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Everything You Should Know Before Moving to Saint Charles, MO

Thinking of moving to Saint Charles, MO? With a friendly population of 71,028, the city offers affordable living—median home prices are around $277,000 and average rents are $1,180. Enjoy short commute times averaging 22 minutes, solid schools, and access to excellent healthcare. Saint Charles boasts 56% sunny days a year and a reasonable cost of living, while crime rates remain well below national averages. With historic charm, community events, and nearby colleges, Saint Charles is a welcoming place for families and professionals alike.

Demographics - Saint Charles, MO

Demographics - Saint Charles, MO

Saint Charles is home to about 71,000 residents, featuring a predominantly White population with a median age of 38.1 years and a balanced gender ratio. The city has a population density of 2,900 people per square mile, and roughly 8% of residents speak a language other than English at home. This diverse yet close-knit community offers a welcoming environment for newcomers.

demograph population
Population:
71,028
demograph density
Density:
2,900 per sq mi
demograph median age
Median Age:
38.1
Demograph Gender Ratio
Gender Ratio:
94 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
8.1%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
84.5%
demograph blacks
Black:
6.3%
demograph asian
Asian:
2.2%
demograph others
Others:
7.0%
People moving
People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Saint Charles, MO?

Living in Saint Charles is reasonably affordable, with a median home value around $277,000 and average rents at $1,180. The cost of living index sits below the national average, making it attractive for both renters and homeowners. Utilities and transportation costs are moderate, contributing to the city’s overall affordability.

cost of living medianHouseValue
Median House Value:
$277,000
cost of living grossRent
Gross Rent:
$1,180
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$130
cost of living autoInsurance
Auto Insurance:
$1,450
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,550
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$520
cost of living stateTaxes State Taxes:
Low:
1.5%
|
High:
5.4%
cost of living costOfLivingIndex
Cost Of Living Index:
94.6
cost of living grocery
Grocery:
96.1
cost of living housing
Housing:
87.0
cost of living utilities
Utilities:
98.5
cost of living transportation
Transportation:
92.0
cost of living health-care
Health Care:
94.5
cost of living miscellaneous
Miscellaneous:
93.8

Crime

Crime

Is Saint Charles, MO a safe place to live?

Saint Charles maintains a lower-than-average crime rate, with violent crime at just 168 incidents per 100,000 residents and property crime at 2,040 per 100,000. Residents have a 1 in 595 chance of experiencing violent crime, helping to ensure a safe environment for families and individuals. The city’s overall crime index reflects a secure community compared to national figures.

crime voilentCrimes
Violent Crimes Per 100k:
168
crime propertyCrime
Property Crimes Per 100k:
2,040
crime crimeIndex
Crime Index:
2,208
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 595
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 49
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Weather

Weather

What is the weather like in Saint Charles, MO year-round?

Saint Charles experiences four distinct seasons, with warm summers reaching highs of 89°F and chilly winters dropping to 21°F. Annual rainfall averages about 40 inches, and the city enjoys sunshine on 56% of days. This climate supports a variety of outdoor activities year-round.

weather winterWinter
weather min
Min:
21°F
weather max
Max:
41°F
weather springSpring
weather min
Min:
46°F
weather max
Max:
70°F
weather summerSummer
weather min
Min:
66°F
weather max
Max:
89°F
weather fallFall
weather min
Min:
47°F
weather max
Max:
70°F
weather averageRainfallInches
Average Rainfall Inches:
40.4 inches
weather sunnyDays Percentage
Sunny Days Percentage:
56%

Neighbors

Neighbors

The typical household in Saint Charles earns around $74,500 annually, while the poverty rate remains under 8%. More than 94% of adults have completed high school, and commute times average just over 22 minutes. Residents benefit from a strong sense of community and a stable local economy.

neighbor medianIncome
Median Income:
$39,200
neighbor householdIncome
Household Income:
$74,500
neighbor familyIncome
Family Income:
$93,000
neighbor perCapitaIncome
Per Capita Income:
$39,200
neighbor incomeMale
Income Male:
$52,300
neighbor incomeFemale
Income Female:
$44,800
neighbor povertyRate
Poverty Rate:
7.9%
neighbor nonEnglishSpeakers
Non English Speakers:
8.1%
neighbor rent
Rent:
$1,180
neighbor unemployment
Unemployment Rate:
3.5%
neighbor publicTransport
Public Transport Usage:
0.7%
neighbor commuteTime
Commute Time:
22.4 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
94.5%
neighbor bachelors
Bachelors or More:
34.3%
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Education

Education

How are the schools in Saint Charles, MO?

