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Moving to Santa Margarita, CA?

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Everything You Should Know Before Moving to Santa Margarita, CA

Considering a move to Santa Margarita, CA? This welcoming small town of 1,100 residents offers a relaxed lifestyle, affordable rents around $1,580, and a median home price of $585,000. Enjoy a sunny climate with 73% sunny days annually, low violent crime rates (110 per 100k), and a friendly community. Commute times average 28.5 minutes, and quality local schools and nearby healthcare make Santa Margarita a great choice for families and those seeking a peaceful Central Coast experience.

Demographics - Santa Margarita, CA

Demographics - Santa Margarita, CA

Santa Margarita is a close-knit community of about 1,100 residents, with a median age of 40 and a slight male majority. The town is predominantly White, with a notable Hispanic or Latino presence, and about 13% of residents speak a language other than English at home. Its moderate density and balanced age distribution contribute to a friendly, small-town atmosphere.

demograph population
Population:
1,100
demograph density
Density:
400 per sq mi
demograph median age
Median Age:
40.2
Demograph Gender Ratio
Gender Ratio:
102 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
13.5%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
81.5%
demograph blacks
Black:
0.6%
demograph asian
Asian:
1.8%
demograph others
Others:
1.9%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Santa Margarita, CA?

Living in Santa Margarita comes with a cost of living index of 138, reflecting higher housing expenses compared to national averages, with a median home value of $585,000 and typical rents around $1,580. Utilities and groceries are moderately priced for California, while overall household costs remain manageable for the region. The area’s state taxes range widely, so budgeting is important for new residents.

cost of living medianHouseValue
Median House Value:
$585,000
cost of living grossRent
Gross Rent:
$1,580
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$175
cost of living autoInsurance
Auto Insurance:
$1,850
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$2,380
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$720
cost of living stateTaxes State Taxes:
Low:
1%
|
High:
13.3%
cost of living costOfLivingIndex
Cost Of Living Index:
138.0
cost of living grocery
Grocery:
118.5
cost of living housing
Housing:
172.0
cost of living utilities
Utilities:
109.2
cost of living transportation
Transportation:
134.0
cost of living health-care
Health Care:
117.5
cost of living miscellaneous
Miscellaneous:
106.5

Crime

Crime

Is Santa Margarita, CA a safe place to live?

Santa Margarita enjoys a low crime rate, with only 110 violent crimes per 100,000 people and a 1 in 910 chance of being a victim of violent crime, making it a safe choice for families and individuals. Property crime risk is also lower than many urban areas, offering peace of mind for those considering a move. Overall, the community maintains a strong sense of safety.

crime voilentCrimes
Violent Crimes Per 100k:
110
crime propertyCrime
Property Crimes Per 100k:
790
crime crimeIndex
Crime Index:
900
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 910
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 126
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Weather

Weather

What is the weather like in Santa Margarita, CA year-round?

Residents enjoy a mild Mediterranean climate with warm, dry summers reaching up to 95°F and cool winters that rarely dip below 38°F. The area receives about 17.5 inches of rainfall annually and boasts 73% sunny days, ideal for year-round outdoor activities. This pleasant weather is a major draw for those seeking a relaxed Central Coast lifestyle.

weather winterWinter
weather min
Min:
38°F
weather max
Max:
63°F
weather springSpring
weather min
Min:
42°F
weather max
Max:
73°F
weather summerSummer
weather min
Min:
56°F
weather max
Max:
95°F
weather fallFall
weather min
Min:
45°F
weather max
Max:
83°F
weather averageRainfallInches
Average Rainfall Inches:
17.5 inches
weather sunnyDays Percentage
Sunny Days Percentage:
73%

Neighbors

Neighbors

Santa Margarita’s households typically earn around $86,500, with a low poverty rate of just over 7% and an unemployment rate below 4%. Most residents have completed high school, and over a third hold a bachelor’s degree or higher, fostering an educated, stable community. Commute times average 28.5 minutes, and public transportation usage is minimal, reflecting a largely car-dependent population.

