Everything You Should Know Before Moving to Saint Matthews, KY
Thinking of moving to Saint Matthews, KY? With a population of 17,534, this friendly suburb of Louisville offers affordable living—median home prices are $302,000 and average rents are $1,210. Residents enjoy short average commutes of just 18 minutes, access to strong schools, and excellent healthcare nearby. With a low violent crime rate (147 per 100K), a high percentage of sunny days, and a well-educated community, Saint Matthews is a welcoming spot for families and professionals alike.
Demographics - Saint Matthews, KY
Demographics - Saint Matthews, KY
Saint Matthews is home to 17,534 residents, with a median age of 41.2 and a population density of 4,200 people per square mile. The city is predominantly White, but also features growing diversity and a moderate percentage of non-English speakers, making it a welcoming and inclusive community.
Population:
17,534
Density:
4,200 per sq mi
Median Age:
41.2
Gender Ratio:
89 males per 100 females
Non-English Speakers Percentage:
7.8%

Ethnic Composition
White:
83.4%
Black:
6.2%
Asian:
2.6%
Others:
7.8%
Cost Of Living
What is the average cost of living in Saint Matthews, KY?
Living in Saint Matthews is relatively affordable, with a median home value of $302,000 and average rent around $1,210. The overall cost of living index is below the national average, and residents benefit from reasonable state tax rates and manageable utility costs.
Median House Value:
$302,000
Gross Rent:
$1,210
Monthly Electricity Charges:
$120
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,650
House Owner Cost Without Mortgage:
$560
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
93.2
Grocery:
95.1
Housing:
89.3
Utilities:
98.6
Transportation:
93.4
Health Care:
97.2
Miscellaneous:
94.5
Crime
Is Saint Matthews, KY a safe place to live?
Saint Matthews boasts a low violent crime rate of 147 incidents per 100,000 people, making it a safe place for families and individuals. Property crime is more common but remains manageable, providing residents with overall peace of mind.
Violent Crimes Per 100k:
147
Property Crimes Per 100k:
2,341
Crime Index:
2,488
Chance Of Violent Crime:
1 in 680
Chance Of Property Crime:
1 in 43
Weather
What is the weather like in Saint Matthews, KY year-round?
Residents enjoy a balanced climate with mild winters averaging 27–44°F and warm summers reaching up to 89°F. The city receives about 45.6 inches of rainfall annually and experiences sunshine 56% of the year, offering plenty of opportunities for outdoor activities.

Winter
Min:
27°F
Max:
44°F

Spring
Min:
48°F
Max:
70°F

Summer
Min:
68°F
Max:
89°F

Fall
Min:
50°F
Max:
73°F
Average Rainfall Inches:
45.6 inches
Sunny Days Percentage:
56%
Neighbors
Saint Matthews features a well-educated and economically stable community, with a median household income of $66,247 and a poverty rate of just 8.3%. Most residents have at least a high school diploma, and the average commute is a short 18 minutes, supporting a convenient lifestyle.
Median Income:
$41,900
Household Income:
$66,247
Family Income:
$91,500
Per Capita Income:
$45,351
Income Male:
$54,900
Income Female:
$41,000
Poverty Rate:
8.3%
Non English Speakers:
7.8%
Rent:
$1,210
Unemployment Rate:
3.6%
Public Transport Usage:
2.5%
Commute Time:
18.2 minutes

Education
High School or Higher:
97.1%
Bachelors or More:
54.6%
Education
How are the schools in Saint Matthews, KY?
Saint Matthews is served by quality public and private schools, including Waggener High School and Holy Trinity Parish School, with favorable student-teacher ratios. The city is also conveniently located near major universities like Bellarmine University and the University of Louisville, supporting lifelong learning opportunities.

Public Schools
Name:
Waggener High School
Street:
330 S Hubbards Ln
Phone:
502-485-8340
Students:
860
Student Teacher Ratio:
14.5
Name:
St. Matthews Elementary School
Street:
601 Browns Ln
Phone:
502-485-8248
Students:
520
Student Teacher Ratio:
15.2

Private Schools
Name:
Holy Trinity Parish School
Street:
423 Cherrywood Rd
Phone:
502-897-2785
Students:
620

Colleges
Name:
Bellarmine University
City:
Louisville
State:
KY
Distance:
4 miles
Students:
3,600
Name:
University of Louisville
City:
Louisville
State:
KY
Distance:
5 miles
Students:
22,200
Healthcare
The city provides excellent healthcare access, including major hospitals like Baptist Health Louisville and Norton Women's & Children's Hospital nearby. With 92.1% of residents covered by health insurance and a solid ratio of physicians per capita, healthcare needs are well met in Saint Matthews.

Major Hospitals
Name:
Baptist Health Louisville
Address:
4000 Kresge Way, Louisville, KY 40207
Phone:
(502) 897-8100
Type:
General & Surgical
Emergency Services:
Yes
Name:
Norton Women's & Children's Hospital
Address:
4001 Dutchmans Ln, Louisville, KY 40207
Phone:
(502) 893-1000
Type:
General & Children's Hospital
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
92.1%
Health Care Index:
77.2
Housing Market
What is the housing market like in Saint Matthews, KY?
Saint Matthews offers a dynamic housing market, where the median home price stands at $302,000 and average rent for a two-bedroom is $1,210. Home values are appreciating steadily, and there is a healthy mix of owner-occupied and rental properties for newcomers to choose from.
Median Home Price:
$302,000
Average Rent For 2 Bedroom:
$1,210
Owner Occupied Rate:
34.4%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
2.3%
Foreclosure Rate:
0.3%
DMV Information
Residents can access licensing and vehicle services through the Kentucky Transportation Cabinet in nearby Frankfort or online at the official state website, making DMV tasks simple and convenient.
State:
Kentucky
Department:
Kentucky Transportation Cabinet – Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.