Everything You Should Know Before Moving to Saint Charles, MD
Thinking of moving to Saint Charles, MD? With a population of 44,500 and median home prices around $368,000, Saint Charles offers affordable, family-friendly living. Enjoy a reasonable cost of living, moderate crime rates, and a vibrant, diverse community. The area boasts excellent schools, strong healthcare options, and a mild climate with 58% sunny days. Average commute times run about 42 minutes—perfect for those working in the DC metro area and seeking suburban comfort.
Demographics - Saint Charles, MD
Demographics - Saint Charles, MD
Saint Charles is home to about 44,500 residents, with a diverse community where nearly half identify as Black and 34.5% as White. The median age of 36.8 reflects a blend of families and working professionals, and approximately 11.5% of the population speaks a language other than English at home.
Population:
44,500
Density:
2,200 per sq mi
Median Age:
36.8
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
11.5%

Ethnic Composition
White:
34.5%
Black:
47.0%
Asian:
4.5%
Others:
14.0%
Cost Of Living
What is the average cost of living in Saint Charles, MD?
Living in Saint Charles is moderately affordable, with a cost of living index of 113.0 and a median home value of $368,000. Renters pay around $1,730 monthly, while homeowners benefit from relatively low utility and insurance costs compared to nearby metropolitan areas.
Median House Value:
$368,000
Gross Rent:
$1,730
Monthly Electricity Charges:
$140
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$2,180
House Owner Cost Without Mortgage:
$700
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
113.0
Grocery:
109.2
Housing:
115.7
Utilities:
108.3
Transportation:
115.1
Health Care:
104.6
Miscellaneous:
101.0
Crime
Is Saint Charles, MD a safe place to live?
Saint Charles experiences moderate crime levels, with a violent crime rate of 305 per 100,000 residents and property crime at 1,410 per 100,000. Residents have a 1 in 330 chance of being affected by violent crime, making it comparatively safe for families and professionals.
Violent Crimes Per 100k:
305
Property Crimes Per 100k:
1,410
Crime Index:
1,715
Chance Of Violent Crime:
1 in 330
Chance Of Property Crime:
1 in 71
Weather
What is the weather like in Saint Charles, MD year-round?
The city enjoys a mild climate, with summer highs reaching 87°F and winter lows around 28°F. Annual rainfall averages 43.8 inches, and residents can expect about 58% sunny days throughout the year, ideal for outdoor activities.

Winter
Min:
28°F
Max:
43°F

Spring
Min:
46°F
Max:
70°F

Summer
Min:
68°F
Max:
87°F

Fall
Min:
50°F
Max:
71°F
Average Rainfall Inches:
43.8 inches
Sunny Days Percentage:
58%
Neighbors
Saint Charles neighborhoods feature a median household income of $98,500 and an unemployment rate of just 3.9%. Most residents are well-educated, with nearly 94% holding at least a high school diploma, and commute times average around 42 minutes—suited for those working in the DC area.
Median Income:
$44,800
Household Income:
$98,500
Family Income:
$108,900
Per Capita Income:
$39,200
Income Male:
$51,400
Income Female:
$46,200
Poverty Rate:
7.6%
Non English Speakers:
11.5%
Rent:
$1,730
Unemployment Rate:
3.9%
Public Transport Usage:
5.6%
Commute Time:
41.7 minutes

Education
High School or Higher:
93.8%
Bachelors or More:
32.4%
Education
How are the schools in Saint Charles, MD?
Saint Charles offers quality education through its public and private schools, including J.P. Ryon Elementary and Theodore G. Davis Middle School, both known for favorable student-teacher ratios. For higher education, the College of Southern Maryland is just 7 miles away, with the University of Maryland - College Park accessible within 27 miles.

Public Schools
Name:
J.P. Ryon Elementary School
Street:
12140 Vivian Adams Dr
Phone:
301-645-3090
Students:
740
Student Teacher Ratio:
15.4
Name:
Theodore G. Davis Middle School
Street:
2495 Davis Rd
Phone:
301-638-0828
Students:
850
Student Teacher Ratio:
13.9

Private Schools
Name:
St. Peter’s School
Street:
3310 St Peters Dr
Phone:
301-843-1955
Students:
350

Colleges
Name:
College of Southern Maryland
City:
La Plata
State:
MD
Distance:
7 miles
Students:
7,200
Name:
University of Maryland - College Park
City:
College Park
State:
MD
Distance:
27 miles
Students:
41,000
Healthcare
Healthcare in Saint Charles is robust, offering access to major hospitals like the University of Maryland Charles Regional Medical Center. With 2.6 physicians per 1,000 people and over 92% of residents insured, the community benefits from quality medical care and emergency services nearby.

Major Hospitals
Name:
University of Maryland Charles Regional Medical Center
Address:
5 Garrett Ave, La Plata, MD 20646
Phone:
(301) 609-4000
Type:
General & Surgical
Emergency Services:
Yes
Name:
MedStar Southern Maryland Hospital Center
Address:
7503 Surratts Rd, Clinton, MD 20735
Phone:
(301) 868-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
92.4%
Health Care Index:
77.2
Housing Market
What is the housing market like in Saint Charles, MD?
The housing market in Saint Charles is strong, with a median home price of $368,000 and owner-occupancy at 72.8%. Home values have appreciated by 6.3% in the past year, signaling a healthy demand for both buyers and renters.
Median Home Price:
$368,000
Average Rent For 2 Bedroom:
$1,730
Owner Occupied Rate:
72.8%
Rental Vacancy Rate:
4.9%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
2.3%
Foreclosure Rate:
0.4%
DMV Information
Residents can take care of motor vehicle needs at the Maryland Motor Vehicle Administration office in nearby Waldorf. The DMV provides a full range of licensing and registration services, with convenient access and helpful staff.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
11 Industrial Park Dr, Waldorf, MD 20602
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.