Saint Charles boasts a solid educational infrastructure, including public schools with favorable student-teacher ratios and private school options. The city is also home to Lindenwood University and within easy reach of St. Charles Community College, offering higher education opportunities close to home. Families benefit from a strong commitment to academic achievement.

education PublicSchoolsPublic Schools
education publicName
Name:
St. Charles High School
education publicStreet
Street:
725 N Kingshighway St
education publicPhone
Phone:
636-443-4100
education publicStudents
Students:
870
education publicStudentTeacherRatio
Student Teacher Ratio:
14.4


education publicName
Name:
Monroe Elementary School
education publicStreet
Street:
2670 Zumbehl Rd
education publicPhone
Phone:
636-443-4900
education publicStudents
Students:
520
education publicStudentTeacherRatio
Student Teacher Ratio:
15.1


education privateSchoolsPrivate Schools
education privateName
Name:
St. Charles Borromeo School
education privateStreet
Street:
431 Decatur St
education privatePhone
Phone:
636-946-2713
education privateStudents
Students:
260


education collegesColleges
education collegeName
Name:
Lindenwood University
education collegeCity
City:
Saint Charles
education collegeState
State:
MO
education collegeDistance
Distance:
0 miles
education collegeStudents
Students:
7,000


education collegeName
Name:
St. Charles Community College
education collegeCity
City:
Cottleville
education collegeState
State:
MO
education collegeDistance
Distance:
7 miles
education collegeStudents
Students:
10,000


Healthcare

Healthcare

Saint Charles offers quality healthcare, featuring major hospitals like SSM Health St. Joseph and Barnes-Jewish St. Peters Hospital, both providing emergency services. With 2.2 physicians per 1,000 residents and over 91% of people insured, residents have reliable access to medical care. The healthcare index indicates above-average quality and coverage for the region.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
SSM Health St. Joseph Hospital - St. Charles
healthcare hospitalAddress
Address:
300 1st Capitol Dr, St Charles, MO 63301
healthcare hospitalPhone
Phone:
(636) 947-5000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
Barnes-Jewish St. Peters Hospital
healthcare hospitalAddress
Address:
10 Hospital Dr, St Peters, MO 63376
healthcare hospitalPhone
Phone:
(636) 916-9000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.2
healthcare healthInsuranceCoverage
Health Insurance Coverage:
91.7%
healthcare healthCareIndex
Health Care Index:
78.1
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Saint Charles, MO?

The local housing market is stable, with a median home price of $277,000 and about 64% of homes owner-occupied. Rental vacancy rates are low at 4.9%, and home values saw a 4% appreciation over the past year. These trends make Saint Charles appealing for both buyers and renters.

housing market medianHomePrice
Median Home Price:
$277,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$1,180
housing market ownerOccupiedRate
Owner Occupied Rate:
63.8%
housing market rentalVacancyRate
Rental Vacancy Rate:
4.9%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
4.0%
housing market newConstructionRate
New Construction Rate:
2.1%
housing market foreclosureRate
Foreclosure Rate:
0.7%

DMV Information

DMV Information

Vehicle and driver services in Saint Charles are managed by the Missouri Department of Revenue, with resources available both online and at the Jefferson City office. Residents can access licensing and registration information conveniently. The process is straightforward for new arrivals and locals alike.

dmv state
State:
Missouri
dmv department
Department:
Missouri Department of Revenue – Motor Vehicle and Driver Licensing
dmv address
Address:
301 W. High Street, Jefferson City, MO 65101
dmv phone
Phone:
573-526-3669
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Saint Charles, MO

Planning a relocation in or near Saint Charles? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Saint Charles.

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FAQs About Moving to Saint Charles, MO

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Check the cost of living, housing, traffic, and public transit in Saint Charles. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Saint Charles climate and weather.

Moving within Saint Charles usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Saint Charles. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Saint Charles offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Saint Charles at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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