Everything You Should Know Before Moving to Schwertner, TX
Considering a move to Schwertner, TX? This small rural community of about 250 residents offers a peaceful, close-knit atmosphere and affordable living, with median home prices around $320,000 and average rents at $1,150. Crime rates are low, and most residents own their homes. With commute times averaging 30 minutes, access to nearby healthcare in Temple and Killeen, and local schools served by the Jarrell ISD, Schwertner is great for those seeking quiet country living and Texas sunshine, all with a reasonable cost of living.
Demographics - Schwertner, TX
Demographics - Schwertner, TX
Schwertner is a small rural community of approximately 250 residents, with a balanced gender ratio and a median age of 41.2 years. The population is predominantly White, with a notable presence of other backgrounds and about 11.5% of residents speaking a language other than English at home. The low population density supports a close-knit, peaceful environment ideal for those seeking small-town living.
Population:
250
Density:
25 per sq mi
Median Age:
41.2
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
11.5%
Ethnic Composition
White:
76.1%
Black:
5.8%
Asian:
1.2%
Others:
16.9%
Cost Of Living
What is the average cost of living in Schwertner, TX?
Schwertner offers a cost of living slightly below the U.S. average, with a median home value of $320,000 and average rent at $1,150. Household expenses, including utilities and groceries, are generally affordable, and there is no state income tax in Texas, making the area attractive for budget-conscious residents. Overall, living costs are reasonable for those seeking a rural lifestyle.
Median House Value:
$320,000
Gross Rent:
$1,150
Monthly Electricity Charges:
$140
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,820
House Owner Cost Without Mortgage:
$590
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
97.5
Grocery:
93.6
Housing:
90.2
Utilities:
108.4
Transportation:
104.0
Health Care:
98.7
Miscellaneous:
95.0
Crime
Is Schwertner, TX a safe place to live?
Crime rates in Schwertner are low, with just 120 violent crimes and 1,150 property crimes per 100,000 residents, making it a safe choice for families and individuals. The odds of experiencing violent crime are about 1 in 830. Residents enjoy peace of mind in this quiet Texas community.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,150
Crime Index:
1,270
Chance Of Violent Crime:
1 in 830
Chance Of Property Crime:
1 in 87
Weather
What is the weather like in Schwertner, TX year-round?
Schwertner experiences mild winters with lows in the mid-30s and hot summers reaching up to 97°F. The area enjoys 63% sunny days annually and receives about 34.6 inches of rainfall, offering pleasant weather for outdoor activities most of the year. Seasonal changes are gentle, contributing to the area’s rural appeal.
Winter
Min:
36°F
Max:
60°F
Spring
Min:
51°F
Max:
78°F
Summer
Min:
70°F
Max:
97°F
Fall
Min:
53°F
Max:
81°F
Average Rainfall Inches:
34.6 inches
Sunny Days Percentage:
63%
Neighbors
Residents in Schwertner’s surrounding area typically enjoy a median household income of $78,200 and low unemployment at 3.9%. Commute times average around 30 minutes, and most households have access to good educational attainment, with nearly 90% holding a high school diploma or higher. The community’s poverty rate is below the national average, supporting a stable local economy.
Median Income:
$42,000
Household Income:
$78,200
Family Income:
$84,000
Per Capita Income:
$31,500
Income Male:
$44,000
Income Female:
$38,500
Poverty Rate:
8.4%
Non English Speakers:
14.8%
Rent:
$1,150
Unemployment Rate:
3.9%
Public Transport Usage:
0.2%
Commute Time:
30.1 minutes
Education
High School or Higher:
89.5%
Bachelors or More:
22.7%
Education
How are the schools in Schwertner, TX?
Schwertner is served by the Jarrell Independent School District, with local public schools offering favorable student-teacher ratios around 14:1. While there are no private schools in town, higher education opportunities are accessible nearby at Temple College and Texas A&M University – Central Texas, both within a 30-mile drive. The area supports a strong educational foundation for families and lifelong learners.
Public Schools
Name:
Jarrell Elementary School
Street:
1615 County Road 313, Jarrell, TX 76537
Phone:
512-746-2170
Students:
630
Student Teacher Ratio:
14.5
Name:
Jarrell High School
Street:
1100 W FM 487, Jarrell, TX 76537
Phone:
512-746-2188
Students:
720
Student Teacher Ratio:
13.8
Colleges
Name:
Temple College
City:
Temple
State:
TX
Distance:
27 miles
Students:
5,000
Name:
Texas A&M University – Central Texas
City:
Killeen
State:
TX
Distance:
32 miles
Students:
2,600
Healthcare
Schwertner residents have access to several major hospitals in nearby Temple and Killeen, including Baylor Scott & White Medical Center and AdventHealth Central Texas. With 1.5 physicians per 1,000 residents and over 87% health insurance coverage, healthcare services are accessible and reliable. The area’s healthcare index reflects solid local resources for both routine and emergency care.
Major Hospitals
Name:
Baylor Scott & White Medical Center – Temple
Address:
2401 S 31st St, Temple, TX 76508
Phone:
(254) 724-2111
Type:
General & Surgical
Emergency Services:
Yes
Name:
AdventHealth Central Texas
Address:
2201 S Clear Creek Rd, Killeen, TX 76549
Phone:
(254) 526-7523
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
87.2%
Health Care Index:
71.3
Housing Market
What is the housing market like in Schwertner, TX?
The local housing market in Schwertner is characterized by high homeownership, with 78.4% of residents owning their homes and a median home price of $320,000. Rental options are available with average rents for a two-bedroom at $1,150, and the market has seen steady appreciation, rising 5.1% in the past year. Low foreclosure and vacancy rates signal a stable and desirable place to buy or rent.
Median Home Price:
$320,000
Average Rent For 2 Bedroom:
$1,150
Owner Occupied Rate:
78.4%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
1.1%
Foreclosure Rate:
0.6%
DMV Information
Schwertner residents are served by the Texas Department of Motor Vehicles, with the nearest office located in Austin. Services include vehicle registration, licensing, and title transfers, and assistance is available both in person and online. For convenience, the department’s website offers a range of helpful resources for Texas drivers.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.