Kentucky / Jefferson County

Moving to Prospect, KY

Thinking of making a move to Prospect, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Prospect, KY

Considering a move to Prospect, KY? This welcoming community of 4,950 residents offers a blend of suburban charm and convenience, with median home prices around $565,000 and average rents near $1,800. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Prospect's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Prospect, KY

Prospect has a population of 4,950 residents, offering a diverse community with a median age of nearly 50 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 91% White, 4% Black, and 3% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
4,950
Density
1,060 per sq mi
Median Age
50.2
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
5.2%

Ethnic Composition

White
91.0%
Black
3.5%
Asian
3.0%
Others
2.5%

Cost Of Living

What is the average cost of living in Prospect, KY?

The cost of living in Prospect is higher than the national average, with a cost of living index of 117.0. Median home values are around $565,000 and average rents for a two-bedroom apartment are approximately $1,800. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$565,000
Gross Rent
$1,800
Monthly Electricity Charges
$122
Auto Insurance
$1,420
House Owner Cost With Mortgage
$2,300
House Owner Cost Without Mortgage
$720
State Taxes
Low: 2.0%| High: 5.0%
Cost Of Living Index
117.0
Grocery
101.5
Housing
146.0
Utilities
108.2
Transportation
110.6
Health Care
99.7
Miscellaneous
102.3

Crime

Is Prospect, KY a safe place to live?

Prospect is considered a safe community, with a low violent crime rate of 55 incidents per 100,000 residents and a property crime chance of 1 in 232. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
55
Property Crimes Per 100k
430
Crime Index
485
Chance Of Violent Crime
1 in 1,800
Chance Of Property Crime
1 in 232

Weather

What is the weather like in Prospect, KY year-round?

Prospect experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 27°F. The area receives about 46 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
43°F

Summer

Min
66°F
Max
87°F

Spring

Min
48°F
Max
70°F

Fall

Min
48°F
Max
71°F
Average Rainfall Inches
45.6 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $148,000 and a low poverty rate of 2.2%. Over 98% of residents have at least a high school diploma, and nearly 68% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$60,800
Household Income
$148,000
Family Income
$172,000
Per Capita Income
$82,400
Income Male
$100,000
Income Female
$62,000
Poverty Rate
2.2%
Non English Speakers
5.2%
Rent
$1,800
Unemployment Rate
2.9%
Public Transport Usage
0.5%
Commute Time
24.7 minutes

Education

High School or Higher
98.1%
Bachelors or More
67.8%

Education

How are the schools in Prospect, KY?

Prospect offers quality education options, with public schools like Norton Elementary School and North Oldham High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Bellarmine University and University of Louisville. The community is committed to educational excellence for all age groups.

Public Schools

Name
Norton Elementary School
Street
8101 Brownsboro Rd
Phone
502-228-5557
Students
800
Student Teacher Ratio
16:1
Name
North Oldham High School
Street
1815 S Hwy 1793
Phone
502-228-0158
Students
1,100
Student Teacher Ratio
15:1

Private Schools

Name
St. Mary Academy
Street
11311 Saint Mary Ln
Phone
502-315-2555
Students
600

Colleges

Name
Bellarmine University
City
Louisville
State
KY
Distance
13 miles
Students
3,500
Name
University of Louisville
City
Louisville
State
KY
Distance
15 miles
Students
22,000

Healthcare

Prospect residents have access to quality healthcare, with major hospitals like Norton Brownsboro Hospital and Baptist Health Louisville nearby. The community benefits from a high physician-to-resident ratio of 2.3 per 1,000 people and 95.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Norton Brownsboro Hospital
Address
4960 Norton Healthcare Blvd, Louisville, KY 40241
Phone
(502) 446-8000
Type
General & Surgical
Emergency Services
Yes
Name
Baptist Health Louisville
Address
4000 Kresge Way, Louisville, KY 40207
Phone
(502) 897-8100
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.3
Health Insurance Coverage
95.6%
Health Care Index
76.8

Housing Market

What is the housing market like in Prospect, KY?

The local housing market is strong, with a median home price of $565,000 and an owner-occupied rate of nearly 94%. The market has seen a 4.5% appreciation over the past year, and rental vacancy rates remain moderate at 4.2%. Prospect offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$565,000
Average Rent For 2 Bedroom
$1,800
Owner Occupied Rate
94.2%
Rental Vacancy Rate
4.2%
Home Appreciation Rate (1yr)
4.5%
New Construction Rate
1.4%
Foreclosure Rate
0.3%

DMV Information

Residents of Prospect handle vehicle services through the Kentucky Transportation Cabinet - Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Division of Driver Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Prospect, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Prospect, review the core fields on this page: population 4,950, median home value $565,000, average rent for 2 bedroom $1,800, commute time 24.7 minutes, and sunny days percentage 56%.

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