Michigan / Saginaw County

Moving to Saginaw, MI

Thinking of making a move to Saginaw, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Saginaw, MI

Considering a move to Saginaw, MI? This welcoming community of 44,202 residents offers a blend of suburban charm and convenience, with median home prices around $66,000 and average rents near $790. Commute times average 19 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (49% annually), ideal for families and commuters alike. Explore Saginaw's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Saginaw, MI

Saginaw has a population of 44,202 residents, offering a diverse community with a median age of nearly 36 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 47% White, 44% Black, and 1% Asian residents, and over 10% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
44,202
Density
3,800 per sq mi
Median Age
35.7
Gender Ratio
91 males per 100 females
Non-English Speakers Percentage
9.5%

Ethnic Composition

White
46.5%
Black
43.6%
Asian
0.7%
Others
9.2%

Cost Of Living

What is the average cost of living in Saginaw, MI?

The cost of living in Saginaw is higher than the national average, with a cost of living index of 77.9. Median home values are around $66,000 and average rents for a two-bedroom apartment are approximately $790. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$66,000
Gross Rent
$790
Monthly Electricity Charges
$110
Auto Insurance
$2,350
House Owner Cost With Mortgage
$1,100
House Owner Cost Without Mortgage
$370
State Taxes
Low: 4.25%| High: 6.0%
Cost Of Living Index
77.9
Grocery
94.0
Housing
32.0
Utilities
98.0
Transportation
84.0
Health Care
95.0
Miscellaneous
93.0

Crime

Is Saginaw, MI a safe place to live?

Saginaw is considered a safe community, with a low violent crime rate of 1,627 incidents per 100,000 residents and a property crime chance of 1 in 26. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
1,627
Property Crimes Per 100k
3,834
Crime Index
5,461
Chance Of Violent Crime
1 in 61
Chance Of Property Crime
1 in 26

Weather

What is the weather like in Saginaw, MI year-round?

Saginaw experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 15°F. The area receives about 33 inches of rainfall annually and enjoys sunshine on 49% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
15°F
Max
32°F

Summer

Min
58°F
Max
83°F

Spring

Min
36°F
Max
62°F

Fall

Min
40°F
Max
65°F
Average Rainfall Inches
32.8 inches
Sunny Days Percentage
49%

Neighbors

The neighborhood boasts a healthy median household income of $32,400 and a low poverty rate of 35.6%. Over 80% of residents have at least a high school diploma, and nearly 13% hold a bachelor's degree or higher. Commute times average 19 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$18,800
Household Income
$32,400
Family Income
$39,200
Per Capita Income
$17,100
Income Male
$25,100
Income Female
$20,600
Poverty Rate
35.6%
Non English Speakers
9.5%
Rent
$790
Unemployment Rate
8.7%
Public Transport Usage
1.2%
Commute Time
19.4 minutes

Education

High School or Higher
80.2%
Bachelors or More
12.8%

Education

How are the schools in Saginaw, MI?

Saginaw offers quality education options, with public schools like Saginaw High School and Arthur Hill High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Saginaw Valley State University and Delta College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Saginaw High School
Street
3100 Webber St
Phone
989-399-6000
Students
750
Student Teacher Ratio
17.4
Name
Arthur Hill High School
Street
3115 Mackinaw St
Phone
989-399-5800
Students
800
Student Teacher Ratio
16.8

Private Schools

Name
Nouvel Catholic Central High School
Street
2555 Wieneke Rd
Phone
989-791-4330
Students
290

Colleges

Name
Saginaw Valley State University
City
University Center
State
MI
Distance
8 miles
Students
8,000
Name
Delta College
City
University Center
State
MI
Distance
8 miles
Students
9,500

Healthcare

Saginaw residents have access to quality healthcare, with major hospitals like Covenant HealthCare and Ascension St. Mary's Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.0 per 1,000 people and 93.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Covenant HealthCare
Address
1447 North Harrison Street, Saginaw, MI 48602
Phone
(989) 583-0000
Type
General & Surgical
Emergency Services
Yes
Name
Ascension St. Mary's Hospital
Address
800 S Washington Ave, Saginaw, MI 48601
Phone
(989) 907-8000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.0
Health Insurance Coverage
93.5%
Health Care Index
68.0

Housing Market

What is the housing market like in Saginaw, MI?

The local housing market is strong, with a median home price of $66,000 and an owner-occupied rate of nearly 56%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.9%. Saginaw offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$66,000
Average Rent For 2 Bedroom
$790
Owner Occupied Rate
55.6%
Rental Vacancy Rate
8.9%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
0.8%
Foreclosure Rate
1.1%

DMV Information

Residents of Saginaw handle vehicle services through the Michigan Secretary of State, conveniently located in Saginaw. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
4805 Towne Centre Rd, Saginaw, MI 48604
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Saginaw, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Saginaw, review the core fields on this page: population 44,202, median home value $66,000, average rent for 2 bedroom $790, commute time 19.4 minutes, and sunny days percentage 49%.

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