Michigan / Saginaw County

Moving to Saginaw, MI

Thinking of making a move to Saginaw, MI? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Saginaw, MI

Considering a move to Saginaw, MI? This welcoming community of 44,000 residents offers a blend of suburban charm and convenience, with median home prices around $72,000 and average rents near $820. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (51% annually), ideal for families and commuters alike. Explore Saginaw's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Saginaw, MI

Saginaw has a population of 44,000 residents, offering a diverse community with a median age of nearly 36 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 44% White, 43% Black, and 1% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
44,000
Density
3,100 per sq mi
Median Age
35.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
7.5%

Ethnic Composition

White
44.0%
Black
43.0%
Asian
1.2%
Others
11.8%

Cost Of Living

What is the average cost of living in Saginaw, MI?

The cost of living in Saginaw is higher than the national average, with a cost of living index of 78.4. Median home values are around $72,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$72,000
Gross Rent
$820
Monthly Electricity Charges
$148
Auto Insurance
$2,050
House Owner Cost With Mortgage
$1,020
House Owner Cost Without Mortgage
$430
State Taxes
Low: 4.25%| High: 4.25%
Cost Of Living Index
78.4
Grocery
91.0
Housing
39.5
Utilities
102.6
Transportation
93.8
Health Care
96.4
Miscellaneous
89.7

Crime

Is Saginaw, MI a safe place to live?

Saginaw is considered a safe community, with a low violent crime rate of 1,180 incidents per 100,000 residents and a property crime chance of 1 in 33. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Michigan.

Violent Crimes Per 100k
1,180
Property Crimes Per 100k
3,050
Crime Index
4,230
Chance Of Violent Crime
1 in 85
Chance Of Property Crime
1 in 33

Weather

What is the weather like in Saginaw, MI year-round?

Saginaw experiences four distinct seasons, with warm summers reaching highs of 82°F and cold winters dipping to 18°F. The area receives about 30 inches of rainfall annually and enjoys sunshine on 51% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
32°F

Summer

Min
63°F
Max
82°F

Spring

Min
40°F
Max
64°F

Fall

Min
43°F
Max
67°F
Average Rainfall Inches
30.2 inches
Sunny Days Percentage
51%

Neighbors

The neighborhood boasts a healthy median household income of $47,000 and a low poverty rate of 29.5%. Over 85% of residents have at least a high school diploma, and nearly 13% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 6% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$47,000
Family Income
$56,000
Per Capita Income
$23,800
Income Male
$35,000
Income Female
$29,500
Poverty Rate
29.5%
Non English Speakers
8.1%
Rent
$820
Unemployment Rate
8.3%
Public Transport Usage
5.8%
Commute Time
22.8 minutes

Education

High School or Higher
85.4%
Bachelors or More
12.8%

Education

How are the schools in Saginaw, MI?

Saginaw offers quality education options, with public schools like Arthur Hill High School and Morse Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Delta College and Saginaw Valley State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Arthur Hill High School
Street
100 N 6th Ave
Phone
989-399-5100
Students
900
Student Teacher Ratio
18.0
Name
Morse Elementary School
Street
3270 Hackett St
Phone
989-399-6100
Students
350
Student Teacher Ratio
16.5

Private Schools

Name
Nouvel Catholic Central High School
Street
2555 Wieneke Rd
Phone
989-791-4333
Students
420

Colleges

Name
Delta College
City
University Center
State
MI
Distance
11 miles
Students
7,500
Name
Saginaw Valley State University
City
University Center
State
MI
Distance
13 miles
Students
8,500

Healthcare

Saginaw residents have access to quality healthcare, with major hospitals like Ascension St. Mary's Hospital and Covenant Healthcare Harrison nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 90.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Ascension St. Mary's Hospital
Address
800 S Washington Ave, Saginaw, MI 48601
Phone
(989) 776-8000
Type
General & Surgical
Emergency Services
Yes
Name
Covenant Healthcare Harrison
Address
1447 N Harrison St, Saginaw, MI 48602
Phone
(989) 583-0000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
90.8%
Health Care Index
68.2

Housing Market

What is the housing market like in Saginaw, MI?

The local housing market is strong, with a median home price of $72,000 and an owner-occupied rate of nearly 56%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Saginaw offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$72,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
56.4%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.7%
Foreclosure Rate
1.8%

DMV Information

Residents of Saginaw handle vehicle services through the Michigan Secretary of State, conveniently located in Lansing. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Michigan
Department
Michigan Secretary of State
Address
Lansing, MI
Phone
1-888-767-6424

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Saginaw, MI

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Saginaw, review the core fields on this page: population 44,000, median home value $72,000, average rent for 2 bedroom $820, commute time 22.8 minutes, and sunny days percentage 51%.

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