Everything You Should Know Before Moving to Shelbyville, IN
Considering a move to Shelbyville, IN? With a population just over 20,000, Shelbyville boasts affordable living, with median home prices around $165,000 and average rents near $940. Residents enjoy a quick average commute of 23 minutes and all four distinct seasons, with 52% sunny days each year. The city offers a family-friendly atmosphere, access to local schools and healthcare, and a cost of living well below the national average, making it an inviting option for those seeking small-town charm with convenient amenities.
Demographics - Shelbyville, IN
Demographics - Shelbyville, IN
Shelbyville is home to just over 20,000 residents, with a median age of nearly 39 and a population density that offers a close-knit but spacious community feel. The city is predominantly White (89%), with a small but notable representation of other groups, and about 7% of residents speak a language other than English at home. The gender ratio is nearly balanced, making it a diverse and welcoming place for new residents.
Population:
20,055
Density:
1,625 per sq mi
Median Age:
38.7
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
6.8%

Ethnic Composition
White:
89.3%
Black:
2.1%
Asian:
0.8%
Others:
7.8%
Cost Of Living
What is the average cost of living in Shelbyville, IN?
The cost of living in Shelbyville is notably affordable, with a cost of living index of 84.2—well below the national average. Median home values are around $165,000 and average rents are about $940, making housing accessible for many families and individuals. Utilities and groceries remain budget-friendly, further enhancing the city’s appeal for cost-conscious movers.
Median House Value:
$165,000
Gross Rent:
$940
Monthly Electricity Charges:
$120
Auto Insurance:
$1,180
House Owner Cost With Mortgage:
$1,230
House Owner Cost Without Mortgage:
$435
State Taxes:
Low:
3.15%
|
High:
5.25%
Cost Of Living Index:
84.2
Grocery:
93.5
Housing:
61.9
Utilities:
97.7
Transportation:
91.0
Health Care:
94.1
Miscellaneous:
90.3
Crime
Is Shelbyville, IN a safe place to live?
Shelbyville experiences a moderate crime rate, with about 265 violent crimes and 2,040 property crimes per 100,000 residents. Residents have a 1 in 377 chance of experiencing violent crime, which is lower than in many urban areas, though property crime is more common. Overall, the city maintains a generally safe atmosphere, particularly for families and retirees.
Violent Crimes Per 100k:
265
Property Crimes Per 100k:
2,040
Crime Index:
2,305
Chance Of Violent Crime:
1 in 377
Chance Of Property Crime:
1 in 49
Weather
What is the weather like in Shelbyville, IN year-round?
Shelbyville enjoys all four seasons, with warm summers reaching average highs of 85°F and cold winters dipping to lows of 21°F. The city receives about 41.5 inches of annual rainfall and enjoys sunshine 52% of the year. Residents can expect a climate that supports a range of outdoor activities throughout the year.

Winter
Min:
21°F
Max:
37°F

Spring
Min:
42°F
Max:
66°F

Summer
Min:
64°F
Max:
85°F

Fall
Min:
45°F
Max:
68°F
Average Rainfall Inches:
41.5 inches
Sunny Days Percentage:
52%
Neighbors
Shelbyville’s neighborhoods offer a median household income of $58,200 and a family income of $71,800, with a poverty rate of 13.6%. Most adults have at least a high school diploma, and commutes average a convenient 23 minutes. The area is primarily car-dependent, with minimal public transport use.
Median Income:
$32,700
Household Income:
$58,200
Family Income:
$71,800
Per Capita Income:
$26,900
Income Male:
$43,100
Income Female:
$33,700
Poverty Rate:
13.6%
Non English Speakers:
6.8%
Rent:
$940
Unemployment Rate:
4.2%
Public Transport Usage:
0.6%
Commute Time:
22.9 minutes

Education
High School or Higher:
87.4%
Bachelors or More:
14.9%
Education
How are the schools in Shelbyville, IN?
Shelbyville offers a range of educational opportunities, including public schools like Shelbyville High School and Loper Elementary, as well as private options such as St. Joseph School. The city also hosts an Ivy Tech Community College site and is within commuting distance of the University of Indianapolis, supporting lifelong learning. Student-teacher ratios are favorable, fostering a supportive academic environment.

Public Schools
Name:
Shelbyville High School
Street:
2003 S Miller St
Phone:
317-398-9731
Students:
1,070
Student Teacher Ratio:
17.3
Name:
Loper Elementary School
Street:
901 Loper Dr
Phone:
317-398-9725
Students:
530
Student Teacher Ratio:
18.2

Private Schools
Name:
St. Joseph School
Street:
127 E Broadway St
Phone:
317-398-4202
Students:
210

Colleges
Name:
Ivy Tech Community College – Shelbyville Site
City:
Shelbyville
State:
IN
Distance:
0 miles
Students:
1,000
Name:
University of Indianapolis
City:
Indianapolis
State:
IN
Distance:
27 miles
Students:
5,600
Healthcare
Shelbyville features reliable healthcare access, including the local MHP Major Hospital offering general and emergency services. The city has about 1.8 physicians per 1,000 residents and 91.5% health insurance coverage, ensuring most residents can access medical care. Healthcare services are affordable and comprehensive, contributing to a high quality of life.

Major Hospitals
Name:
MHP Major Hospital
Address:
2451 Intelliplex Dr, Shelbyville, IN 46176
Phone:
(317) 392-3211
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
91.5%
Health Care Index:
71.1
Housing Market
What is the housing market like in Shelbyville, IN?
The housing market in Shelbyville is stable and affordable, with a median home price of $165,000 and average rent for a two-bedroom apartment at $940. About 58% of homes are owner-occupied, and the city has seen a healthy 6.2% appreciation in home values over the past year. Rental vacancies remain moderate, offering options for both buyers and renters.
Median Home Price:
$165,000
Average Rent For 2 Bedroom:
$940
Owner Occupied Rate:
58.3%
Rental Vacancy Rate:
6.9%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
1.0%
Foreclosure Rate:
0.7%
DMV Information
Shelbyville residents are served by the Indiana Bureau of Motor Vehicles located downtown, providing easy access to driver services and vehicle registrations. The local branch is convenient for new residents needing to obtain licenses or register vehicles. Additional information and services are available through the Indiana BMV website and helpline.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
29 Public Square, Shelbyville, IN 46176
Phone:
888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.