Everything You Should Know Before Moving to Schaghticoke, NY
Considering a move to Schaghticoke, NY? This small town of about 7,400 residents offers affordable living, with median home prices around $237,000 and average rents near $1,050. Residents enjoy a low violent crime rate (105 per 100k), easy commutes averaging 29 minutes, and access to quality public schools with low student-teacher ratios. Schaghticoke’s rural charm is complemented by four-season weather and proximity to major healthcare facilities in nearby Troy and Albany. Explore below for more on housing, education, and lifestyle in this friendly upstate community.
Demographics - Schaghticoke, NY
Demographics - Schaghticoke, NY
Schaghticoke is a small, close-knit community with a population of 7,400 and a median age of 43.7 years, reflecting its appeal to families and mature residents. The town is predominantly White, with a balanced gender ratio and a low percentage of non-English speakers, offering a welcoming and stable environment for newcomers.
Population:
7,400
Density:
110 per sq mi
Median Age:
43.7
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.2%

Ethnic Composition
White:
94.2%
Black:
1.6%
Asian:
0.7%
Others:
3.5%
Cost Of Living
What is the average cost of living in Schaghticoke, NY?
Schaghticoke boasts a cost of living slightly below the national average, with a median home value of $237,000 and average rent around $1,050. Residents benefit from reasonable utility costs and state tax rates, making it an affordable choice for both homeowners and renters.
Median House Value:
$237,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$120
Auto Insurance:
$1,400
House Owner Cost With Mortgage:
$1,650
House Owner Cost Without Mortgage:
$620
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
98.0
Grocery:
97.0
Housing:
95.0
Utilities:
103.0
Transportation:
94.0
Health Care:
101.0
Miscellaneous:
96.0
Crime
Is Schaghticoke, NY a safe place to live?
The town enjoys a low violent crime rate of 105 per 100,000 residents, with only a 1 in 950 chance of experiencing violent crime. Property crimes are more common but still moderate, contributing to a sense of safety in daily life.
Violent Crimes Per 100k:
105
Property Crimes Per 100k:
1,120
Crime Index:
1,225
Chance Of Violent Crime:
1 in 950
Chance Of Property Crime:
1 in 90
Weather
What is the weather like in Schaghticoke, NY year-round?
Schaghticoke experiences all four seasons, with warm summers reaching 82°F and cold winters dropping to 15°F. The area receives about 36 inches of rainfall annually and enjoys sunshine on 53% of days, making for a varied climate that supports outdoor activities year-round.

Winter
Min:
15°F
Max:
34°F

Spring
Min:
37°F
Max:
65°F

Summer
Min:
57°F
Max:
82°F

Fall
Min:
38°F
Max:
68°F
Average Rainfall Inches:
36 inches
Sunny Days Percentage:
53%
Neighbors
Residents of Schaghticoke typically earn a household income of $78,000 and benefit from a low unemployment rate of 3.8%. The community is well-educated, with over 90% holding a high school diploma, and commutes are manageable, averaging just under 30 minutes.
Median Income:
$38,000
Household Income:
$78,000
Family Income:
$86,000
Per Capita Income:
$35,500
Income Male:
$45,000
Income Female:
$36,500
Poverty Rate:
7.6%
Non English Speakers:
3.2%
Rent:
$1,050
Unemployment Rate:
3.8%
Public Transport Usage:
0.7%
Commute Time:
29.2 minutes

Education
High School or Higher:
90.8%
Bachelors or More:
23.4%
Education
How are the schools in Schaghticoke, NY?
Schaghticoke offers quality public education with low student-teacher ratios, supporting strong academic outcomes for local children. Nearby, higher education institutions like Hudson Valley Community College and Rensselaer Polytechnic Institute are easily accessible, providing expanded learning opportunities.

Public Schools
Name:
Hoosic Valley Senior High School
Street:
2 Pleasant Ave
Phone:
518-753-4432
Students:
350
Student Teacher Ratio:
12.5
Name:
Hoosic Valley Elementary School
Street:
2 Pleasant Ave
Phone:
518-753-4458
Students:
420
Student Teacher Ratio:
11.5

Colleges
Name:
Hudson Valley Community College
City:
Troy
State:
NY
Distance:
13 miles
Students:
8,000
Name:
Rensselaer Polytechnic Institute
City:
Troy
State:
NY
Distance:
14 miles
Students:
7,600
Healthcare
Schaghticoke residents have convenient access to major hospitals in Troy and Albany, with a high rate of health insurance coverage at 94.5%. The area offers ample healthcare resources, including 2.6 physicians per 1,000 residents and reliable emergency services nearby.

Major Hospitals
Name:
Samaritan Hospital
Address:
2215 Burdett Ave, Troy, NY 12180
Phone:
(518) 271-3300
Type:
General & Surgical
Emergency Services:
Yes
Name:
Albany Medical Center
Address:
43 New Scotland Ave, Albany, NY 12208
Phone:
(518) 262-3125
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
94.5%
Health Care Index:
82.0
Housing Market
What is the housing market like in Schaghticoke, NY?
The local housing market is stable and affordable, with a median home price of $237,000 and a high owner-occupancy rate of 75%. Rental options are available with an average two-bedroom rent of $1,050, and recent home appreciation has been steady at 3.9% over the past year.
Median Home Price:
$237,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
75.1%
Rental Vacancy Rate:
6.0%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Residents can access motor vehicle services at the New York State Department of Motor Vehicles in Albany, just a short drive away. The DMV provides comprehensive resources for licensing, registration, and driving needs, both in-person and online.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
224-260 South Pearl Street, Albany, NY 12202
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.