Everything You Should Know Before Moving to Saint Joseph, KY
Thinking of moving to Saint Joseph, KY? This small, friendly community of 1,350 residents boasts affordable living, with median home prices around $145,000 and average rents near $820. Enjoy a low violent crime rate (83 per 100K), short 21-minute commutes, and a peaceful rural vibe, all while being close to quality schools and Owensboro’s amenities. With a pleasant climate and a strong sense of community, Saint Joseph offers a relaxed lifestyle perfect for families and retirees alike.
Demographics - Saint Joseph, KY
Demographics - Saint Joseph, KY
Saint Joseph, KY is home to about 1,350 residents, with a median age of 42.7, reflecting a mature and family-oriented community. The city is predominantly White, with a balanced gender ratio and a small percentage of non-English speakers, contributing to a close-knit and welcoming environment.
Population:
1,350
Density:
120 per sq mi
Median Age:
42.7
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.4%

Ethnic Composition
White:
96.2%
Black:
1.0%
Asian:
0.3%
Others:
2.5%
Cost Of Living
What is the average cost of living in Saint Joseph, KY?
The cost of living in Saint Joseph is notably affordable, with a cost of living index of 86.7 and median home values around $145,000. Residents benefit from modest housing expenses and reasonable utilities, making it an attractive option for budget-conscious families and retirees.
Median House Value:
$145,000
Gross Rent:
$820
Monthly Electricity Charges:
$120
Auto Insurance:
$1,200
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
86.7
Grocery:
92.4
Housing:
74.1
Utilities:
97.6
Transportation:
83.5
Health Care:
90.8
Miscellaneous:
89.0
Crime
Is Saint Joseph, KY a safe place to live?
Saint Joseph experiences low violent crime, with only 83 incidents per 100,000 people and a low chance of becoming a victim. Property crime rates are higher but still manageable, giving residents peace of mind in a generally safe small-town setting.
Violent Crimes Per 100k:
83
Property Crimes Per 100k:
1,050
Crime Index:
1,133
Chance Of Violent Crime:
1 in 1,200
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Saint Joseph, KY year-round?
Residents enjoy four distinct seasons, with mild winters averaging lows of 25°F and warm summers reaching highs of 88°F. The area receives nearly 48 inches of rainfall annually and enjoys sunshine about 57% of the year, offering comfortable weather for outdoor activities.

Winter
Min:
25°F
Max:
43°F

Spring
Min:
46°F
Max:
70°F

Summer
Min:
66°F
Max:
88°F

Fall
Min:
48°F
Max:
71°F
Average Rainfall Inches:
47.9 inches
Sunny Days Percentage:
57%
Neighbors
The community boasts a median household income of $62,500 and a low unemployment rate of 4.1%. Most residents have at least a high school diploma, and commutes are short, averaging just over 21 minutes, making daily life both convenient and neighborly.
Median Income:
$41,000
Household Income:
$62,500
Family Income:
$76,000
Per Capita Income:
$28,500
Income Male:
$41,400
Income Female:
$34,600
Poverty Rate:
13.7%
Non English Speakers:
2.4%
Rent:
$820
Unemployment Rate:
4.1%
Public Transport Usage:
0.8%
Commute Time:
21.5 minutes

Education
High School or Higher:
91.8%
Bachelors or More:
18.4%
Education
How are the schools in Saint Joseph, KY?
Families in Saint Joseph benefit from well-rated public and private schools with favorable student-teacher ratios, and higher education is easily accessible at nearby colleges in Owensboro. Educational opportunities cater to a range of needs, supporting lifelong learning and growth.

Public Schools
Name:
Southern Oaks Elementary School
Street:
7525 US-431, Owensboro, KY 42301
Phone:
270-852-7570
Students:
450
Student Teacher Ratio:
15.3
Name:
Burns Middle School
Street:
4610 Goetz Dr, Owensboro, KY 42301
Phone:
270-852-7400
Students:
980
Student Teacher Ratio:
16.1

Private Schools
Name:
St. Mary of the Woods School
Street:
10521 Franklin St, Whitesville, KY 42378
Phone:
270-233-5253
Students:
230

Colleges
Name:
Owensboro Community and Technical College
City:
Owensboro
State:
KY
Distance:
10 miles
Students:
4,000
Name:
Kentucky Wesleyan College
City:
Owensboro
State:
KY
Distance:
12 miles
Students:
800
Healthcare
Saint Joseph residents have access to quality healthcare, including nearby Owensboro Health Regional Hospital, and benefit from a high health insurance coverage rate of 91.5%. With 1.7 physicians per 1,000 people, essential medical services are readily available.

Major Hospitals
Name:
Owensboro Health Regional Hospital
Address:
1201 Pleasant Valley Rd, Owensboro, KY 42303
Phone:
(270) 417-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.5%
Health Care Index:
72.4
Housing Market
What is the housing market like in Saint Joseph, KY?
The housing market in Saint Joseph is stable and affordable, with a median home price of $145,000 and an 86% owner-occupancy rate. Rental options are accessible, and the community has seen steady home appreciation, making it a solid choice for both buyers and renters.
Median Home Price:
$145,000
Average Rent For 2 Bedroom:
$820
Owner Occupied Rate:
86.1%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.4%
DMV Information
Residents can access driver licensing and vehicle services through the Kentucky Transportation Cabinet, conveniently located in Frankfort and accessible online. The state's DMV provides essential resources and support for all motor vehicle needs.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.