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Moving to Ramrod Key, FL

Thinking of making a move to Ramrod Key, FL? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Ramrod Key, FL

Considering a move to Ramrod Key, FL? This welcoming community of 500 residents offers a blend of suburban charm and convenience, with median home prices around $780,000 and average rents near $2,450. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (74% annually), ideal for families and commuters alike. Explore Ramrod Key's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Ramrod Key, FL

Ramrod Key has a population of 500 residents, offering a diverse community with a median age of nearly 58 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 86% White, 2% Black, and 2% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
500
Density
320 per sq mi
Median Age
57.8
Gender Ratio
103 males per 100 females
Non-English Speakers Percentage
8.0%

Ethnic Composition

White
86.0%
Black
2.0%
Asian
1.5%
Others
10.5%

Cost Of Living

What is the average cost of living in Ramrod Key, FL?

The cost of living in Ramrod Key is higher than the national average, with a cost of living index of 138.4. Median home values are around $780,000 and average rents for a two-bedroom apartment are approximately $2,450. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$780,000
Gross Rent
$2,450
Monthly Electricity Charges
$190
Auto Insurance
$2,750
House Owner Cost With Mortgage
$3,950
House Owner Cost Without Mortgage
$1,150
State Taxes
Low: 0.0%| High: 0.0%
Cost Of Living Index
138.4
Grocery
112.5
Housing
176.0
Utilities
118.3
Transportation
122.0
Health Care
108.7
Miscellaneous
116.2

Crime

Is Ramrod Key, FL a safe place to live?

Ramrod Key is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 102. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Florida.

Violent Crimes Per 100k
210
Property Crimes Per 100k
980
Crime Index
1,190
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 102

Weather

What is the weather like in Ramrod Key, FL year-round?

Ramrod Key experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 62°F. The area receives about 42 inches of rainfall annually and enjoys sunshine on 74% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
62°F
Max
75°F

Summer

Min
79°F
Max
89°F

Spring

Min
70°F
Max
83°F

Fall

Min
72°F
Max
84°F
Average Rainfall Inches
42.0 inches
Sunny Days Percentage
74%

Neighbors

The neighborhood boasts a healthy median household income of $88,500 and a low poverty rate of 10.8%. Over 92% of residents have at least a high school diploma, and nearly 32% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$71,000
Household Income
$88,500
Family Income
$96,000
Per Capita Income
$42,000
Income Male
$48,000
Income Female
$41,000
Poverty Rate
10.8%
Non English Speakers
14.0%
Rent
$2,450
Unemployment Rate
3.3%
Public Transport Usage
0.5%
Commute Time
24.8 minutes

Education

High School or Higher
92.0%
Bachelors or More
31.5%

Education

How are the schools in Ramrod Key, FL?

Ramrod Key offers quality education options, with public schools like Sugarloaf School and Horace O'Bryant School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including College of the Florida Keys and Florida Keys Community College - Upper Keys Center. The community is committed to educational excellence for all age groups.

Public Schools

Name
Sugarloaf School
Street
11050 Overseas Hwy
Phone
305-295-8905
Students
520
Student Teacher Ratio
13.4
Name
Horace O'Bryant School
Street
1105 White St
Phone
305-293-1400
Students
750
Student Teacher Ratio
14.1

Private Schools

Name
Key West Montessori Charter School
Street
1407 Pine St
Phone
305-294-1970
Students
260

Colleges

Name
College of the Florida Keys
City
Key West
State
FL
Distance
20 miles
Students
1,900
Name
Florida Keys Community College - Upper Keys Center
City
Tavernier
State
FL
Distance
35 miles
Students
600

Healthcare

Ramrod Key residents have access to quality healthcare, with major hospitals like Lower Keys Medical Center and Mariners Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 86.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lower Keys Medical Center
Address
5900 College Rd, Key West, FL 33040
Phone
(305) 294-5531
Type
General & Surgical
Emergency Services
Yes
Name
Mariners Hospital
Address
91500 Overseas Hwy, Tavernier, FL 33070
Phone
(305) 434-3000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
86.8%
Health Care Index
71.2

Housing Market

What is the housing market like in Ramrod Key, FL?

The local housing market is strong, with a median home price of $780,000 and an owner-occupied rate of nearly 79%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 3.8%. Ramrod Key offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$780,000
Average Rent For 2 Bedroom
$2,450
Owner Occupied Rate
79.0%
Rental Vacancy Rate
3.8%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.7%
Foreclosure Rate
0.4%

DMV Information

Residents of Ramrod Key handle vehicle services through the Florida Department of Highway Safety and Motor Vehicles, conveniently located in Tallahassee. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Florida
Department
Florida Department of Highway Safety and Motor Vehicles
Address
2900 Apalachee Parkway, Tallahassee, FL 32399
Phone
(850) 617-2000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Ramrod Key, FL

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Ramrod Key, review the core fields on this page: population 500, median home value $780,000, average rent for 2 bedroom $2,450, commute time 24.8 minutes, and sunny days percentage 74%.

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