Everything You Should Know Before Moving to Saint Cloud, FL
Considering a move to Saint Cloud, FL? With a growing population of 63,521 and median home prices around $355,000, Saint Cloud offers a friendly, diverse atmosphere and a cost of living close to the national average. Residents enjoy mild winters, over 69% sunny days, and average rents of $1,830. Commute times average 34 minutes, crime rates are moderate for the region, and local schools and healthcare facilities add to the appeal for families and professionals alike. Take a look below for more details on housing, education, and day-to-day living in Saint Cloud.
Demographics - Saint Cloud, FL
Demographics - Saint Cloud, FL
Saint Cloud has a population of about 63,500 and a balanced gender ratio, with a median age of nearly 38 years. The city is ethnically diverse, with over 30% of residents speaking a language other than English at home, creating a vibrant multicultural community. Its moderate population density offers a blend of small-town comfort and urban convenience.
Population:
63,521
Density:
2,600 per sq mi
Median Age:
37.9
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
31.7%
Ethnic Composition
White:
55.8%
Black:
8.6%
Asian:
3.5%
Others:
32.1%
Cost Of Living
What is the average cost of living in Saint Cloud, FL?
The cost of living in Saint Cloud is just above the national average, with a median home value of $355,000 and typical monthly rents around $1,830. Utility and transportation costs are slightly higher than average, but Florida's lack of state income tax is a significant financial benefit for residents. Overall, living expenses are manageable for families and professionals alike.
Median House Value:
$355,000
Gross Rent:
$1,830
Monthly Electricity Charges:
$140
Auto Insurance:
$2,250
House Owner Cost With Mortgage:
$1,870
House Owner Cost Without Mortgage:
$610
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
102.2
Grocery:
97.5
Housing:
105.5
Utilities:
104.0
Transportation:
106.3
Health Care:
100.2
Miscellaneous:
99.1
Crime
Is Saint Cloud, FL a safe place to live?
Crime rates in Saint Cloud are moderate for the region, with a violent crime rate of 218 per 100,000 residents and a property crime rate of 1,840 per 100,000. Residents have about a 1 in 54 chance of experiencing property crime, while violent incidents remain relatively low. The city provides a generally safe environment, contributing to its family-friendly appeal.
Violent Crimes Per 100k:
218
Property Crimes Per 100k:
1,840
Crime Index:
2,058
Chance Of Violent Crime:
1 in 458
Chance Of Property Crime:
1 in 54
Weather
What is the weather like in Saint Cloud, FL year-round?
Saint Cloud enjoys a warm, subtropical climate with mild winters averaging 50°F to 73°F and hot summers reaching up to 92°F. The area receives about 53 inches of annual rainfall and boasts 69% sunny days, making it ideal for year-round outdoor activities. Seasonal changes are gentle, providing comfortable living throughout the year.
Winter
Min:
50°F
Max:
73°F
Spring
Min:
60°F
Max:
86°F
Summer
Min:
72°F
Max:
92°F
Fall
Min:
62°F
Max:
86°F
Average Rainfall Inches:
52.6 inches
Sunny Days Percentage:
69%
Neighbors
Saint Cloud’s neighborhoods typically have a household income of around $70,600 and a poverty rate slightly above 11%. Most residents commute about 34 minutes to work and public transportation use is low, reflecting a car-dependent lifestyle. Educational attainment is solid, with nearly 88% of adults holding at least a high school diploma.
Median Income:
$33,450
Household Income:
$70,600
Family Income:
$77,000
Per Capita Income:
$26,250
Income Male:
$41,600
Income Female:
$34,700
Poverty Rate:
11.4%
Non English Speakers:
31.7%
Rent:
$1,830
Unemployment Rate:
3.9%
Public Transport Usage:
1.2%
Commute Time:
33.8 minutes
Education
High School or Higher:
87.9%
Bachelors or More:
21.4%
Education
How are the schools in Saint Cloud, FL?
Families in Saint Cloud benefit from a mix of public and private schools, such as St. Cloud High School and Neptune Middle School, which have robust student populations. The city is also near Valencia College’s Osceola Campus, providing higher education opportunities within an 8-mile drive. Education levels are strong, with nearly 88% of adults having completed high school or higher.
Public Schools
Name:
St. Cloud High School
Street:
2000 Bulldog Ln
Phone:
407-891-3100
Students:
2,150
Student Teacher Ratio:
22.3
Name:
Neptune Middle School
Street:
2727 Neptune Rd
Phone:
407-935-3500
Students:
1,200
Student Teacher Ratio:
19.8
Private Schools
Name:
St. Cloud Christian Preparatory School
Street:
3101 Progress Ln
Phone:
407-593-6607
Students:
215
Colleges
Name:
Valencia College - Osceola Campus
City:
Kissimmee
State:
FL
Distance:
8 miles
Students:
15,000
Healthcare
Residents have access to major medical centers like Orlando Health St. Cloud Hospital and Osceola Regional Medical Center, both offering emergency services. Healthcare availability is supported by about 2.1 physicians per 1,000 people, and almost 90% of residents have health insurance coverage. The local healthcare system serves the community’s needs with a range of general and emergency care services.
Major Hospitals
Name:
Orlando Health St. Cloud Hospital
Address:
1600 Budinger Ave, St Cloud, FL 34769
Phone:
(407) 892-2135
Type:
General & Surgical
Emergency Services:
Yes
Name:
Osceola Regional Medical Center
Address:
700 W Oak St, Kissimmee, FL 34741
Phone:
(407) 846-2266
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
88.4%
Health Care Index:
68.5
Housing Market
What is the housing market like in Saint Cloud, FL?
Saint Cloud’s housing market is stable, with a median home price of $355,000 and owner-occupancy at 68%. Rents for a two-bedroom average $1,830, and the area has seen a 3.6% appreciation in home values over the past year. Rental vacancy rates are moderate, offering a good mix of options for both buyers and renters.
Median Home Price:
$355,000
Average Rent For 2 Bedroom:
$1,830
Owner Occupied Rate:
68.0%
Rental Vacancy Rate:
6.6%
Home Appreciation Rate (1yr):
3.6%
New Construction Rate:
2.4%
Foreclosure Rate:
0.8%
DMV Information
Saint Cloud residents are served by the Florida Department of Highway Safety and Motor Vehicles, with the nearest regional office located in Melbourne. Services include licensing, vehicle registration, and title processing, and more information is available on the official state DMV website. Convenient access to DMV resources supports the needs of drivers and new residents.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
2825 Judge Fran Jamieson Way, Melbourne, FL 32940 (nearest regional office)
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.