Everything You Should Know Before Moving to Ragged Point, CA
Thinking about moving to Ragged Point, CA? This ultra-small coastal enclave of just 50 residents offers dramatic ocean views and a tranquil, rural lifestyle. Expect high home prices (median $1,250,000) and above-average rents, but enjoy exceptionally low crime rates and over 80% sunny days each year. While public schools and services are a drive away, the peaceful seclusion, mild climate, and natural beauty make Ragged Point a unique spot for those seeking a quiet slice of California’s Central Coast.
Demographics - Ragged Point, CA
Demographics - Ragged Point, CA
Ragged Point is a tiny, close-knit community of just 50 residents, with a median age of 54 and a slightly higher number of males than females. The population is predominantly White, and about 8% speak a language other than English at home, reflecting a small but diverse cultural presence.
Population:
50
Density:
10 per sq mi
Median Age:
54.0
Gender Ratio:
105 males per 100 females
Non-English Speakers Percentage:
8.0%

Ethnic Composition
White:
85.0%
Black:
1.0%
Asian:
3.0%
Others:
11.0%
Cost Of Living
What is the average cost of living in Ragged Point, CA?
Living in Ragged Point comes with a high cost of living, as reflected by a median home value of $1,250,000 and a cost of living index significantly above the national average. Residents should expect higher expenses for housing, groceries, and transportation, making the area best suited for those with substantial financial resources.
Median House Value:
$1,250,000
Gross Rent:
$2,500
Monthly Electricity Charges:
$180
Auto Insurance:
$1,600
House Owner Cost With Mortgage:
$3,900
House Owner Cost Without Mortgage:
$950
State Taxes:
Low:
1.0%
|
High:
13.3%
Cost Of Living Index:
178.0
Grocery:
125.0
Housing:
285.0
Utilities:
115.0
Transportation:
130.0
Health Care:
110.0
Miscellaneous:
120.0
Crime
Is Ragged Point, CA a safe place to live?
Crime is exceptionally low in Ragged Point, with violent crime rates much lower than the national average and a property crime chance of just 1 in 313. This peaceful environment makes it an attractive choice for those prioritizing safety and tranquility.
Violent Crimes Per 100k:
60
Property Crimes Per 100k:
320
Crime Index:
380
Chance Of Violent Crime:
1 in 1,667
Chance Of Property Crime:
1 in 313
Weather
What is the weather like in Ragged Point, CA year-round?
Ragged Point offers a mild coastal climate, with summer highs averaging 71°F and winter lows around 41°F. Residents enjoy about 80% sunny days each year and moderate annual rainfall, creating an inviting outdoor environment nearly year-round.

Winter
Min:
41°F
Max:
61°F

Spring
Min:
45°F
Max:
67°F

Summer
Min:
52°F
Max:
71°F

Fall
Min:
47°F
Max:
68°F
Average Rainfall Inches:
17.5 inches
Sunny Days Percentage:
80%
Neighbors
The surrounding area features a median household income of $75,000 and a low poverty rate of 7.5%. Most residents are well-educated, with over 90% holding at least a high school diploma, and commute times average about 28 minutes by car.
Median Income:
$42,500
Household Income:
$75,000
Family Income:
$90,000
Per Capita Income:
$38,000
Income Male:
$42,000
Income Female:
$40,000
Poverty Rate:
7.5%
Non English Speakers:
8.0%
Rent:
$2,500
Unemployment Rate:
4.1%
Public Transport Usage:
0.0%
Commute Time:
28.0 minutes

Education
High School or Higher:
92.0%
Bachelors or More:
37.0%
Education
How are the schools in Ragged Point, CA?
While Ragged Point itself does not have schools, nearby public options such as Cayucos Elementary serve local families, and higher education is accessible at institutions like Cuesta College and Cal Poly San Luis Obispo, both within a 40-mile drive.

Public Schools
Name:
Cayucos Elementary School
Street:
301 Cayucos Dr, Cayucos, CA 93430
Phone:
805-995-3694
Students:
230
Student Teacher Ratio:
19.0

Colleges
Name:
Cuesta College
City:
San Luis Obispo
State:
CA
Distance:
34 miles
Students:
10,800
Name:
California Polytechnic State University, San Luis Obispo
City:
San Luis Obispo
State:
CA
Distance:
38 miles
Students:
22,000
Healthcare
Residents have access to quality healthcare, with coverage rates at 93% and about 2.2 physicians per 1,000 people. Major medical services, including emergency care, are provided at nearby hospitals such as Twin Cities Community Hospital in Templeton.

Major Hospitals
Name:
Twin Cities Community Hospital
Address:
1100 Las Tables Rd, Templeton, CA 93465
Phone:
(805) 434-3500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
93.0%
Health Care Index:
78.0
Housing Market
What is the housing market like in Ragged Point, CA?
Ragged Point's housing market is characterized by high home prices, with a median of $1,250,000 and 70% owner occupancy. Rental options are limited but available, with average rents for a two-bedroom around $2,500, and home values have appreciated over 6% in the past year.
Median Home Price:
$1,250,000
Average Rent For 2 Bedroom:
$2,500
Owner Occupied Rate:
70.0%
Rental Vacancy Rate:
4.0%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
0.5%
Foreclosure Rate:
0.2%
DMV Information
Local residents can access vehicle services through the California Department of Motor Vehicles, with the nearest office located in San Luis Obispo. Essential DMV information, including services and appointments, can be found on the official California DMV website.
State:
California
Department:
California Department of Motor Vehicles
Address:
937 Newhall St, San Luis Obispo, CA 93401
Phone:
1-800-777-0133
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.