Everything You Should Know Before Moving to Point Commerce, IN
Considering a move to Point Commerce, IN? This quiet community of about 70 residents offers affordable living, with median home prices around $112,000 and average rents near $690. You'll enjoy low violent crime rates, short commutes averaging 23 minutes, and a relaxed, rural atmosphere. While local schools are small and community-focused, the region features pleasant Midwestern seasons with 58% sunny days annually, making it a peaceful spot for those seeking a slower pace of life.
Demographics - Point Commerce, IN
Demographics - Point Commerce, IN
Point Commerce is a small, close-knit community with a population of just 70 people and a median age of 44.2, creating a peaceful, mature atmosphere. The area is predominantly White, and the gender balance is nearly even, making for a friendly and familiar neighborhood feel.
Population:
70
Density:
40 per sq mi
Median Age:
44.2
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
2.1%
Ethnic Composition
White:
97.5%
Black:
0.5%
Asian:
0.2%
Others:
1.8%
Cost Of Living
What is the average cost of living in Point Commerce, IN?
Living in Point Commerce is highly affordable, with a cost of living index well below the national average and median home values around $112,000. Residents benefit from reasonable rent and utility costs, making it an attractive option for those seeking budget-friendly living in Indiana.
Median House Value:
$112,000
Gross Rent:
$690
Monthly Electricity Charges:
$120
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$910
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
3.23%
|
High:
5.75%
Cost Of Living Index:
81.6
Grocery:
94.2
Housing:
61.8
Utilities:
97.3
Transportation:
89.2
Health Care:
90.7
Miscellaneous:
85.4
Crime
Is Point Commerce, IN a safe place to live?
Point Commerce boasts a low crime environment, with violent crime rates significantly lower than national averages and a low chance of experiencing property crime. The community’s quiet, rural character contributes to its safe and secure atmosphere.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,420
Crime Index:
1,540
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Point Commerce, IN year-round?
Residents of Point Commerce experience classic Midwestern weather, with cold winters, warm summers, and a comfortable transition through spring and fall. The area enjoys 58% sunny days each year and receives about 43.5 inches of rainfall annually, offering a pleasant balance for outdoor activities.
Winter
Min:
22°F
Max:
39°F
Spring
Min:
43°F
Max:
68°F
Summer
Min:
65°F
Max:
87°F
Fall
Min:
48°F
Max:
70°F
Average Rainfall Inches:
43.5 inches
Sunny Days Percentage:
58%
Neighbors
Households in Point Commerce have a median income of $57,000, and a low unemployment rate provides economic stability. Most residents have completed high school, commutes are short at around 23 minutes, and the poverty rate remains below the national average, fostering a stable community.
Median Income:
$40,000
Household Income:
$57,000
Family Income:
$65,000
Per Capita Income:
$28,500
Income Male:
$38,500
Income Female:
$30,200
Poverty Rate:
11.8%
Non English Speakers:
2.1%
Rent:
$690
Unemployment Rate:
4.6%
Public Transport Usage:
0.2%
Commute Time:
22.8 minutes
Education
High School or Higher:
87.9%
Bachelors or More:
13.5%
Education
How are the schools in Point Commerce, IN?
Local students attend small, community-focused public schools with favorable student-teacher ratios, supporting personalized education. For higher learning, major universities like Indiana State and Vincennes University are within easy driving distance, expanding educational opportunities.
Public Schools
Name:
White River Valley High School
Street:
5644 W State Rd 54
Phone:
812-659-2274
Students:
240
Student Teacher Ratio:
13.5
Name:
White River Valley Middle School
Street:
4135 W State Rd 54
Phone:
812-659-3915
Students:
180
Student Teacher Ratio:
12.8
Colleges
Name:
Indiana State University
City:
Terre Haute
State:
IN
Distance:
40 miles
Students:
9,400
Name:
Vincennes University
City:
Vincennes
State:
IN
Distance:
48 miles
Students:
16,000
Healthcare
Access to healthcare is solid with over 91% of residents insured and two major hospitals nearby, including Greene County General Hospital and IU Health Bloomington Hospital. The area offers a decent number of physicians per capita, ensuring local medical needs are met.
Major Hospitals
Name:
Greene County General Hospital
Address:
1185 N 1000 W, Linton, IN 47441
Phone:
(812) 847-2281
Type:
General & Surgical
Emergency Services:
Yes
Name:
IU Health Bloomington Hospital
Address:
2651 E Discovery Pkwy, Bloomington, IN 47408
Phone:
(812) 353-5252
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.4
Health Insurance Coverage:
91.0%
Health Care Index:
68.2
Housing Market
What is the housing market like in Point Commerce, IN?
The housing market in Point Commerce features affordable median home prices at $112,000 and a high owner-occupancy rate of over 78%. Home values have shown steady appreciation, while rental options remain available and moderately priced.
Median Home Price:
$112,000
Average Rent For 2 Bedroom:
$690
Owner Occupied Rate:
78.3%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
Vehicle-related services in Point Commerce are handled by the Indiana Bureau of Motor Vehicles, with comprehensive resources available online or through the main office in Indianapolis. Residents can expect straightforward access to licensing and registration services.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
100 N Senate Ave, Indianapolis, IN 46204
Phone:
1-888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.