North Carolina / Rutherford County

Moving to Rutherfordton, NC

Thinking of making a move to Rutherfordton, NC? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Rutherfordton, NC

Considering a move to Rutherfordton, NC? This welcoming community of 4,150 residents offers a blend of suburban charm and convenience, with median home prices around $185,000 and average rents near $850. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Rutherfordton's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Rutherfordton, NC

Rutherfordton has a population of 4,150 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 76% White, 18% Black, and 1% Asian residents, and over 7% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
4,150
Density
1,030 per sq mi
Median Age
41.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
6.8%

Ethnic Composition

White
76.0%
Black
17.5%
Asian
1.2%
Others
5.3%

Cost Of Living

What is the average cost of living in Rutherfordton, NC?

The cost of living in Rutherfordton is higher than the national average, with a cost of living index of 82.5. Median home values are around $185,000 and average rents for a two-bedroom apartment are approximately $850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$185,000
Gross Rent
$850
Monthly Electricity Charges
$140
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,420
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.75%| High: 4.75%
Cost Of Living Index
82.5
Grocery
95.0
Housing
66.0
Utilities
98.5
Transportation
91.0
Health Care
97.2
Miscellaneous
90.5

Crime

Is Rutherfordton, NC a safe place to live?

Rutherfordton is considered a safe community, with a low violent crime rate of 290 incidents per 100,000 residents and a property crime chance of 1 in 56. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in North Carolina.

Violent Crimes Per 100k
290
Property Crimes Per 100k
1,780
Crime Index
2,070
Chance Of Violent Crime
1 in 345
Chance Of Property Crime
1 in 56

Weather

What is the weather like in Rutherfordton, NC year-round?

Rutherfordton experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 32°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
32°F
Max
52°F

Summer

Min
67°F
Max
88°F

Spring

Min
48°F
Max
74°F

Fall

Min
47°F
Max
74°F
Average Rainfall Inches
47.8 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $52,800 and a low poverty rate of 18.4%. Over 85% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$52,800
Family Income
$64,500
Per Capita Income
$28,200
Income Male
$36,500
Income Female
$28,900
Poverty Rate
18.4%
Non English Speakers
10.5%
Rent
$850
Unemployment Rate
4.9%
Public Transport Usage
1.8%
Commute Time
23.6 minutes

Education

High School or Higher
84.6%
Bachelors or More
18.9%

Education

How are the schools in Rutherfordton, NC?

Rutherfordton offers quality education options, with public schools like Rutherfordton Elementary School, R-S Middle School, and R-S Central High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Isothermal Community College and Gardner-Webb University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Rutherfordton Elementary School
Street
1425 Charlotte Rd
Phone
828-286-3612
Students
420
Student Teacher Ratio
15.1
Name
R-S Middle School
Street
212 W 6th St
Phone
828-286-2920
Students
510
Student Teacher Ratio
14.3
Name
R-S Central High School
Street
641 Huntsville Dr
Phone
828-286-2810
Students
860
Student Teacher Ratio
16.0

Private Schools

Name
Ellenboro School
Street
107 School Rd
Phone
828-453-3365
Students
180

Colleges

Name
Isothermal Community College
City
Spindale
State
NC
Distance
5 miles
Students
1,700
Name
Gardner-Webb University
City
Boiling Springs
State
NC
Distance
21 miles
Students
3,000

Healthcare

Rutherfordton residents have access to quality healthcare, with major hospitals like Rutherford Regional Health System and Cleveland Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 89.7% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Rutherford Regional Health System
Address
288 S Ridgecrest Ave, Rutherfordton, NC 28139
Phone
(828) 286-5000
Type
General & Surgical
Emergency Services
Yes
Name
Cleveland Regional Medical Center
Address
201 E Grover St, Shelby, NC 28150
Phone
(980) 487-1000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
89.7%
Health Care Index
69.4

Housing Market

What is the housing market like in Rutherfordton, NC?

The local housing market is strong, with a median home price of $185,000 and an owner-occupied rate of nearly 68%. The market has seen a 3.6% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Rutherfordton offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$185,000
Average Rent For 2 Bedroom
$850
Owner Occupied Rate
67.8%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
3.6%
New Construction Rate
1.1%
Foreclosure Rate
0.6%

DMV Information

Residents of Rutherfordton handle vehicle services through the North Carolina Division of Motor Vehicles, conveniently located in Raleigh. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
North Carolina
Department
North Carolina Division of Motor Vehicles
Address
1100 New Bern Ave, Raleigh, NC 27697
Phone
1-919-715-7000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Rutherfordton, NC

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Rutherfordton, review the core fields on this page: population 4,150, median home value $185,000, average rent for 2 bedroom $850, commute time 23.6 minutes, and sunny days percentage 58%.

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