Everything You Should Know Before Moving to Saint Cloud, MN
Thinking of moving to Saint Cloud, MN? With a population of nearly 69,000, this city boasts affordable housing (median home price around $220,000, average rent about $1,050) and a quick average commute of under 18 minutes. While property crime rates are above average, residents appreciate the robust healthcare options, diverse community, and local colleges. If you enjoy four distinct seasons, a lower cost of living, and access to education, Saint Cloud could be a great fit for your next home.
Demographics - Saint Cloud, MN
Demographics - Saint Cloud, MN
Saint Cloud, MN is home to nearly 69,000 residents, with a youthful median age of 30.1 and a diverse community where over 13% speak a language other than English at home. The city offers a balanced gender ratio and a population density of 1,900 people per square mile, with a majority identifying as White alongside significant Black and Asian communities.
Population:
68,881
Density:
1,900 per sq mi
Median Age:
30.1
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
13.0%

Ethnic Composition
White:
78.2%
Black:
11.6%
Asian:
5.2%
Others:
5.0%
Cost Of Living
What is the average cost of living in Saint Cloud, MN?
Saint Cloud offers an affordable cost of living, with a median home value of $220,000 and average rent around $1,050. The overall cost of living index is below the national average, making it an attractive choice for budget-conscious individuals and families. Taxes and utility costs are moderate, helping residents manage expenses comfortably.
Median House Value:
$220,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$120
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,370
House Owner Cost Without Mortgage:
$530
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
90.7
Grocery:
97.1
Housing:
73.0
Utilities:
94.0
Transportation:
91.5
Health Care:
104.2
Miscellaneous:
96.8
Crime
Is Saint Cloud, MN a safe place to live?
While Saint Cloud's violent crime rate is lower than the national average, property crimes are more common, with a 1 in 40 chance of experiencing property crime. The overall crime index suggests residents should stay alert but can enjoy a generally safe community environment.
Violent Crimes Per 100k:
328
Property Crimes Per 100k:
2,490
Crime Index:
2,818
Chance Of Violent Crime:
1 in 305
Chance Of Property Crime:
1 in 40
Weather
What is the weather like in Saint Cloud, MN year-round?
Residents experience four distinct seasons, from cold winters with lows near 2°F to warm summers reaching up to 82°F. The city receives about 27.5 inches of rainfall annually and enjoys sunshine 56% of the year, offering plenty of opportunities for outdoor activities.

Winter
Min:
2°F
Max:
23°F

Spring
Min:
33°F
Max:
60°F

Summer
Min:
55°F
Max:
82°F

Fall
Min:
36°F
Max:
62°F
Average Rainfall Inches:
27.5 inches
Sunny Days Percentage:
56%
Neighbors
Saint Cloud's neighborhoods are diverse, with a median household income of $58,200 and a poverty rate of 20.1%. Most adults have finished high school, and about one-third hold a bachelor's degree or higher. The average commute is short at just under 18 minutes, making daily life convenient for most residents.
Median Income:
$28,800
Household Income:
$58,200
Family Income:
$74,200
Per Capita Income:
$26,500
Income Male:
$36,000
Income Female:
$29,900
Poverty Rate:
20.1%
Non English Speakers:
13.0%
Rent:
$1,050
Unemployment Rate:
3.5%
Public Transport Usage:
1.7%
Commute Time:
17.6 minutes

Education
High School or Higher:
92.5%
Bachelors or More:
30.8%
Education
How are the schools in Saint Cloud, MN?
Saint Cloud features a mix of public and private schools, including St. Cloud Technical High School and Cathedral High School, plus higher education institutions like St. Cloud State University. With a strong focus on education and access to local colleges, families and students enjoy a range of academic opportunities.

Public Schools
Name:
St. Cloud Technical High School
Street:
420 2nd Ave S
Phone:
320-370-8000
Students:
1,200
Student Teacher Ratio:
17.5
Name:
South Junior High School
Street:
1120 15th Ave S
Phone:
320-370-7300
Students:
900
Student Teacher Ratio:
17.0

Private Schools
Name:
Cathedral High School
Street:
312 7th Ave N
Phone:
320-251-3421
Students:
600

Colleges
Name:
St. Cloud State University
City:
St. Cloud
State:
MN
Distance:
0 miles
Students:
10,000
Name:
St. Cloud Technical & Community College
City:
St. Cloud
State:
MN
Distance:
0 miles
Students:
4,500
Healthcare
Saint Cloud provides robust healthcare services, anchored by CentraCare – St. Cloud Hospital, and offers a high rate of health insurance coverage at 93.6%. With 2.2 physicians per 1,000 residents, the city ensures accessible medical care for its population.

Major Hospitals
Name:
CentraCare – St. Cloud Hospital
Address:
1406 6th Ave N, St Cloud, MN 56303
Phone:
(320) 251-2700
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
93.6%
Health Care Index:
73.1
Housing Market
What is the housing market like in Saint Cloud, MN?
The housing market in Saint Cloud is accessible, with a median home price of $220,000 and an average rent for a two-bedroom apartment at $1,050. Over half of the homes are owner-occupied, and the market has seen steady appreciation, making it appealing for both buyers and renters.
Median Home Price:
$220,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
51.0%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
1.2%
Foreclosure Rate:
0.6%
DMV Information
Residents handle driver and vehicle needs through the Minnesota Department of Public Safety’s Driver and Vehicle Services, conveniently accessible online and in-person. The main office is located in St. Paul, with comprehensive resources for licensing and registration.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota St, St Paul, MN 55101
Phone:
651-297-2126
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.