Everything You Should Know Before Moving to Safety Harbor, FL
Thinking of moving to Safety Harbor, FL? This charming city of 17,000 offers a warm, sunny climate with 70% sunny days and average home prices around $445,000. Residents enjoy a low violent crime rate (125 per 100k), short 26-minute commutes, and quality local schools. With a high owner-occupancy rate, affordable rents, and top-rated healthcare nearby, Safety Harbor is a welcoming community for families and retirees alike.
Demographics - Safety Harbor, FL
Demographics - Safety Harbor, FL
Safety Harbor has a population of about 17,000, with a median age of nearly 49, reflecting a mature and settled community. The city is predominantly White, and about 9% of residents speak a language other than English at home, adding some cultural diversity. Its balanced gender ratio and moderate population density create a comfortable small-town atmosphere.
Population:
17,093
Density:
3,400 per sq mi
Median Age:
48.6
Gender Ratio:
91 males per 100 females
Non-English Speakers Percentage:
8.7%

Ethnic Composition
White:
85.2%
Black:
4.2%
Asian:
2.1%
Others:
8.5%
Cost Of Living
What is the average cost of living in Safety Harbor, FL?
The cost of living in Safety Harbor is moderately above the national average, with a cost of living index of 113.0. Homes typically sell for around $445,000, and average rents are $1,700 per month, while Florida's lack of state income tax helps offset expenses. Utilities and transportation costs are reasonable for the region, making the area appealing for both renters and homeowners.
Median House Value:
$445,000
Gross Rent:
$1,700
Monthly Electricity Charges:
$140
Auto Insurance:
$2,100
House Owner Cost With Mortgage:
$2,050
House Owner Cost Without Mortgage:
$650
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
113.0
Grocery:
106.0
Housing:
123.0
Utilities:
98.0
Transportation:
108.0
Health Care:
103.0
Miscellaneous:
101.0
Crime
Is Safety Harbor, FL a safe place to live?
Safety Harbor enjoys a low violent crime rate of 125 incidents per 100,000 residents, giving newcomers peace of mind. Property crime is also relatively modest, with a 1 in 83 chance, which is lower than many urban areas. Overall, the city is considered safe for families and individuals alike.
Violent Crimes Per 100k:
125
Property Crimes Per 100k:
1,210
Crime Index:
1,335
Chance Of Violent Crime:
1 in 800
Chance Of Property Crime:
1 in 83
Weather
What is the weather like in Safety Harbor, FL year-round?
Residents experience a warm, subtropical climate with winter lows around 54°F and summer highs reaching 91°F. The city enjoys 70% sunny days and receives about 51 inches of annual rainfall, supporting an active, outdoor lifestyle year-round. Mild winters and breezy springs make Safety Harbor particularly attractive to those seeking pleasant weather.

Winter
Min:
54°F
Max:
72°F

Spring
Min:
62°F
Max:
82°F

Summer
Min:
75°F
Max:
91°F

Fall
Min:
65°F
Max:
84°F
Average Rainfall Inches:
51.1 inches
Sunny Days Percentage:
70%
Neighbors
The community features a median household income of around $77,000 and a low poverty rate of 7.5%. Most residents have at least a high school diploma, and nearly 40% hold a bachelor’s degree or higher, fostering an educated and stable neighborhood. Commute times average about 26 minutes, and unemployment remains low at just over 3%.
Median Income:
$46,900
Household Income:
$76,900
Family Income:
$93,100
Per Capita Income:
$44,300
Income Male:
$53,200
Income Female:
$41,500
Poverty Rate:
7.5%
Non English Speakers:
8.7%
Rent:
$1,700
Unemployment Rate:
3.2%
Public Transport Usage:
1.2%
Commute Time:
25.9 minutes

Education
High School or Higher:
95.2%
Bachelors or More:
39.8%
Education
How are the schools in Safety Harbor, FL?
Safety Harbor offers quality public schools, with elementary and middle schools maintaining student-teacher ratios around 15:1. Private education is also available, and higher education options like St. Petersburg College and the University of South Florida are within easy commuting distance. This variety supports families seeking strong educational opportunities for all ages.

Public Schools
Name:
Safety Harbor Elementary School
Street:
535 5th Ave N
Phone:
727-724-1462
Students:
600
Student Teacher Ratio:
14.5
Name:
Safety Harbor Middle School
Street:
901 1st Ave N
Phone:
727-724-1400
Students:
1,050
Student Teacher Ratio:
15.1

Private Schools
Name:
Espiritu Santo Catholic School
Street:
2405 Philippe Pkwy
Phone:
727-812-4650
Students:
470

Colleges
Name:
St. Petersburg College - Clearwater Campus
City:
Clearwater
State:
FL
Distance:
8 miles
Students:
8,500
Name:
University of South Florida - St. Petersburg
City:
St. Petersburg
State:
FL
Distance:
21 miles
Students:
4,500
Healthcare
Safety Harbor is served by major hospitals like Mease Countryside Hospital, providing comprehensive care and emergency services nearby. With nearly 90% of residents having health insurance and 2.4 physicians per 1,000 people, locals have strong access to quality healthcare. The area's healthcare index of 77.0 reflects solid medical resources for families and retirees.

Major Hospitals
Name:
Mease Countryside Hospital
Address:
3231 McMullen Booth Rd, Safety Harbor, FL 34695
Phone:
(727) 725-6111
Type:
General & Surgical
Emergency Services:
Yes
Name:
Morton Plant Hospital
Address:
300 Pinellas St, Clearwater, FL 33756
Phone:
(727) 462-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
89.9%
Health Care Index:
77.0
Housing Market
What is the housing market like in Safety Harbor, FL?
The housing market is robust, with a median home price of $445,000 and a high owner-occupancy rate of over 77%. Average rent for a two-bedroom apartment is $1,700, while home values have appreciated by more than 7% in the past year. Low vacancy and foreclosure rates suggest a stable and desirable market for buyers and renters alike.
Median Home Price:
$445,000
Average Rent For 2 Bedroom:
$1,700
Owner Occupied Rate:
77.1%
Rental Vacancy Rate:
5.0%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
1.3%
Foreclosure Rate:
0.4%
DMV Information
Residents manage vehicle registration and licensing through the Florida Department of Highway Safety and Motor Vehicles in nearby Clearwater. The office is conveniently located on US Hwy 19 N, and helpful resources are available through the state DMV website. This ensures easy access to essential driving and vehicle services for Safety Harbor locals.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
29399 US Hwy 19 N, Clearwater, FL 33761
Phone:
(727) 464-7777
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.