Everything You Should Know Before Moving to Punta Gorda, FL
Thinking about moving to Punta Gorda, FL? With a friendly population of about 20,000 and a median home price of $423,000, this sunny, waterfront city offers an affordable, relaxed lifestyle with 74% sunny days each year. Residents enjoy low crime rates (just 153 violent crimes per 100K), short 22-minute commutes, and excellent access to healthcare. Top-rated schools, a high rate of homeownership, and beautiful weather year-round make Punta Gorda an appealing choice for retirees and families alike.
Demographics - Punta Gorda, FL
Demographics - Punta Gorda, FL
Punta Gorda is home to around 20,000 residents, with a notably high median age of 67.5, reflecting its popularity among retirees. The population is predominantly White, and the city maintains a balanced gender ratio and a welcoming, tight-knit community feel.
Population:
20,369
Density:
1,355 per sq mi
Median Age:
67.5
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
8.5%
Ethnic Composition
White:
88.2%
Black:
4.1%
Asian:
1.6%
Others:
6.1%
Cost Of Living
What is the average cost of living in Punta Gorda, FL?
The cost of living in Punta Gorda is just above the national average, with a median home value of $423,000 and average rent at $1,480. Residents benefit from Florida’s lack of state income tax, contributing to the area's overall affordability.
Median House Value:
$423,000
Gross Rent:
$1,480
Monthly Electricity Charges:
$150
Auto Insurance:
$2,180
House Owner Cost With Mortgage:
$1,900
House Owner Cost Without Mortgage:
$650
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
103.4
Grocery:
101.5
Housing:
110.2
Utilities:
96.8
Transportation:
104.7
Health Care:
99.5
Miscellaneous:
101.1
Crime
Is Punta Gorda, FL a safe place to live?
Punta Gorda boasts a low violent crime rate of 153 incidents per 100,000 residents, making it a safe choice for families and retirees. Property crime is also relatively low, providing peace of mind for those looking to settle in this community.
Violent Crimes Per 100k:
153
Property Crimes Per 100k:
1,102
Crime Index:
1,255
Chance Of Violent Crime:
1 in 653
Chance Of Property Crime:
1 in 91
Weather
What is the weather like in Punta Gorda, FL year-round?
With 74% of days being sunny and mild winters averaging 52°F to 74°F, Punta Gorda offers year-round pleasant weather. The area receives about 51 inches of rain annually, ideal for those who appreciate a warm, coastal climate.
Winter
Min:
52°F
Max:
74°F
Spring
Min:
62°F
Max:
89°F
Summer
Min:
73°F
Max:
92°F
Fall
Min:
64°F
Max:
87°F
Average Rainfall Inches:
51.3 inches
Sunny Days Percentage:
74%
Neighbors
Residents of Punta Gorda enjoy a comfortable lifestyle, with a median household income of $71,400 and a low poverty rate of 7.9%. The community is well-educated, with nearly 96% holding at least a high school diploma and a relaxed average commute time of 22 minutes.
Median Income:
$40,800
Household Income:
$71,400
Family Income:
$79,200
Per Capita Income:
$43,900
Income Male:
$47,900
Income Female:
$36,300
Poverty Rate:
7.9%
Non English Speakers:
8.5%
Rent:
$1,480
Unemployment Rate:
3.9%
Public Transport Usage:
0.9%
Commute Time:
22.4 minutes
Education
High School or Higher:
95.7%
Bachelors or More:
35.1%
Education
How are the schools in Punta Gorda, FL?
Punta Gorda offers quality educational opportunities, including well-rated public and private schools and access to Florida SouthWestern State College just five miles away. The community values education, with a strong graduation rate and supportive learning environments.
Public Schools
Name:
Sallie Jones Elementary School
Street:
1230 Narranja St
Phone:
941-575-5440
Students:
600
Student Teacher Ratio:
15.5
Name:
Charlotte High School
Street:
1250 Cooper St
Phone:
941-575-5450
Students:
1,750
Student Teacher Ratio:
20.3
Private Schools
Name:
St. Charles Borromeo Catholic School
Street:
21505 Augusta Ave
Phone:
941-625-5533
Students:
250
Colleges
Name:
Florida SouthWestern State College
City:
Punta Gorda
State:
FL
Distance:
5 miles
Students:
7,300
Healthcare
Access to healthcare is strong in Punta Gorda, supported by major hospitals like ShorePoint Health and a high rate of insured residents at 92.8%. The city benefits from above-average physician availability, ensuring quality care for its population.
Major Hospitals
Name:
ShorePoint Health Punta Gorda
Address:
809 E Marion Ave, Punta Gorda, FL 33950
Phone:
(941) 639-3131
Type:
General & Surgical
Emergency Services:
Yes
Name:
Fawcett Memorial Hospital
Address:
21298 Olean Blvd, Port Charlotte, FL 33952
Phone:
(941) 629-1181
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
92.8%
Health Care Index:
76.2
Housing Market
What is the housing market like in Punta Gorda, FL?
The housing market in Punta Gorda is robust, with a median home price of $423,000 and high homeownership at 84%. Home values have appreciated steadily, and rental options remain available with reasonable vacancy rates.
Median Home Price:
$423,000
Average Rent For 2 Bedroom:
$1,480
Owner Occupied Rate:
84.1%
Rental Vacancy Rate:
6.6%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
2.4%
Foreclosure Rate:
0.6%
DMV Information
Punta Gorda residents can visit the local Florida Department of Highway Safety and Motor Vehicles at 410 Taylor St for all licensing and registration needs. The office provides convenient access to essential driving and vehicle services.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
410 Taylor St, Punta Gorda, FL 33950
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.