Everything You Should Know Before Moving to Polk City, FL
Polk City, FL is a friendly, small town of about 2,900 residents, perfect for those seeking a relaxed pace and affordable living. With median home prices around $255,000 and rents averaging $1,250, housing is budget-friendly compared to national averages. Commute times average about 33 minutes, and the area enjoys warm, sunny weather most of the year. Crime rates are lower than many nearby areas, and while educational attainment is modest, local schools and proximity to colleges make Polk City a practical choice for families and professionals alike.
Demographics - Polk City, FL
Demographics - Polk City, FL
Polk City has a close-knit population of about 2,900 residents with a median age of 41, reflecting a balanced mix of families and older adults. The community is predominantly White, with a small yet diverse mix of other backgrounds, and nearly 9% speak a language other than English at home. The gender ratio is evenly balanced, making for a welcoming and inclusive atmosphere.
Population:
2,900
Density:
330 per sq mi
Median Age:
41.2
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
8.7%
Ethnic Composition
White:
79.8%
Black:
8.6%
Asian:
1.2%
Others:
10.4%
Cost Of Living
What is the average cost of living in Polk City, FL?
Living in Polk City is affordable, with a median home value of $255,000 and average rent at $1,250, both below many Florida markets. The overall cost of living index is 95.8, indicating expenses are slightly lower than the U.S. average, especially for housing and groceries. Florida’s lack of state income tax further contributes to a budget-friendly lifestyle for residents.
Median House Value:
$255,000
Gross Rent:
$1,250
Monthly Electricity Charges:
$145
Auto Insurance:
$2,140
House Owner Cost With Mortgage:
$1,420
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
95.8
Grocery:
97.0
Housing:
91.2
Utilities:
101.5
Transportation:
93.8
Health Care:
96.7
Miscellaneous:
94.9
Crime
Is Polk City, FL a safe place to live?
Polk City maintains a relatively low crime environment, with violent crime rates at 224 per 100,000 residents and property crime at 1,780 per 100,000. Residents have a 1 in 446 chance of experiencing violent crime, which is lower than many urban areas. This helps create a sense of safety and peace of mind for families and newcomers.
Violent Crimes Per 100k:
224
Property Crimes Per 100k:
1,780
Crime Index:
2,004
Chance Of Violent Crime:
1 in 446
Chance Of Property Crime:
1 in 56
Weather
What is the weather like in Polk City, FL year-round?
Polk City enjoys a warm, sunny climate with winter highs averaging 73°F and summer peaks reaching 92°F. The area receives about 52 inches of rainfall annually and boasts sunshine roughly two-thirds of the year. This subtropical weather supports outdoor recreation and a relaxed, year-round lifestyle.
Winter
Min:
50°F
Max:
73°F
Spring
Min:
62°F
Max:
85°F
Summer
Min:
72°F
Max:
92°F
Fall
Min:
64°F
Max:
86°F
Average Rainfall Inches:
52 inches
Sunny Days Percentage:
66%
Neighbors
Residents in Polk City typically have a median household income of $61,600, with a poverty rate of 13.2% and an unemployment rate of 5.4%. Most people commute about 33 minutes to work, and public transportation usage is minimal. Educational attainment shows that around 85% of adults have completed high school, and the community is largely owner-occupied.
Median Income:
$29,500
Household Income:
$61,600
Family Income:
$68,900
Per Capita Income:
$25,300
Income Male:
$33,100
Income Female:
$27,800
Poverty Rate:
13.2%
Non English Speakers:
8.7%
Rent:
$1,250
Unemployment Rate:
5.4%
Public Transport Usage:
0.7%
Commute Time:
33.4 minutes
Education
High School or Higher:
84.7%
Bachelors or More:
15.5%
Education
How are the schools in Polk City, FL?
Families in Polk City benefit from local schools like Polk City Elementary, which offers a favorable student-teacher ratio and a supportive learning environment. For higher education, Polk State College and Florida Polytechnic University are located within 16 miles, providing accessible options for college-bound students. Private school and specialized education options are also available in neighboring communities.
Public Schools
Name:
Polk City Elementary School
Street:
125 S Bougainvillea Ave
Phone:
863-965-6338
Students:
560
Student Teacher Ratio:
14.7
Private Schools
Name:
Victory Ridge Academy
Street:
427 Burns Ave, Lake Wales, FL
Phone:
863-679-3338
Students:
350
Colleges
Name:
Polk State College
City:
Winter Haven
State:
FL
Distance:
10 miles
Students:
10,000
Name:
Florida Polytechnic University
City:
Lakeland
State:
FL
Distance:
16 miles
Students:
1,600
Healthcare
Polk City residents have access to quality healthcare, with major hospitals like Lakeland Regional Health Medical Center and AdventHealth Heart of Florida nearby. There are about 1.6 physicians per 1,000 people, and nearly 88% of residents have health insurance coverage. Overall, the area offers reliable emergency and routine medical services within a short drive.
Major Hospitals
Name:
Lakeland Regional Health Medical Center
Address:
1324 Lakeland Hills Blvd, Lakeland, FL 33805
Phone:
(863) 687-1100
Type:
General & Surgical
Emergency Services:
Yes
Name:
AdventHealth Heart of Florida
Address:
40100 US Hwy 27, Davenport, FL 33837
Phone:
(863) 422-4971
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
87.5%
Health Care Index:
68.3
Housing Market
What is the housing market like in Polk City, FL?
The local housing market is stable and affordable, with a median home price of $255,000 and an average two-bedroom rent of $1,250. Homeownership is high at over 77%, and the market has seen a 6.2% appreciation rate in the past year. Rental vacancies are moderate, providing options for both buyers and renters.
Median Home Price:
$255,000
Average Rent For 2 Bedroom:
$1,250
Owner Occupied Rate:
77.1%
Rental Vacancy Rate:
9.6%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
2.6%
Foreclosure Rate:
0.8%
DMV Information
Polk City residents are served by the Florida Department of Highway Safety and Motor Vehicles, conveniently located in nearby Winter Haven. Services such as licensing, vehicle registration, and renewals can be accessed in person or online. For assistance, the local DMV office can be reached by phone or through the state website.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
1135 1st St S, Winter Haven, FL 33880
Phone:
863-298-7577
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.