Everything You Should Know Before Moving to Signal Mountain, TN
Considering a move to Signal Mountain, TN? With a population of around 8,800, this scenic community boasts low crime rates (only 40 violent crimes per 100k), top-rated schools, and a strong household income median of $118,500. The median home price is about $470,000, with average rents near $1,580, reflecting a moderate cost of living. Residents enjoy short 24-minute commutes, abundant sunny days, and easy access to healthcare and outdoor recreation—making Signal Mountain an excellent choice for families and professionals seeking safety, education, and quality of life.
Demographics - Signal Mountain, TN
Demographics - Signal Mountain, TN
Signal Mountain is home to about 8,800 residents, with a predominantly White population and a median age of 44. The area features a balanced gender ratio and a small percentage of non-English speakers, fostering a close-knit suburban community with a mature, family-friendly atmosphere.
Population:
8,800
Density:
1,350 per sq mi
Median Age:
44.3
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
4.2%

Ethnic Composition
White:
95.2%
Black:
1.0%
Asian:
1.5%
Others:
2.3%
Cost Of Living
What is the average cost of living in Signal Mountain, TN?
The cost of living in Signal Mountain is slightly above the national average, with a median home value of $470,000 and typical rents around $1,580 per month. Utilities and groceries are reasonably priced, and residents benefit from low state and local taxes, making it an attractive option for those seeking quality amenities and comfortable living.
Median House Value:
$470,000
Gross Rent:
$1,580
Monthly Electricity Charges:
$130
Auto Insurance:
$1,170
House Owner Cost With Mortgage:
$1,970
House Owner Cost Without Mortgage:
$655
State Taxes:
Low:
0%
|
High:
2% (local sales)
Cost Of Living Index:
104.3
Grocery:
98.0
Housing:
112.0
Utilities:
98.4
Transportation:
93.5
Health Care:
90.7
Miscellaneous:
95.6
Crime
Is Signal Mountain, TN a safe place to live?
Signal Mountain boasts very low crime rates, with only 40 violent crimes and 350 property crimes per 100,000 residents, offering a strong sense of safety. Residents enjoy peace of mind, as the chance of experiencing a violent crime is just 1 in 2,200, making it one of the safer communities in Tennessee.
Violent Crimes Per 100k:
40
Property Crimes Per 100k:
350
Crime Index:
390
Chance Of Violent Crime:
1 in 2,200
Chance Of Property Crime:
1 in 285
Weather
What is the weather like in Signal Mountain, TN year-round?
Residents experience four distinct seasons, with mild winters averaging lows of 32°F and warm summers reaching highs near 86°F. The area receives about 55 inches of rainfall annually and enjoys sunshine 60% of the year, providing ideal conditions for outdoor activities year-round.

Winter
Min:
32°F
Max:
48°F

Spring
Min:
48°F
Max:
71°F

Summer
Min:
66°F
Max:
86°F

Fall
Min:
51°F
Max:
74°F
Average Rainfall Inches:
54.7 inches
Sunny Days Percentage:
60%
Neighbors
Signal Mountain is an affluent community with a median household income of $118,500 and a low poverty rate of 3.1%. Nearly 70% of adults hold a bachelor’s degree or higher, unemployment is low, and most residents have short commutes of under 24 minutes, contributing to a high quality of life.
Median Income:
$59,500
Household Income:
$118,500
Family Income:
$131,000
Per Capita Income:
$56,800
Income Male:
$72,000
Income Female:
$49,000
Poverty Rate:
3.1%
Non English Speakers:
4.2%
Rent:
$1,580
Unemployment Rate:
2.7%
Public Transport Usage:
0.4%
Commute Time:
23.8 minutes

Education
High School or Higher:
99.3%
Bachelors or More:
69.4%
Education
How are the schools in Signal Mountain, TN?
Families benefit from highly rated public schools with favorable student-teacher ratios, as well as private school options in town. For higher education, the University of Tennessee at Chattanooga is just 10 miles away, providing easy access to undergraduate and graduate programs.

Public Schools
Name:
Signal Mountain Middle/High School
Street:
2650 Sam Powell Trail
Phone:
423-886-0880
Students:
1,290
Student Teacher Ratio:
16.5
Name:
Thrasher Elementary School
Street:
1301 James Blvd
Phone:
423-886-0882
Students:
650
Student Teacher Ratio:
15.2

Private Schools
Name:
Signal Mountain Christian School
Street:
808 Key Hulse Rd
Phone:
423-886-3820
Students:
220

Colleges
Name:
University of Tennessee at Chattanooga
City:
Chattanooga
State:
TN
Distance:
10 miles
Students:
11,700
Healthcare
Residents have access to top-rated healthcare facilities, including major hospitals in nearby Chattanooga, and benefit from a high rate of health insurance coverage at 94.5%. With 2.5 physicians per 1,000 residents, quality care is readily available for families and individuals.

Major Hospitals
Name:
CHI Memorial Hospital
Address:
2525 de Sales Ave, Chattanooga, TN 37404
Phone:
(423) 495-2525
Type:
General & Surgical
Emergency Services:
Yes
Name:
Erlanger Health System
Address:
975 E 3rd St, Chattanooga, TN 37403
Phone:
(423) 778-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
94.5%
Health Care Index:
77.4
Housing Market
What is the housing market like in Signal Mountain, TN?
The housing market is robust, with a median home price of $470,000 and owner occupancy rates nearing 90%. Home values have appreciated by over 7% in the past year, while rental vacancy remains low, indicating a desirable and stable real estate environment.
Median Home Price:
$470,000
Average Rent For 2 Bedroom:
$1,580
Owner Occupied Rate:
89.5%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
7.3%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Signal Mountain residents are served by the Tennessee Department of Safety & Homeland Security in nearby Chattanooga, offering convenient access to licensing and vehicle services. The DMV provides comprehensive online resources and in-person support for all driver and vehicle needs.
State:
Tennessee
Department:
Tennessee Department of Safety & Homeland Security
Address:
6502 Bonny Oaks Dr, Chattanooga, TN 37416
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.