Everything You Should Know Before Moving to Prospect Harbor, ME
Prospect Harbor, ME is a charming coastal village with a tight-knit population of around 450 residents. The median home price is $267,000, and average rent hovers near $1,050, making it relatively affordable for Maine. Residents enjoy a low violent crime rate (68 per 100K), scenic weather with 53% sunny days, and short commutes averaging 24.5 minutes. The area offers a peaceful pace of life, strong sense of community, and access to local schools and reliable healthcare in nearby Ellsworth—ideal for those seeking a relaxed, coastal Maine lifestyle.
Demographics - Prospect Harbor, ME
Demographics - Prospect Harbor, ME
Prospect Harbor is a small, close-knit community of about 450 residents, with a median age of 51, reflecting its appeal to mature adults and retirees. The population is predominantly White, and the area maintains a balanced gender ratio and low density, providing a peaceful, uncrowded environment.
Population:
450
Density:
120 per sq mi
Median Age:
51.0
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
96.2%
Black:
0.7%
Asian:
0.5%
Others:
2.6%
Cost Of Living
What is the average cost of living in Prospect Harbor, ME?
Living in Prospect Harbor is relatively affordable for coastal Maine, with a median home value of $267,000 and average rent around $1,050. While utilities and healthcare run slightly above national averages, the overall cost of living index is just 4% higher than the U.S. average, making it an accessible option for many families and retirees.
Median House Value:
$267,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$170
Auto Insurance:
$1,170
House Owner Cost With Mortgage:
$1,320
House Owner Cost Without Mortgage:
$490
State Taxes:
Low:
5.8%
|
High:
7.15%
Cost Of Living Index:
104.0
Grocery:
103.0
Housing:
94.5
Utilities:
112.0
Transportation:
105.0
Health Care:
108.0
Miscellaneous:
100.0
Crime
Is Prospect Harbor, ME a safe place to live?
Prospect Harbor boasts a notably low violent crime rate of 68 per 100,000 residents, offering a safe environment for its residents. Property crime is also lower compared to many urban areas, providing peace of mind for homeowners and renters alike.
Violent Crimes Per 100k:
68
Property Crimes Per 100k:
970
Crime Index:
1,038
Chance Of Violent Crime:
1 in 1,470
Chance Of Property Crime:
1 in 103
Weather
What is the weather like in Prospect Harbor, ME year-round?
Residents enjoy a classic New England climate, with mild summers reaching up to 75°F and chilly winters dipping to 10°F. The area receives about 44.5 inches of rainfall annually and experiences sunshine more than half the year, perfect for those who appreciate distinct seasons.

Winter
Min:
10°F
Max:
31°F

Spring
Min:
32°F
Max:
56°F

Summer
Min:
54°F
Max:
75°F

Fall
Min:
34°F
Max:
60°F
Average Rainfall Inches:
44.5 inches
Sunny Days Percentage:
53%
Neighbors
The median household income in Prospect Harbor is $53,400, with 90.4% of adults holding at least a high school diploma. The local community is friendly and stable, characterized by low unemployment and typical commute times of about 24.5 minutes.
Median Income:
$38,000
Household Income:
$53,400
Family Income:
$68,000
Per Capita Income:
$31,200
Income Male:
$36,000
Income Female:
$30,500
Poverty Rate:
13.4%
Non English Speakers:
3.5%
Rent:
$1,050
Unemployment Rate:
4.8%
Public Transport Usage:
0.8%
Commute Time:
24.5 minutes

Education
High School or Higher:
90.4%
Bachelors or More:
28.2%
Education
How are the schools in Prospect Harbor, ME?
Local students attend Peninsula School, known for its small class sizes with a student-teacher ratio of 9.7, supporting personalized learning. For higher education, reputable options like the University of Maine at Machias and Husson University are within an hour’s drive, offering a range of academic opportunities.

Public Schools
Name:
Peninsula School
Street:
71 Main Street, Prospect Harbor, ME 04669
Phone:
207-963-2003
Students:
105
Student Teacher Ratio:
9.7

Colleges
Name:
University of Maine at Machias
City:
Machias
State:
ME
Distance:
50 miles
Students:
1,000
Name:
Husson University
City:
Bangor
State:
ME
Distance:
54 miles
Students:
3,800
Healthcare
Access to healthcare is strong, with the Northern Light Maine Coast Hospital nearby in Ellsworth and a high health insurance coverage rate of 92.5%. There are 2.3 physicians per 1,000 residents, ensuring that medical services are readily available for most needs.

Major Hospitals
Name:
Northern Light Maine Coast Hospital
Address:
50 Union St, Ellsworth, ME 04605
Phone:
(207) 664-5311
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
92.5%
Health Care Index:
78.0
Housing Market
What is the housing market like in Prospect Harbor, ME?
Prospect Harbor’s housing market features a median home price of $267,000 and a high owner-occupancy rate of nearly 80%. Home values have been appreciating steadily, making it an attractive option for both buyers and long-term residents.
Median Home Price:
$267,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
79.8%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
1.1%
Foreclosure Rate:
0.7%
DMV Information
Residents handle vehicle registration and licensing through the Maine Bureau of Motor Vehicles, conveniently located in Augusta and accessible online. The state DMV provides comprehensive services for new residents and locals alike.
State:
Maine
Department:
Maine Bureau of Motor Vehicles
Address:
101 Hospital St, Augusta, ME 04330
Phone:
1-207-624-9000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.