Everything You Should Know Before Moving to Schram City, IL
Considering a move to Schram City, IL? With a small population of around 575, this friendly community offers affordable living, with median home prices at $99,000 and average rents near $690. Commute times are short (about 22 minutes), and the town enjoys a moderate crime rate and a high rate of homeownership. Schram City features a classic Midwestern climate with 59% sunny days and easy access to local schools and healthcare, making it a relaxed option for those seeking small-town charm.
Demographics - Schram City, IL
Demographics - Schram City, IL
Schram City is a close-knit community of about 575 residents, characterized by a predominantly White population and a median age of 43.2 years. The area offers a balanced gender ratio and a family-friendly atmosphere, with only a small percentage (3.2%) of non-English speakers.
Population:
575
Density:
840 per sq mi
Median Age:
43.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
3.2%

Ethnic Composition
White:
95.5%
Black:
1.0%
Asian:
0.5%
Others:
3.0%
Cost Of Living
What is the average cost of living in Schram City, IL?
Living costs in Schram City are notably affordable, with a median home value of $99,000 and average rent of $690. The overall cost of living index is 81.3, well below the national average, making this town an attractive choice for budget-conscious households.
Median House Value:
$99,000
Gross Rent:
$690
Monthly Electricity Charges:
$110
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
81.3
Grocery:
92.1
Housing:
56.5
Utilities:
99.0
Transportation:
87.4
Health Care:
94.2
Miscellaneous:
91.0
Crime
Is Schram City, IL a safe place to live?
Schram City experiences moderate crime rates, with a violent crime rate of 215 per 100,000 people and a property crime rate of 1,350 per 100,000. Residents generally enjoy a safe environment, though it is wise to take standard precautions.
Violent Crimes Per 100k:
215
Property Crimes Per 100k:
1,350
Crime Index:
1,565
Chance Of Violent Crime:
1 in 465
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Schram City, IL year-round?
The city has a classic Midwestern climate, featuring cold winters with lows around 19°F and warm summers reaching up to 87°F. Residents enjoy 59% sunny days annually and nearly 40 inches of rainfall, making for distinct seasonal changes.

Winter
Min:
19°F
Max:
37°F

Spring
Min:
41°F
Max:
67°F

Summer
Min:
65°F
Max:
87°F

Fall
Min:
44°F
Max:
69°F
Average Rainfall Inches:
39.8 inches
Sunny Days Percentage:
59%
Neighbors
Typical residents have a median household income of $48,500 and a family income of $59,000, with an unemployment rate of 4.8%. Most households own their homes, and the average commute is a convenient 22 minutes, reflecting the town’s relaxed pace of life.
Median Income:
$32,000
Household Income:
$48,500
Family Income:
$59,000
Per Capita Income:
$25,350
Income Male:
$38,000
Income Female:
$29,000
Poverty Rate:
11.7%
Non English Speakers:
3.2%
Rent:
$690
Unemployment Rate:
4.8%
Public Transport Usage:
0.4%
Commute Time:
22.1 minutes

Education
High School or Higher:
89.8%
Bachelors or More:
11.3%
Education
How are the schools in Schram City, IL?
Families in Schram City have access to local public schools such as Hillsboro High School and Beckemeyer Elementary, both offering small class sizes. For higher education, Lincoln Land Community College in Litchfield is just 15 miles away, providing further learning opportunities.

Public Schools
Name:
Hillsboro High School
Street:
522 E Tremont St
Phone:
217-532-2841
Students:
435
Student Teacher Ratio:
13.5
Name:
Beckemeyer Elementary School
Street:
1015 Seymour Ave
Phone:
217-532-6994
Students:
370
Student Teacher Ratio:
15.2

Colleges
Name:
Lincoln Land Community College - Litchfield
City:
Litchfield
State:
IL
Distance:
15 miles
Students:
1,100
Healthcare
Schram City benefits from proximity to Hillsboro Area Hospital, offering general and emergency care. With 1.6 physicians per 1,000 residents and over 91% health insurance coverage, access to essential healthcare is reliable and convenient.

Major Hospitals
Name:
Hillsboro Area Hospital
Address:
1200 E Tremont St, Hillsboro, IL 62049
Phone:
(217) 532-4171
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
91.2%
Health Care Index:
65.4
Housing Market
What is the housing market like in Schram City, IL?
The housing market in Schram City is stable and affordable, with a median home price of $99,000 and owner-occupancy at 80%. Home values have experienced modest appreciation, while rental vacancies remain low, supporting a steady market environment.
Median Home Price:
$99,000
Average Rent For 2 Bedroom:
$690
Owner Occupied Rate:
80.1%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
2.4%
New Construction Rate:
0.5%
Foreclosure Rate:
0.7%
DMV Information
DMV services for Schram City are handled by the Illinois Secretary of State’s Driver Services Facility in nearby Hillsboro. Residents can easily access licensing, registration, and other motor vehicle services just a short drive from home.
State:
Illinois
Department:
Illinois Secretary of State – Driver Services Facility
Address:
201 N. Main St, Hillsboro, IL 62049
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.