Indiana / Steuben County

Moving to Ray, IN

Thinking of making a move to Ray, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Ray, IN

Considering a move to Ray, IN? This welcoming community of 360 residents offers a blend of suburban charm and convenience, with median home prices around $265,000 and average rents near $1,050. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Ray's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Ray, IN

Ray has a population of 360 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 1% Black, and 0% Asian residents, and over 1% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
360
Density
1,100 per sq mi
Median Age
38.8
Gender Ratio
101 males per 100 females
Non-English Speakers Percentage
1.2%

Ethnic Composition

White
96.0%
Black
0.5%
Asian
0.3%
Others
3.2%

Cost Of Living

What is the average cost of living in Ray, IN?

The cost of living in Ray is higher than the national average, with a cost of living index of 91.8. Median home values are around $265,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$265,000
Gross Rent
$1,050
Monthly Electricity Charges
$145
Auto Insurance
$1,560
House Owner Cost With Mortgage
$1,720
House Owner Cost Without Mortgage
$520
State Taxes
Low: 3.0%| High: 3.0%
Cost Of Living Index
91.8
Grocery
94.5
Housing
82.0
Utilities
101.0
Transportation
97.5
Health Care
96.8
Miscellaneous
92.7

Crime

Is Ray, IN a safe place to live?

Ray is considered a safe community, with a low violent crime rate of 120 incidents per 100,000 residents and a property crime chance of 1 in 116. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
120
Property Crimes Per 100k
860
Crime Index
980
Chance Of Violent Crime
1 in 833
Chance Of Property Crime
1 in 116

Weather

What is the weather like in Ray, IN year-round?

Ray experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 19°F. The area receives about 40 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
19°F
Max
34°F

Summer

Min
65°F
Max
84°F

Spring

Min
41°F
Max
67°F

Fall

Min
44°F
Max
69°F
Average Rainfall Inches
39.5 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $68,500 and a low poverty rate of 11.8%. Over 90% of residents have at least a high school diploma, and nearly 17% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$68,500
Family Income
$79,000
Per Capita Income
$28,200
Income Male
$41,000
Income Female
$32,500
Poverty Rate
11.8%
Non English Speakers
3.0%
Rent
$1,050
Unemployment Rate
4.1%
Public Transport Usage
0.6%
Commute Time
27.4 minutes

Education

High School or Higher
90.1%
Bachelors or More
16.8%

Education

How are the schools in Ray, IN?

Ray offers quality education options, with public schools like Plymouth Community School Corporation and North Miami Community Schools known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Purdue University Fort Wayne and Indiana University South Bend. The community is committed to educational excellence for all age groups.

Public Schools

Name
Plymouth Community School Corporation
Street
611 Berkley St
Phone
574-936-3115
Students
2,300
Student Teacher Ratio
15.6
Name
North Miami Community Schools
Street
394 E 900 N
Phone
765-985-3891
Students
820
Student Teacher Ratio
14.9

Private Schools

Name
St. Joseph Catholic School
Street
1320 S Lake Dr
Phone
574-936-2178
Students
180

Colleges

Name
Purdue University Fort Wayne
City
Fort Wayne
State
IN
Distance
63 miles
Students
10,500
Name
Indiana University South Bend
City
South Bend
State
IN
Distance
67 miles
Students
5,000

Healthcare

Ray residents have access to quality healthcare, with major hospitals like St. Joseph Health System – South Bend and Ascension Borgess-Lee Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 92.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
St. Joseph Health System – South Bend
Address
1234 N Notre Dame Ave, South Bend, IN 46617
Phone
(574) 234-8111
Type
General & Surgical
Emergency Services
Yes
Name
Ascension Borgess-Lee Hospital
Address
420 W High St, Dowagiac, MI 49047
Phone
(269) 782-0500
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
92.0%
Health Care Index
67.4

Housing Market

What is the housing market like in Ray, IN?

The local housing market is strong, with a median home price of $265,000 and an owner-occupied rate of nearly 82%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 6.8%. Ray offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$265,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
81.5%
Rental Vacancy Rate
6.8%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Ray handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in Indianapolis. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
100 N Senate Ave, Indianapolis, IN 46204
Phone
1-888-692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Ray, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Ray, review the core fields on this page: population 360, median home value $265,000, average rent for 2 bedroom $1,050, commute time 27.4 minutes, and sunny days percentage 56%.

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