Everything You Should Know Before Moving to Ramsay, MI
Considering a move to Ramsay, MI? This peaceful small town of 280 offers affordable living, with median home prices around $84,000 and average rents at $700. Residents enjoy a low crime rate (85 violent crimes per 100K), short 17-minute commutes, and a close-knit, predominantly White community. Ramsay experiences snowy winters and mild summers, and while educational attainment is modest, nearby schools and colleges provide solid options. The cost of living is notably below the national average, making Ramsay an attractive choice for those seeking a quiet, budget-friendly lifestyle.
Demographics - Ramsay, MI
Demographics - Ramsay, MI
Ramsay, MI is a small, close-knit town of 280 residents with a median age of nearly 50, reflecting a mature population. The community is predominantly White, and the area maintains a balanced gender ratio and low linguistic diversity. Its moderate population density offers a peaceful, rural lifestyle.
Population:
280
Density:
180 per sq mi
Median Age:
49.5
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
2.9%

Ethnic Composition
White:
95.8%
Black:
0.4%
Asian:
0.3%
Others:
3.5%
Cost Of Living
What is the average cost of living in Ramsay, MI?
The cost of living in Ramsay is significantly below the national average, with a cost of living index of 79.5. Median home values are affordable at $84,000, and average rents are about $700 per month, making it an excellent choice for those seeking budget-friendly housing. Utilities and everyday expenses also remain reasonable for most households.
Median House Value:
$84,000
Gross Rent:
$700
Monthly Electricity Charges:
$110
Auto Insurance:
$1,400
House Owner Cost With Mortgage:
$870
House Owner Cost Without Mortgage:
$360
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
79.5
Grocery:
92.5
Housing:
53.0
Utilities:
98.4
Transportation:
82.7
Health Care:
90.4
Miscellaneous:
90.0
Crime
Is Ramsay, MI a safe place to live?
Ramsay enjoys a low crime rate, with only 85 violent crimes per 100,000 residents and a 1 in 1,175 chance of experiencing a violent crime. Property crime is also relatively infrequent, contributing to the town’s reputation for safety and peace of mind. This makes it a reassuring environment for families and retirees.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
540
Crime Index:
625
Chance Of Violent Crime:
1 in 1,175
Chance Of Property Crime:
1 in 185
Weather
What is the weather like in Ramsay, MI year-round?
Residents experience all four seasons, with cold and snowy winters where temperatures can drop to 5°F, and pleasant summers reaching up to 77°F. With around 45% sunny days and annual rainfall of just over 31 inches, the climate supports year-round outdoor recreation. Spring and fall offer mild, comfortable weather.

Winter
Min:
5°F
Max:
24°F

Spring
Min:
28°F
Max:
54°F

Summer
Min:
51°F
Max:
77°F

Fall
Min:
32°F
Max:
59°F
Average Rainfall Inches:
31.2 inches
Sunny Days Percentage:
45%
Neighbors
The typical household in Ramsay has a median income of $42,500, with about 17% of residents living below the poverty line. Most adults have a high school education or higher, and the average commute is a quick 17 minutes. The community is quiet, with minimal use of public transportation and a modest unemployment rate.
Median Income:
$28,000
Household Income:
$42,500
Family Income:
$49,300
Per Capita Income:
$23,100
Income Male:
$29,500
Income Female:
$23,400
Poverty Rate:
17.2%
Non English Speakers:
2.9%
Rent:
$700
Unemployment Rate:
6.5%
Public Transport Usage:
0.1%
Commute Time:
17.2 minutes

Education
High School or Higher:
90.2%
Bachelors or More:
13.4%
Education
How are the schools in Ramsay, MI?
Ramsay offers access to public education through Bessemer Area School, with a favorable student-teacher ratio of 13.5. While there are no private schools in town, nearby colleges such as Gogebic Community College and Finlandia University provide higher education opportunities within reasonable commuting distance. Educational attainment is solid, with most adults having completed high school.

Public Schools
Name:
Bessemer Area School
Street:
301 E. Sellar St
Phone:
906-667-0802
Students:
320
Student Teacher Ratio:
13.5

Colleges
Name:
Gogebic Community College
City:
Ironwood
State:
MI
Distance:
6 miles
Students:
1,000
Name:
Finlandia University
City:
Hancock
State:
MI
Distance:
65 miles
Students:
400
Healthcare
Ramsay residents benefit from access to Aspirus Ironwood Hospital, a major facility offering general and emergency services nearby. The area maintains high health insurance coverage at over 92%, and there are about 1.5 physicians per 1,000 residents. Overall, basic healthcare needs are well-served locally.

Major Hospitals
Name:
Aspirus Ironwood Hospital
Address:
1500 N. Lowell St, Ironwood, MI 49938
Phone:
(906) 932-2525
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
92.8%
Health Care Index:
68.2
Housing Market
What is the housing market like in Ramsay, MI?
The housing market in Ramsay is stable and affordable, with a median home price of $84,000 and a high owner-occupancy rate near 79%. Rental options are available, with average two-bedroom rents around $700 and a moderate vacancy rate. Modest home appreciation and low foreclosure rates reflect a steady real estate environment.
Median Home Price:
$84,000
Average Rent For 2 Bedroom:
$700
Owner Occupied Rate:
78.9%
Rental Vacancy Rate:
8.5%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.2%
Foreclosure Rate:
0.7%
DMV Information
Vehicle services for Ramsay residents are managed by the Michigan Secretary of State, with the nearest office in Marquette. Residents can access licensing, registration, and other DMV services both in person and online through the state’s official website. The process is streamlined for convenience and accessibility.
State:
Michigan
Department:
Michigan Secretary of State
Address:
303 N. Mt. Tom Road, Marquette, MI 49855
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.