Everything You Should Know Before Moving to Polaris, MT
Considering a move to Polaris, MT? This tiny, picturesque community of just 130 residents offers tranquil rural living with a low cost of living—median home prices are around $225,000 and average rents are $900. With low crime rates, a short 24-minute average commute, and clean mountain air, Polaris is perfect for those seeking peace and outdoor adventure. While amenities are limited and the nearest hospital and college are in Dillon (about 30 miles away), the area's natural beauty, sunny days, and close-knit feel make it a unique choice for a quiet, affordable Montana lifestyle.
Demographics - Polaris, MT
Demographics - Polaris, MT
Polaris, MT is a small, close-knit rural community with a population of just 130 people and a median age of 54, reflecting a mature resident base. The area is predominantly White, with a small percentage of Native American and Hispanic or Latino residents, and maintains a low population density of 8 people per square mile. A majority of residents speak English at home, contributing to a friendly, familiar atmosphere.
Population:
130
Density:
8 per sq mi
Median Age:
54.2
Gender Ratio:
106 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
94.5%
Others:
1.3%
Cost Of Living
What is the average cost of living in Polaris, MT?
Polaris offers an affordable cost of living, with median home values at $225,000 and average rent around $900 per month. Utility and insurance costs are modest, and the overall cost of living index is slightly below the national average, making it an attractive option for those seeking value. State taxes are moderate, helping residents stretch their budgets further.
Median House Value:
$225,000
Gross Rent:
$900
Monthly Electricity Charges:
$110
Auto Insurance:
$1,040
House Owner Cost With Mortgage:
$1,080
House Owner Cost Without Mortgage:
$385
State Taxes:
Low:
1.0%
|
High:
6.9%
Cost Of Living Index:
96.0
Grocery:
97.2
Housing:
84.3
Utilities:
91.5
Transportation:
90.7
Health Care:
94.8
Miscellaneous:
95.3
Crime
Is Polaris, MT a safe place to live?
Polaris enjoys very low crime rates, with violent crimes occurring at just 110 per 100,000 residents and property crimes at 1,130 per 100,000. The chance of experiencing a violent crime is just 1 in 910, providing peace of mind for residents. This safe environment is ideal for individuals and families seeking tranquility.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
1,130
Crime Index:
1,240
Chance Of Violent Crime:
1 in 910
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Polaris, MT year-round?
Residents experience true four-season weather, with cold winters (lows around 2°F) and mild summers (highs near 77°F). The area enjoys 61% sunny days and receives about 11 inches of rainfall annually, supporting a variety of outdoor activities throughout the year. The mountain climate provides clean air and scenic views.
Winter
Min:
2°F
Max:
32°F
Spring
Min:
18°F
Max:
54°F
Summer
Min:
38°F
Max:
77°F
Fall
Min:
21°F
Max:
56°F
Average Rainfall Inches:
11.2 inches
Sunny Days Percentage:
61%
Neighbors
Polaris is home to a small, welcoming community with a median household income of $47,200 and a low unemployment rate of 3.4%. Education levels are strong, with over 91% holding a high school diploma, and commute times average a manageable 24 minutes. The poverty rate is slightly above the national average, but overall, the area is known for its friendly neighbors and relaxed pace of life.
Median Income:
$28,000
Household Income:
$47,200
Family Income:
$52,500
Per Capita Income:
$25,100
Income Male:
$30,500
Income Female:
$22,900
Poverty Rate:
12.7%
Non English Speakers:
2.5%
Rent:
$900
Unemployment Rate:
3.4%
Public Transport Usage:
0.0%
Commute Time:
24.3 minutes
Education
High School or Higher:
91.8%
Bachelors or More:
21.5%
Education
How are the schools in Polaris, MT?
Polaris supports local education through its small elementary school, known for a low student-to-teacher ratio and personalized attention. For higher education, residents can access the University of Montana Western in Dillon, just 32 miles away, offering a range of programs and resources. While options are limited locally, nearby Dillon provides broader educational opportunities.
Public Schools
Name:
Polaris Elementary School
Street:
104 Schoolhouse Rd
Phone:
406-834-3418
Students:
7
Student Teacher Ratio:
7.0
Colleges
Name:
University of Montana Western
City:
Dillon
State:
MT
Distance:
32 miles
Students:
1,400
Healthcare
Healthcare access in Polaris is supported by facilities like Barrett Hospital & HealthCare in nearby Dillon, offering general and emergency services. With 1.7 physicians per 1,000 residents and nearly 90% health insurance coverage, most medical needs can be met within a reasonable driving distance. While specialized care may require travel, basic healthcare is readily available.
Major Hospitals
Name:
Barrett Hospital & HealthCare
Address:
600 MT-91 S, Dillon, MT 59725
Phone:
(406) 683-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.5%
Health Care Index:
73.2
Housing Market
What is the housing market like in Polaris, MT?
The Polaris housing market is stable and affordable, with a median home price of $225,000 and owner-occupied homes making up nearly 79% of properties. Rental options are available with average rents at $900, and the area sees low foreclosure and vacancy rates. Modest home appreciation and limited new construction contribute to a consistent, tight-knit housing market.
Median Home Price:
$225,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
78.6%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.2%
DMV Information
Polaris residents handle vehicle services through the Montana Motor Vehicle Division, located in Helena. The DMV provides essential licensing and registration services, and information is readily available on the state’s official website. Appointments and resources are accessible for new and existing residents alike.
State:
Montana
Department:
Montana Motor Vehicle Division
Address:
302 N Roberts St, Helena, MT 59620
Phone:
1-406-444-3933
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.