Missouri / County

Moving to Saint Charles, MO

Thinking of making a move to Saint Charles, MO? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Saint Charles, MO

Considering a move to Saint Charles, MO? This welcoming community of 71,028 residents offers a blend of suburban charm and convenience, with median home prices around $277,000 and average rents near $1,180. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Saint Charles's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Saint Charles, MO

Saint Charles has a population of 71,028 residents, offering a diverse community with a median age of nearly 38 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 85% White, 6% Black, and 2% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
71,028
Density
2,900 per sq mi
Median Age
38.1
Gender Ratio
94 males per 100 females
Non-English Speakers Percentage
8.1%

Ethnic Composition

White
84.5%
Black
6.3%
Asian
2.2%
Others
7.0%

Cost Of Living

What is the average cost of living in Saint Charles, MO?

The cost of living in Saint Charles is higher than the national average, with a cost of living index of 94.6. Median home values are around $277,000 and average rents for a two-bedroom apartment are approximately $1,180. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$277,000
Gross Rent
$1,180
Monthly Electricity Charges
$130
Auto Insurance
$1,450
House Owner Cost With Mortgage
$1,550
House Owner Cost Without Mortgage
$520
State Taxes
Low: 1.5%| High: 5.4%
Cost Of Living Index
94.6
Grocery
96.1
Housing
87.0
Utilities
98.5
Transportation
92.0
Health Care
94.5
Miscellaneous
93.8

Crime

Is Saint Charles, MO a safe place to live?

Saint Charles is considered a safe community, with a low violent crime rate of 168 incidents per 100,000 residents and a property crime chance of 1 in 49. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Missouri.

Violent Crimes Per 100k
168
Property Crimes Per 100k
2,040
Crime Index
2,208
Chance Of Violent Crime
1 in 595
Chance Of Property Crime
1 in 49

Weather

What is the weather like in Saint Charles, MO year-round?

Saint Charles experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 21°F. The area receives about 40 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
21°F
Max
41°F

Summer

Min
66°F
Max
89°F

Spring

Min
46°F
Max
70°F

Fall

Min
47°F
Max
70°F
Average Rainfall Inches
40.4 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $74,500 and a low poverty rate of 7.9%. Over 95% of residents have at least a high school diploma, and nearly 34% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$39,200
Household Income
$74,500
Family Income
$93,000
Per Capita Income
$39,200
Income Male
$52,300
Income Female
$44,800
Poverty Rate
7.9%
Non English Speakers
8.1%
Rent
$1,180
Unemployment Rate
3.5%
Public Transport Usage
0.7%
Commute Time
22.4 minutes

Education

High School or Higher
94.5%
Bachelors or More
34.3%

Education

How are the schools in Saint Charles, MO?

Saint Charles offers quality education options, with public schools like St. Charles High School and Monroe Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Lindenwood University and St. Charles Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
St. Charles High School
Street
725 N Kingshighway St
Phone
636-443-4100
Students
870
Student Teacher Ratio
14.4
Name
Monroe Elementary School
Street
2670 Zumbehl Rd
Phone
636-443-4900
Students
520
Student Teacher Ratio
15.1

Private Schools

Name
St. Charles Borromeo School
Street
431 Decatur St
Phone
636-946-2713
Students
260

Colleges

Name
Lindenwood University
City
Saint Charles
State
MO
Distance
0 miles
Students
7,000
Name
St. Charles Community College
City
Cottleville
State
MO
Distance
7 miles
Students
10,000

Healthcare

Saint Charles residents have access to quality healthcare, with major hospitals like SSM Health St. Joseph Hospital - St. Charles and Barnes-Jewish St. Peters Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.2 per 1,000 people and 91.7% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
SSM Health St. Joseph Hospital - St. Charles
Address
300 1st Capitol Dr, St Charles, MO 63301
Phone
(636) 947-5000
Type
General & Surgical
Emergency Services
Yes
Name
Barnes-Jewish St. Peters Hospital
Address
10 Hospital Dr, St Peters, MO 63376
Phone
(636) 916-9000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.2
Health Insurance Coverage
91.7%
Health Care Index
78.1

Housing Market

What is the housing market like in Saint Charles, MO?

The local housing market is strong, with a median home price of $277,000 and an owner-occupied rate of nearly 64%. The market has seen a 4.0% appreciation over the past year, and rental vacancy rates remain moderate at 4.9%. Saint Charles offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$277,000
Average Rent For 2 Bedroom
$1,180
Owner Occupied Rate
63.8%
Rental Vacancy Rate
4.9%
Home Appreciation Rate (1yr)
4.0%
New Construction Rate
2.1%
Foreclosure Rate
0.7%

DMV Information

Residents of Saint Charles handle vehicle services through the Missouri Department of Revenue – Motor Vehicle and Driver Licensing, conveniently located in Jefferson City. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Missouri
Department
Missouri Department of Revenue – Motor Vehicle and Driver Licensing
Address
301 W. High Street, Jefferson City, MO 65101
Phone
573-526-3669

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Saint Charles, MO

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Saint Charles, review the core fields on this page: population 71,028, median home value $277,000, average rent for 2 bedroom $1,180, commute time 22.4 minutes, and sunny days percentage 56%.

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