Everything You Should Know Before Moving to Point Washington, FL
Thinking of moving to Point Washington, FL? With a small-town population of about 1,800, Point Washington offers a relaxed coastal lifestyle with median home prices around $395,000 and average rents of $1,850. Residents enjoy a mild climate, plenty of sunny days, low violent crime rates, and short 27-minute commutes. The area features good schools, beautiful natural surroundings, and easy access to healthcare, making it a welcoming spot for families or anyone seeking a laid-back Florida lifestyle.
Demographics - Point Washington, FL
Demographics - Point Washington, FL
Point Washington has a small population of about 1,800 residents with a median age of 46.7, creating a quiet and mature community. The area is predominantly White, with a balanced gender ratio and a modest presence of non-English speakers, contributing to a welcoming yet close-knit environment.
Population:
1,800
Density:
120 per sq mi
Median Age:
46.7
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
7.5%
Ethnic Composition
White:
87.0%
Black:
5.5%
Asian:
1.2%
Others:
6.3%
Cost Of Living
What is the average cost of living in Point Washington, FL?
Living in Point Washington comes with a cost of living index slightly above the national average, driven by housing costs with median home values at $395,000 and typical rents of $1,850 per month. Florida’s no state income tax is a financial benefit, and regular household expenses like utilities and groceries are also moderately higher than average.
Median House Value:
$395,000
Gross Rent:
$1,850
Monthly Electricity Charges:
$145
Auto Insurance:
$2,350
House Owner Cost With Mortgage:
$2,050
House Owner Cost Without Mortgage:
$710
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
111.0
Grocery:
105.0
Housing:
120.0
Utilities:
110.0
Transportation:
107.0
Health Care:
102.0
Miscellaneous:
100.0
Crime
Is Point Washington, FL a safe place to live?
Point Washington experiences notably low violent crime, with a rate of 210 incidents per 100,000 people, making it a relatively safe place to live. Property crime is more common but still manageable, giving residents peace of mind in their daily lives.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,590
Crime Index:
1,800
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 63
Weather
What is the weather like in Point Washington, FL year-round?
Residents enjoy a mild coastal climate with warm summers, cool winters, and about 69% sunny days annually. With average annual rainfall around 63 inches, the area supports lush greenery while providing plenty of opportunities for outdoor activity year-round.
Winter
Min:
42°F
Max:
65°F
Spring
Min:
55°F
Max:
77°F
Summer
Min:
72°F
Max:
89°F
Fall
Min:
60°F
Max:
80°F
Average Rainfall Inches:
63 inches
Sunny Days Percentage:
69%
Neighbors
The typical household in Point Washington earns around $61,400, with a poverty rate of 11.8% and an unemployment rate of 3.7%. Most neighbors have at least a high school diploma, and commutes average just over 27 minutes, reflecting the area’s stable, working community.
Median Income:
$34,000
Household Income:
$61,400
Family Income:
$75,200
Per Capita Income:
$34,800
Income Male:
$41,300
Income Female:
$31,900
Poverty Rate:
11.8%
Non English Speakers:
7.5%
Rent:
$1,850
Unemployment Rate:
3.7%
Public Transport Usage:
0.3%
Commute Time:
27.2 minutes
Education
High School or Higher:
93.4%
Bachelors or More:
32.7%
Education
How are the schools in Point Washington, FL?
Families have access to well-regarded local public schools with favorable student-teacher ratios, as well as a private school option. Higher education is easily accessible, with community colleges located within a 30–40 mile drive, supporting lifelong learning and workforce development.
Public Schools
Name:
Bay Elementary School
Street:
118 Gilmore St, Santa Rosa Beach, FL 32459
Phone:
850-622-5051
Students:
520
Student Teacher Ratio:
14.6
Name:
Emerald Coast Middle School
Street:
4019 US-98, Santa Rosa Beach, FL 32459
Phone:
850-622-5026
Students:
950
Student Teacher Ratio:
15.1
Private Schools
Name:
Seaside Neighborhood School
Street:
10 Smolian Cir, Santa Rosa Beach, FL 32459
Phone:
850-231-0396
Students:
350
Colleges
Name:
Northwest Florida State College
City:
Niceville
State:
FL
Distance:
30 miles
Students:
7,500
Name:
Gulf Coast State College
City:
Panama City
State:
FL
Distance:
40 miles
Students:
5,600
Healthcare
Access to healthcare is convenient, with two major hospitals nearby and a strong rate of health insurance coverage at 87.5%. The area maintains a good physician-to-resident ratio, providing reliable care for families and retirees alike.
Major Hospitals
Name:
Ascension Sacred Heart Emerald Coast
Address:
7800 US-98 W, Miramar Beach, FL 32550
Phone:
(850) 278-3000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Fort Walton Beach Medical Center
Address:
1000 Mar Walt Dr, Fort Walton Beach, FL 32547
Phone:
(850) 862-1111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
87.5%
Health Care Index:
77.0
Housing Market
What is the housing market like in Point Washington, FL?
The housing market in Point Washington is healthy, with median home prices at $395,000 and owner-occupancy at nearly 70%. Home values have appreciated by 6.3% over the past year, and rental options are available with a moderate vacancy rate, making it accessible for both buyers and renters.
Median Home Price:
$395,000
Average Rent For 2 Bedroom:
$1,850
Owner Occupied Rate:
69.1%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
2.4%
Foreclosure Rate:
0.8%
DMV Information
Local DMV services are managed by the Florida Department of Highway Safety and Motor Vehicles, conveniently located in nearby Santa Rosa Beach. Residents can easily access licensing and registration services both in person and online.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
7610 US Highway 98 W, Santa Rosa Beach, FL 32459
Phone:
(850) 892-8121
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.