neighbor medianIncome
Median Income:
$48,200
neighbor householdIncome
Household Income:
$86,500
neighbor familyIncome
Family Income:
$91,000
neighbor perCapitaIncome
Per Capita Income:
$36,700
neighbor incomeMale
Income Male:
$51,000
neighbor incomeFemale
Income Female:
$39,500
neighbor povertyRate
Poverty Rate:
7.1%
neighbor nonEnglishSpeakers
Non English Speakers:
13.5%
neighbor rent
Rent:
$1,580
neighbor unemployment
Unemployment Rate:
3.8%
neighbor publicTransport
Public Transport Usage:
0.8%
neighbor commuteTime
Commute Time:
28.5 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
93.5%
neighbor bachelors
Bachelors or More:
36.2%
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Education

Education

How are the schools in Santa Margarita, CA?

Families in Santa Margarita benefit from local public schools, like Santa Margarita Elementary, which offers a supportive learning environment with a student-teacher ratio of 21:1. Higher education opportunities are easily accessible, with California Polytechnic State University just 12 miles away in San Luis Obispo. The town’s educational attainment rates reflect a well-educated population and strong academic resources.

education PublicSchoolsPublic Schools
education publicName
Name:
Santa Margarita Elementary School
education publicStreet
Street:
22070 H St
education publicPhone
Phone:
805-438-5633
education publicStudents
Students:
230
education publicStudentTeacherRatio
Student Teacher Ratio:
21:1


education collegesColleges
education collegeName
Name:
California Polytechnic State University, San Luis Obispo
education collegeCity
City:
San Luis Obispo
education collegeState
State:
CA
education collegeDistance
Distance:
12 miles
education collegeStudents
Students:
22,000


Healthcare

Healthcare

Access to healthcare is strong in Santa Margarita, with 92% of residents insured and 2.5 physicians per 1,000 people. Major hospitals like Sierra Vista Regional Medical Center and French Hospital Medical Center are just a short drive away in San Luis Obispo, providing comprehensive emergency and general care. The area’s healthcare index of 76 indicates quality services are readily available.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Sierra Vista Regional Medical Center
healthcare hospitalAddress
Address:
1010 Murray Ave, San Luis Obispo, CA 93405
healthcare hospitalPhone
Phone:
(805) 546-7600
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
French Hospital Medical Center
healthcare hospitalAddress
Address:
1911 Johnson Ave, San Luis Obispo, CA 93401
healthcare hospitalPhone
Phone:
(805) 543-5353
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.5
healthcare healthInsuranceCoverage
Health Insurance Coverage:
92.0%
healthcare healthCareIndex
Health Care Index:
76.0
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Santa Margarita, CA?

Santa Margarita’s housing market features a median home price of $585,000 and an owner-occupied rate of nearly 66%, indicating solid investment potential and community stability. Rental options remain accessible, with average rents for a two-bedroom at $1,580 and a 5.1% rental vacancy rate. Home values have appreciated by 6.3% over the past year, reflecting steady growth.

housing market medianHomePrice
Median Home Price:
$585,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$1,580
housing market ownerOccupiedRate
Owner Occupied Rate:
65.8%
housing market rentalVacancyRate
Rental Vacancy Rate:
5.1%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
6.3%
housing market newConstructionRate
New Construction Rate:
1.3%
housing market foreclosureRate
Foreclosure Rate:
0.4%

DMV Information

DMV Information

Residents handle vehicle registration and licensing through the California Department of Motor Vehicles, conveniently located in nearby San Luis Obispo. Services can be accessed in person, online, or by phone for added flexibility. The DMV provides standard driver, vehicle, and identification services for the region.

dmv state
State:
California
dmv department
Department:
California Department of Motor Vehicles
dmv address
Address:
3190 S Higuera St, San Luis Obispo, CA 93401
dmv phone
Phone:
1-800-777-0133
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Santa Margarita, CA

Planning a relocation in or near Santa Margarita? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Santa Margarita.

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FAQs About Moving to Santa Margarita, CA

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Check the cost of living, housing, traffic, and public transit in Santa Margarita. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Santa Margarita climate and weather.

Moving within Santa Margarita usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Santa Margarita. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Santa Margarita offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Santa Margarita at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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