Everything You Should Know Before Moving to Rancho Bernardo, CA
Thinking about relocating to Rancho Bernardo, CA? With a population of around 76,000, this North San Diego community offers a sunny climate (71% sunny days), low crime rates, and top-rated schools. Expect a higher cost of living, with median home prices around $950,000 and average rents at $2,650, but residents benefit from strong incomes and a highly educated population. Commute times average 27 minutes, and the area boasts excellent healthcare and outdoor amenities—making it a great choice for families and professionals alike.
Demographics - Rancho Bernardo, CA
Demographics - Rancho Bernardo, CA
Rancho Bernardo is home to about 76,000 residents, with a median age of 48.2 and a diverse community that includes nearly 20% Asian and over 66% White residents. The area has a slightly higher proportion of females and about one in five residents speaks a language other than English at home. This neighborhood offers a suburban feel with a moderate population density of 3,500 people per square mile.
Population:
76,000
Density:
3,500 per sq mi
Median Age:
48.2
Gender Ratio:
91 males per 100 females
Non-English Speakers Percentage:
19.5%

Ethnic Composition
White:
66.5%
Black:
2.2%
Asian:
19.8%
Others:
11.5%
Cost Of Living
What is the average cost of living in Rancho Bernardo, CA?
Living in Rancho Bernardo comes with a higher cost of living index of 157, reflecting California’s elevated expenses, especially in housing. The median home value is $950,000 and average rent for a two-bedroom apartment is around $2,650 per month. While utilities and groceries are also above the national average, residents benefit from robust local services and amenities.
Median House Value:
$950,000
Gross Rent:
$2,650
Monthly Electricity Charges:
$160
Auto Insurance:
$1,850
House Owner Cost With Mortgage:
$3,250
House Owner Cost Without Mortgage:
$880
State Taxes:
Low:
1.0%
|
High:
13.3%
Cost Of Living Index:
157.0
Grocery:
120.5
Housing:
219.0
Utilities:
106.0
Transportation:
126.0
Health Care:
111.0
Miscellaneous:
112.0
Crime
Is Rancho Bernardo, CA a safe place to live?
Rancho Bernardo enjoys low crime rates compared to many urban areas, with only 119 violent crimes and 1,040 property crimes per 100,000 residents. The chance of being a victim of violent crime is just 1 in 840, making it a safe community for families and individuals. Overall, residents can expect a secure living environment.
Violent Crimes Per 100k:
119
Property Crimes Per 100k:
1,040
Crime Index:
1,159
Chance Of Violent Crime:
1 in 840
Chance Of Property Crime:
1 in 96
Weather
What is the weather like in Rancho Bernardo, CA year-round?
The area boasts a mild Mediterranean climate with warm summers averaging highs of 88°F and cool winters with lows around 44°F. Residents enjoy over 71% sunny days each year and approximately 12 inches of annual rainfall. This pleasant weather supports an active, outdoor lifestyle year-round.

Winter
Min:
44°F
Max:
68°F

Spring
Min:
53°F
Max:
75°F

Summer
Min:
61°F
Max:
88°F

Fall
Min:
56°F
Max:
81°F
Average Rainfall Inches:
12.2 inches
Sunny Days Percentage:
71%
Neighbors
Rancho Bernardo residents enjoy a high median household income of over $108,000 and a low poverty rate of 5.4%. The community is well-educated, with 97% holding at least a high school diploma and over half possessing a bachelor’s degree or higher. Commute times average about 27 minutes, supporting a comfortable work-life balance.
Median Income:
$54,000
Household Income:
$108,700
Family Income:
$120,200
Per Capita Income:
$54,400
Income Male:
$65,000
Income Female:
$49,000
Poverty Rate:
5.4%
Non English Speakers:
19.5%
Rent:
$2,650
Unemployment Rate:
3.4%
Public Transport Usage:
2.9%
Commute Time:
27.2 minutes

Education
High School or Higher:
97.1%
Bachelors or More:
56.3%
Education
How are the schools in Rancho Bernardo, CA?
Rancho Bernardo offers highly rated public schools with strong student enrollment and manageable class sizes, such as Rancho Bernardo High School and Bernardo Heights Middle School. The area also features reputable private schools and is conveniently located near major colleges like California State University San Marcos and UC San Diego. Families benefit from a wide range of educational opportunities from K-12 through higher education.

Public Schools
Name:
Rancho Bernardo High School
Street:
13010 Paseo Lucido
Phone:
858-485-4800
Students:
2,250
Student Teacher Ratio:
25:1
Name:
Bernardo Heights Middle School
Street:
12990 Paseo Lucido
Phone:
858-485-4850
Students:
1,400
Student Teacher Ratio:
24:1

Private Schools
Name:
The Cambridge School
Street:
12855 Black Mountain Rd
Phone:
858-484-3488
Students:
350

Colleges
Name:
California State University San Marcos
City:
San Marcos
State:
CA
Distance:
19 miles
Students:
16,000
Name:
University of California, San Diego
City:
La Jolla
State:
CA
Distance:
22 miles
Students:
41,000
Healthcare
Residents have access to quality healthcare facilities, including Palomar Medical Center Poway and Scripps Clinic Rancho Bernardo, offering both emergency and specialty care. With 2.6 physicians per 1,000 residents and over 92% health insurance coverage, healthcare services are both accessible and comprehensive. The area’s healthcare index reflects a high standard of care for families and individuals.

Major Hospitals
Name:
Palomar Medical Center Poway
Address:
15615 Pomerado Rd, Poway, CA 92064
Phone:
(858) 613-4000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Scripps Clinic Rancho Bernardo
Address:
15004 Innovation Dr, San Diego, CA 92128
Phone:
(858) 605-7890
Type:
Outpatient & Specialty
Emergency Services:
No
Physicians Per 1000:
2.6
Health Insurance Coverage:
92.5%
Health Care Index:
76.8
Housing Market
What is the housing market like in Rancho Bernardo, CA?
Rancho Bernardo’s housing market is robust, with a median home price of $950,000 and home values appreciating at a healthy 8.2% annually. About 74% of homes are owner-occupied, indicating a stable, invested community. Rental options are available, with a moderate vacancy rate of 4.2%.
Median Home Price:
$950,000
Average Rent For 2 Bedroom:
$2,650
Owner Occupied Rate:
74.1%
Rental Vacancy Rate:
4.2%
Home Appreciation Rate (1yr):
8.2%
New Construction Rate:
2.1%
Foreclosure Rate:
0.4%
DMV Information
DMV services for Rancho Bernardo residents are handled by the California Department of Motor Vehicles, conveniently located at 3960 Normal Street in San Diego. The DMV provides a full range of licensing and vehicle registration services both in person and online. Residents can access information and book appointments through the official California DMV website.
State:
California
Department:
California Department of Motor Vehicles
Address:
3960 Normal Street, San Diego, CA 92103
Phone:
1-800-777-0133
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.