Everything You Should Know Before Moving to Point Harbor, NC
Considering a move to Point Harbor, NC? This quiet coastal community of about 565 residents features a median home price of $325,000 and average rents around $1,310. The area enjoys a mild climate with 59% sunny days each year and a low violent crime rate of 120 per 100K, making it ideal for those seeking peace and safety. With commute times under 26 minutes and access to solid public schools and nearby healthcare, Point Harbor offers a relaxed lifestyle perfect for families, retirees, and anyone looking for small-town charm by the water.
Demographics - Point Harbor, NC
Demographics - Point Harbor, NC
Point Harbor is a small coastal community with a population of 565, where the median age is 46.2 years and the majority of residents identify as White. The area has a balanced gender ratio and about 5% of the population speaks a language other than English at home, contributing to a close-knit and slightly diverse atmosphere.
Population:
565
Density:
175 per sq mi
Median Age:
46.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
5.3%

Ethnic Composition
White:
89.5%
Black:
4.1%
Asian:
0.8%
Others:
5.6%
Cost Of Living
What is the average cost of living in Point Harbor, NC?
Living in Point Harbor is relatively affordable, with a median home value of $325,000 and average rents around $1,310 per month. The cost of living index is close to the national average, making everyday expenses manageable for most households.
Median House Value:
$325,000
Gross Rent:
$1,310
Monthly Electricity Charges:
$140
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,765
House Owner Cost Without Mortgage:
$515
State Taxes:
Low:
5.25%
|
High:
5.25%
Cost Of Living Index:
101
Grocery:
98.5
Housing:
104.7
Utilities:
104.0
Transportation:
96.5
Health Care:
102.3
Miscellaneous:
99.8
Crime
Is Point Harbor, NC a safe place to live?
Point Harbor boasts a low violent crime rate of 120 per 100,000 people, offering residents a strong sense of safety. Property crime is higher, with a 1 in 84 chance, but the overall crime index remains moderate for a community of this size.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,190
Crime Index:
1,310
Chance Of Violent Crime:
1 in 820
Chance Of Property Crime:
1 in 84
Weather
What is the weather like in Point Harbor, NC year-round?
Residents enjoy a mild climate, with winter lows around 34°F and summer highs reaching 87°F. The area receives nearly 50 inches of rainfall annually and enjoys sunshine about 59% of the year, making it appealing for those who appreciate temperate weather.

Winter
Min:
34°F
Max:
54°F

Spring
Min:
49°F
Max:
72°F

Summer
Min:
71°F
Max:
87°F

Fall
Min:
54°F
Max:
74°F
Average Rainfall Inches:
49.8 inches
Sunny Days Percentage:
59%
Neighbors
Households in Point Harbor have a median income of $71,400, and about 91% of adults have at least a high school diploma. The community has a low unemployment rate of 4.7% and average commute times under 26 minutes, reflecting a stable and neighborly environment.
Median Income:
$47,200
Household Income:
$71,400
Family Income:
$78,900
Per Capita Income:
$31,600
Income Male:
$37,200
Income Female:
$32,100
Poverty Rate:
10.2%
Non English Speakers:
5.3%
Rent:
$1,310
Unemployment Rate:
4.7%
Public Transport Usage:
0.6%
Commute Time:
25.8 minutes

Education
High School or Higher:
91.1%
Bachelors or More:
22.6%
Education
How are the schools in Point Harbor, NC?
Point Harbor families have access to local public schools with student-teacher ratios around 15:1, as well as private and charter school options. Higher education is available nearby at College of The Albemarle, located 35 miles away and serving over 2,600 students.

Public Schools
Name:
Currituck County High School
Street:
4203 Caratoke Hwy
Phone:
252-453-0014
Students:
1,050
Student Teacher Ratio:
15.3
Name:
Jarvisburg Elementary School
Street:
8005 Caratoke Hwy
Phone:
252-491-2050
Students:
400
Student Teacher Ratio:
15.6

Private Schools
Name:
Heritage Collegiate Leadership Academy
Street:
625 Virginia Rd, Edenton, NC 27932
Phone:
252-482-6000
Students:
220

Colleges
Name:
College of The Albemarle
City:
Elizabeth City
State:
NC
Distance:
35 miles
Students:
2,600
Healthcare
Healthcare needs are met by nearby facilities like The Outer Banks Hospital, and approximately 90% of residents have health insurance. The area offers access to general and emergency medical care, and there are 1.7 physicians per 1,000 residents for local health support.

Major Hospitals
Name:
The Outer Banks Hospital
Address:
4800 S Croatan Hwy, Nags Head, NC 27959
Phone:
(252) 449-4500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.6%
Health Care Index:
67.8
Housing Market
What is the housing market like in Point Harbor, NC?
The housing market features a median home price of $325,000, with the majority of homes being owner-occupied. Home values have appreciated by 7.5% in the past year, indicating a healthy and stable real estate market.
Median Home Price:
$325,000
Average Rent For 2 Bedroom:
$1,310
Owner Occupied Rate:
80.9%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
7.5%
New Construction Rate:
2.3%
Foreclosure Rate:
0.7%
DMV Information
Vehicle registration and licensing are managed by the North Carolina Division of Motor Vehicles, with resources available both online and at the Raleigh headquarters. Residents can easily access DMV services for all their driving needs.
State:
North Carolina
Department:
North Carolina Division of Motor Vehicles
Address:
1100 New Bern Ave, Raleigh, NC 27697
Phone:
919-715-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.