Everything You Should Know Before Moving to Saint Thomas, PA
Thinking of moving to Saint Thomas, PA? With a population of about 3,500, this friendly rural community offers affordable living—median home prices are around $220,000 and average rents about $900. Crime rates are low, commutes are reasonable at 25 minutes, and most residents own their homes. The area features good public schools, nearby healthcare, and four distinct seasons with plenty of sunny days. Saint Thomas is perfect for those seeking a peaceful lifestyle with small-town charm in south-central Pennsylvania.
Demographics - Saint Thomas, PA
Demographics - Saint Thomas, PA
Saint Thomas, PA is home to about 3,500 residents, with a median age of 43.7 and a predominantly White population. The community has a balanced gender ratio and a small but present multicultural mix, with just over 4% speaking languages other than English. This area offers a quiet, close-knit atmosphere ideal for families and those seeking a peaceful rural setting.
Population:
3,500
Density:
150 per sq mi
Median Age:
43.7
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
4.3%

Ethnic Composition
White:
94.1%
Black:
2.1%
Asian:
0.7%
Others:
3.1%
Cost Of Living
What is the average cost of living in Saint Thomas, PA?
The cost of living in Saint Thomas is notably affordable, with a cost of living index of 91.5, well below the national average. Median home values are around $220,000 and average rent for a two-bedroom apartment is $900, making it an attractive option for budget-conscious movers. Utilities and state taxes remain reasonable, helping residents keep monthly expenses in check.
Median House Value:
$220,000
Gross Rent:
$900
Monthly Electricity Charges:
$120
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$1,250
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
3.07%
|
High:
3.07%
Cost Of Living Index:
91.5
Grocery:
96.8
Housing:
79.5
Utilities:
102.4
Transportation:
93.0
Health Care:
98.2
Miscellaneous:
95.0
Crime
Is Saint Thomas, PA a safe place to live?
Saint Thomas boasts a low crime rate, with violent crime affecting fewer than 1 in 1,100 people and property crime rates also well below national averages. The overall sense of safety contributes to the community’s welcoming and family-friendly environment. Residents enjoy peace of mind thanks to these favorable crime statistics.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
970
Crime Index:
1,055
Chance Of Violent Crime:
1 in 1,180
Chance Of Property Crime:
1 in 103
Weather
What is the weather like in Saint Thomas, PA year-round?
Residents experience four distinct seasons in Saint Thomas, with warm summers reaching up to 85°F and chilly winters dipping to 22°F. The area receives around 41 inches of rainfall each year and enjoys sunshine about 55% of the time. This climate appeals to those who appreciate seasonal changes and ample outdoor opportunities.

Winter
Min:
22°F
Max:
38°F

Spring
Min:
42°F
Max:
67°F

Summer
Min:
62°F
Max:
85°F

Fall
Min:
44°F
Max:
68°F
Average Rainfall Inches:
41.3 inches
Sunny Days Percentage:
55%
Neighbors
Neighboring communities in Saint Thomas enjoy a median household income of about $69,000, with a poverty rate below 9%. Most adults have completed high school, and nearly one in five hold a bachelor’s degree or higher. The area offers a modest cost of living, low unemployment, and a typical commute of around 25 minutes.
Median Income:
$36,800
Household Income:
$68,900
Family Income:
$76,500
Per Capita Income:
$31,670
Income Male:
$46,100
Income Female:
$36,800
Poverty Rate:
8.9%
Non English Speakers:
4.3%
Rent:
$900
Unemployment Rate:
4.2%
Public Transport Usage:
0.7%
Commute Time:
25.2 minutes

Education
High School or Higher:
89.8%
Bachelors or More:
19.7%
Education
How are the schools in Saint Thomas, PA?
Saint Thomas offers quality educational opportunities, including a well-rated public elementary school with a favorable student-teacher ratio. Private school and college options are available nearby in Chambersburg and Shippensburg, providing families with diverse academic choices. These resources contribute to a supportive learning environment for students of all ages.

Public Schools
Name:
St. Thomas Elementary School
Street:
10348 Lincoln Way W
Phone:
717-369-3120
Students:
350
Student Teacher Ratio:
15.2

Private Schools
Name:
Shalom Christian Academy
Street:
126 Social Island Rd, Chambersburg, PA
Phone:
717-375-2223
Students:
500

Colleges
Name:
Wilson College
City:
Chambersburg
State:
PA
Distance:
7 miles
Students:
1,500
Name:
Shippensburg University
City:
Shippensburg
State:
PA
Distance:
19 miles
Students:
6,000
Healthcare
Healthcare access is strong in Saint Thomas, with major hospitals like WellSpan Chambersburg Hospital nearby and a high health insurance coverage rate of 93%. Residents benefit from about 2.1 physicians per 1,000 people, ensuring good access to medical services. The community’s healthcare index of 77.0 reflects reliable care for families and individuals.

Major Hospitals
Name:
WellSpan Chambersburg Hospital
Address:
112 N 7th St, Chambersburg, PA 17201
Phone:
(717) 267-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
93.4%
Health Care Index:
77.0
Housing Market
What is the housing market like in Saint Thomas, PA?
The housing market in Saint Thomas is stable and affordable, with a median home price of $220,000 and owner-occupancy rates above 75%. Rental options are available with average rents at $900 for a two-bedroom, and the area sees modest home appreciation. Low foreclosure and vacancy rates indicate a healthy, steady market for both buyers and renters.
Median Home Price:
$220,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
75.8%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
3.7%
New Construction Rate:
1.1%
Foreclosure Rate:
0.7%
DMV Information
Driver and vehicle services for Saint Thomas residents are provided by PennDOT, with the main office located in Harrisburg. Residents can access licensing, registration, and other DMV services through the state’s convenient online portal or by phone. This ensures easy and efficient handling of all transportation-related needs.
State:
Pennsylvania
Department:
PennDOT Driver & Vehicle Services
Address:
1101 S Front St, Harrisburg, PA 17104
Phone:
1-800-932-4600
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.