Everything You Should Know Before Moving to Saugatuck, CT
Considering a move to Saugatuck, CT? This charming riverside community of about 2,000 residents offers a peaceful suburban lifestyle with top-tier schools, exceptionally low crime, and easy Metro-North rail access to NYC. While the cost of living and median home price ($1,010,000) are high, residents enjoy high incomes, a highly educated population, and a scenic, coastal climate. With excellent healthcare nearby and a strong sense of community, Saugatuck is ideal for families and professionals seeking quality living in Fairfield County.
Demographics - Saugatuck, CT
Demographics - Saugatuck, CT
Saugatuck, CT is a close-knit community of around 2,000 residents, characterized by a mature median age of 46.2 and a predominantly White population. The neighborhood is moderately dense and features a balanced gender ratio, with over 11% of residents speaking a language other than English at home. This diversity and age distribution contribute to a welcoming, family-friendly environment.
Population:
2,000
Density:
1,500 per sq mi
Median Age:
46.2
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
11.5%

Ethnic Composition
White:
83.7%
Black:
3.2%
Asian:
4.6%
Others:
8.5%
Cost Of Living
What is the average cost of living in Saugatuck, CT?
Living in Saugatuck comes with a high cost of living, reflected in a median home value of just over $1 million and a cost of living index significantly above the national average. Housing, utilities, and transportation are notably more expensive, making the area best suited for those with higher incomes. Residents benefit from quality amenities, but should be prepared for premium prices across most sectors.
Median House Value:
$1,010,000
Gross Rent:
$2,650
Monthly Electricity Charges:
$155
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$3,450
House Owner Cost Without Mortgage:
$1,180
State Taxes:
Low:
3.0%
|
High:
6.99%
Cost Of Living Index:
156.0
Grocery:
120.0
Housing:
210.0
Utilities:
118.0
Transportation:
129.0
Health Care:
117.0
Miscellaneous:
112.0
Crime
Is Saugatuck, CT a safe place to live?
Saugatuck offers a safe environment, with a violent crime rate of only 73 incidents per 100,000 people and a property crime rate well below the national average. Residents enjoy a low chance of encountering crime, contributing to the area’s reputation as a secure and family-friendly suburb. Peace of mind is a key benefit for those considering a move here.
Violent Crimes Per 100k:
73
Property Crimes Per 100k:
660
Crime Index:
733
Chance Of Violent Crime:
1 in 1,370
Chance Of Property Crime:
1 in 151
Weather
What is the weather like in Saugatuck, CT year-round?
Saugatuck experiences all four seasons with cold, snowy winters averaging 23°F to 38°F, and warm summers peaking near 83°F. The area receives about 48.6 inches of annual rainfall and enjoys sunshine 54% of the year, offering a pleasant balance for outdoor activities. The coastal climate provides scenic beauty and moderate seasonal changes.

Winter
Min:
23°F
Max:
38°F

Spring
Min:
43°F
Max:
66°F

Summer
Min:
64°F
Max:
83°F

Fall
Min:
47°F
Max:
68°F
Average Rainfall Inches:
48.6 inches
Sunny Days Percentage:
54%
Neighbors
The community boasts a high median household income of $192,000 and an exceptionally low poverty rate of 3.2%. Most residents are college-educated, and the area maintains a low unemployment rate, reflecting economic stability and a highly skilled workforce. Public transportation is used by over 15% of residents, with average commutes of about 42 minutes.
Median Income:
$82,000
Household Income:
$192,000
Family Income:
$220,000
Per Capita Income:
$87,000
Income Male:
$108,000
Income Female:
$82,000
Poverty Rate:
3.2%
Non English Speakers:
11.5%
Rent:
$2,650
Unemployment Rate:
3.0%
Public Transport Usage:
15.1%
Commute Time:
42.2 minutes

Education
High School or Higher:
97.1%
Bachelors or More:
72.5%
Education
How are the schools in Saugatuck, CT?
Families in Saugatuck benefit from excellent public schools with low student-teacher ratios, such as Saugatuck Elementary and Bedford Middle School. Private education and nearby colleges, including Sacred Heart University and UConn Stamford, offer diverse academic opportunities within a short drive. The area’s strong commitment to education is reflected in high graduation and college attainment rates.

Public Schools
Name:
Saugatuck Elementary School
Street:
170 Riverside Ave
Phone:
203-221-2900
Students:
530
Student Teacher Ratio:
11.0
Name:
Bedford Middle School
Street:
88 North Ave
Phone:
203-341-1500
Students:
900
Student Teacher Ratio:
10.8

Private Schools
Name:
Greens Farms Academy
Street:
35 Beachside Ave
Phone:
203-256-0717
Students:
715

Colleges
Name:
Sacred Heart University
City:
Fairfield
State:
CT
Distance:
10 miles
Students:
9,300
Name:
University of Connecticut Stamford
City:
Stamford
State:
CT
Distance:
16 miles
Students:
2,100
Healthcare
Saugatuck residents have convenient access to major hospitals such as Norwalk and Stamford Hospitals, both offering comprehensive emergency and surgical services. Healthcare coverage is widespread, with nearly 96% insured and a high number of physicians per capita. The local healthcare system is strong, supporting a healthy and well-cared-for population.

Major Hospitals
Name:
Norwalk Hospital
Address:
34 Maple St, Norwalk, CT 06856
Phone:
(203) 852-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Stamford Hospital
Address:
1 Hospital Plaza, Stamford, CT 06902
Phone:
(203) 276-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.1
Health Insurance Coverage:
95.8%
Health Care Index:
78.2
Housing Market
What is the housing market like in Saugatuck, CT?
The housing market in Saugatuck is robust, with a median home price of $1,010,000 and a high owner-occupancy rate of over 80%. Rental options are available but limited, with average rents for a two-bedroom around $2,650. Home values have appreciated steadily, making it a desirable area for long-term investment.
Median Home Price:
$1,010,000
Average Rent For 2 Bedroom:
$2,650
Owner Occupied Rate:
81.5%
Rental Vacancy Rate:
3.7%
Home Appreciation Rate (1yr):
7.4%
New Construction Rate:
0.9%
Foreclosure Rate:
0.2%
DMV Information
Residents of Saugatuck utilize the Connecticut Department of Motor Vehicles, headquartered in Wethersfield, for all licensing and vehicle needs. The DMV offers a user-friendly website for convenient access to services and information. State-specific regulations and resources ensure efficient processing for drivers and new residents.
State:
Connecticut
Department:
Connecticut Department of Motor Vehicles
Address:
60 State Street, Wethersfield, CT 06161
Phone:
860-263-5700
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.