Everything You Should Know Before Moving to Saint Charles, MI
Considering a move to Saint Charles, MI? This welcoming village of just over 2,000 residents offers affordable living, with median home prices around $116,000 and average rents at $765. With a typical commute of 24 minutes and low violent crime rates, it's a peaceful spot for families. The community enjoys four true seasons, local schools with favorable class sizes, and proximity to major healthcare in nearby Saginaw. Explore Saint Charles for a small-town feel and budget-friendly lifestyle.
Demographics - Saint Charles, MI
Demographics - Saint Charles, MI
Saint Charles is a small, close-knit community of just over 2,000 residents, with a median age of 41 and a population that is predominantly White. The gender balance is nearly even, and the area has a moderate population density, making it comfortable for families and individuals alike. The village is largely English-speaking, with a small percentage of non-English speakers.
Population:
2,011
Density:
1,400 per sq mi
Median Age:
41.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.9%
Ethnic Composition
White:
93.2%
Black:
1.5%
Asian:
0.3%
Others:
5.0%
Cost Of Living
What is the average cost of living in Saint Charles, MI?
Saint Charles offers an affordable cost of living, highlighted by a median home value of $116,000 and average rents at $765 per month. Utility and insurance costs remain reasonable, and the overall cost of living index is well below the national average, making this village especially attractive for budget-conscious movers. State income taxes are also relatively low, helping residents keep more of their earnings.
Median House Value:
$116,000
Gross Rent:
$765
Monthly Electricity Charges:
$115
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$1,070
House Owner Cost Without Mortgage:
$375
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
81.5
Grocery:
93.2
Housing:
65.9
Utilities:
97.4
Transportation:
92.8
Health Care:
89.6
Miscellaneous:
87.2
Crime
Is Saint Charles, MI a safe place to live?
The village experiences low crime rates compared to larger urban areas, with a 1 in 476 chance of being a victim of violent crime and property crime occurring less frequently than in many cities. Residents can expect a safe, peaceful environment, contributing to the area's family-friendly reputation. Overall, Saint Charles provides a reassuring level of community security.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,490
Crime Index:
1,700
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 67
Weather
What is the weather like in Saint Charles, MI year-round?
Saint Charles experiences all four seasons, with cold, snowy winters and warm, pleasant summers where temperatures reach into the low 80s. Rainfall is moderate, averaging about 32.5 inches annually, and roughly half the days are sunny. The climate is ideal for those who enjoy a variety of seasonal outdoor activities.
Winter
Min:
13°F
Max:
31°F
Spring
Min:
36°F
Max:
60°F
Summer
Min:
58°F
Max:
82°F
Fall
Min:
38°F
Max:
63°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
49%
Neighbors
Residents of Saint Charles enjoy a median household income of $54,100 and a family income of $66,000, with a poverty rate slightly above the national average. The community is well-educated, with nearly 90% holding at least a high school diploma, and average commute times are around 24 minutes. Most residents rely on personal vehicles, as public transportation use is minimal.
Median Income:
$31,500
Household Income:
$54,100
Family Income:
$66,000
Per Capita Income:
$26,900
Income Male:
$36,000
Income Female:
$28,000
Poverty Rate:
13.4%
Non English Speakers:
4.2%
Rent:
$765
Unemployment Rate:
5.7%
Public Transport Usage:
0.2%
Commute Time:
24.2 minutes
Education
High School or Higher:
89.4%
Bachelors or More:
14.8%
Education
How are the schools in Saint Charles, MI?
The local public schools in Saint Charles offer favorable student-to-teacher ratios, with around 470 students at the middle/high school and 400 at the elementary school. Higher education is accessible, with Saginaw Valley State University and Delta College located less than 20 miles away. The community values education, providing strong options from elementary through college.
Public Schools
Name:
St. Charles Community Middle/High School
Street:
891 W Walnut St
Phone:
989-865-9961
Students:
470
Student Teacher Ratio:
18:1
Name:
St. Charles Elementary School
Street:
601 S Saginaw St
Phone:
989-865-9210
Students:
400
Student Teacher Ratio:
17:1
Colleges
Name:
Saginaw Valley State University
City:
University Center
State:
MI
Distance:
19 miles
Students:
8,400
Name:
Delta College
City:
University Center
State:
MI
Distance:
18 miles
Students:
8,000
Healthcare
Access to quality healthcare is available nearby, with major hospitals like Ascension St. Mary's and Covenant HealthCare just a short drive away in Saginaw. Most residents have health insurance coverage, and there are about two physicians per thousand people. The area is well-served for both general and emergency medical needs.
Major Hospitals
Name:
Ascension St. Mary's Hospital
Address:
800 S Washington Ave, Saginaw, MI 48601
Phone:
(989) 907-8000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Covenant HealthCare
Address:
1447 N Harrison St, Saginaw, MI 48602
Phone:
(989) 583-0000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
92.8%
Health Care Index:
73.4
Housing Market
What is the housing market like in Saint Charles, MI?
Saint Charles boasts a stable and affordable housing market, with a median home price of $116,000 and owner occupancy rates near 72%. The average rent for a two-bedroom is $765, and home values have appreciated modestly over the past year. With low foreclosure and vacancy rates, it's a great market for both homeowners and renters.
Median Home Price:
$116,000
Average Rent For 2 Bedroom:
$765
Owner Occupied Rate:
71.9%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.6%
Foreclosure Rate:
0.9%
DMV Information
Saint Charles residents are served by the Michigan Secretary of State office in nearby Saginaw, offering convenient DMV services such as licensing and vehicle registration. The office is easily accessible and provides all standard state motor vehicle services. Information and appointment scheduling are available online through the Michigan government website.
State:
Michigan
Department:
Michigan Secretary of State
Address:
706 S. Center Road, Saginaw, MI 48638
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.