographics - Plantation Key, FL
Demographics - Plantation Key, FL
Plantation Key is a small island community of approximately 4,500 residents, with a high median age of 51.2, indicating a mature population. The area is predominantly White, and about 11% of the population speaks a language other than English at home, reflecting a modest level of diversity.
Population:
4,500
Density:
1,000 per sq mi
Median Age:
51.2
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
11.0%

Ethnic Composition
White:
88.0%
Black:
2.0%
Asian:
1.5%
Others:
8.5%
Cost Of Living
What is the average cost of living in Plantation Key, FL?
The cost of living in Plantation Key is notably high, with a cost of living index of 141 and housing costs well above the national average; median home values are around $780,000 and typical rents are $2,350 per month. While utilities and groceries are only slightly above average, Florida’s 0% state income tax is an appealing benefit for residents.
Median House Value:
$780,000
Gross Rent:
$2,350
Monthly Electricity Charges:
$145
Auto Insurance:
$2,150
House Owner Cost With Mortgage:
$3,050
House Owner Cost Without Mortgage:
$950
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
141
Grocery:
112
Housing:
188
Utilities:
102
Transportation:
110
Health Care:
98
Miscellaneous:
105
Crime
Is Plantation Key, FL a safe place to live?
Plantation Key offers a relatively safe environment, with a low violent crime rate of 190 incidents per 100,000 people and a property crime rate of 1,700 per 100,000. Residents enjoy a high sense of security, with the chance of violent crime at just 1 in 526.
Violent Crimes Per 100k:
190
Property Crimes Per 100k:
1,700
Crime Index:
1,890
Chance Of Violent Crime:
1 in 526
Chance Of Property Crime:
1 in 59
Weather
What is the weather like in Plantation Key, FL year-round?
Residents enjoy a tropical climate with mild winters averaging between 61°F and 75°F and warm summers peaking at 89°F. With 73% sunny days and about 46 inches of annual rainfall, Plantation Key is ideal for those who appreciate abundant sunshine and outdoor activities.

Winter
Min:
61°F
Max:
75°F

Spring
Min:
68°F
Max:
82°F

Summer
Min:
76°F
Max:
89°F

Fall
Min:
70°F
Max:
84°F
Average Rainfall Inches:
46 inches
Sunny Days Percentage:
73%
Neighbors
The typical household income in Plantation Key is $81,000, and most residents commute about 24 minutes to work. Educational attainment is high, with nearly 95% of adults holding at least a high school diploma and 38% holding bachelor’s degrees or higher, which contributes to a well-educated and prosperous community.
Median Income:
$41,000
Household Income:
$81,000
Family Income:
$97,000
Per Capita Income:
$45,800
Income Male:
$52,000
Income Female:
$40,000
Poverty Rate:
7.1%
Non English Speakers:
11.0%
Rent:
$2,350
Unemployment Rate:
3.5%
Public Transport Usage:
0.5%
Commute Time:
24.3 minutes

Education
High School or Higher:
94.7%
Bachelors or More:
38.2%
Education
How are the schools in Plantation Key, FL?
Local education is anchored by Plantation Key School, which serves about 400 students with a low student-teacher ratio of 13.5. For higher education, Florida Keys Community College is available in Key West, about 82 miles away, providing options for continued learning.

Public Schools
Name:
Plantation Key School
Street:
100 Lake Rd
Phone:
305-853-3281
Students:
400
Student Teacher Ratio:
13.5

Colleges
Name:
Florida Keys Community College
City:
Key West
State:
FL
Distance:
82 miles
Students:
1,300
Healthcare
Healthcare access is strong, with Mariners Hospital nearby and a physician density of 2.1 per 1,000 residents. Nearly 90% of residents have health insurance, offering peace of mind for families and retirees alike.

Major Hospitals
Name:
Mariners Hospital
Address:
91500 Overseas Hwy, Tavernier, FL 33070
Phone:
(305) 434-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
89.5%
Health Care Index:
77
Housing Market
What is the housing market like in Plantation Key, FL?
Plantation Key's housing market is robust, with a median home price near $780,000 and an owner-occupancy rate above 68%. Home values have appreciated over 7% in the past year, signaling a healthy and desirable real estate market.
Median Home Price:
$780,000
Average Rent For 2 Bedroom:
$2,350
Owner Occupied Rate:
68.2%
Rental Vacancy Rate:
8.3%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
1.5%
Foreclosure Rate:
0.4%
DMV Information
Plantation Key residents are served by the Florida Department of Highway Safety and Motor Vehicles, with the nearest office located in Key West. Services and resources are easily accessible online via the state DMV website.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
33040 Overseas Hwy, Key West, FL 33040
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.