Everything You Should Know Before Moving to Siler, KY
Thinking of moving to Siler, KY? This small town of about 725 residents offers a quiet rural lifestyle with a low cost of living—median home prices are just $92,000 and average rents around $650. Crime rates are below national averages, and commutes are a breeze at about 23 minutes. While educational attainment is lower than average, nearby schools and healthcare options serve the community well. Enjoy mild seasons, affordable living, and a friendly, close-knit atmosphere in Siler.
Demographics - Siler, KY
Siler, KY is a small, close-knit community of about 725 people, with a predominantly White population and a median age of nearly 42. The gender balance is fairly even, and the town maintains a low population density, offering a peaceful rural environment.
Population:
725
Density:
110 per sq mi
Median Age:
41.9
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
2.8%

Ethnic Composition
White:
95.1%
Black:
1.0%
Asian:
0.3%
Others:
3.6%
Cost Of Living
What is the average cost of living in Siler, KY?
Siler boasts a notably low cost of living, with median home values at $92,000 and average monthly rent at $650. Daily expenses, including utilities and groceries, remain affordable, making it attractive for budget-conscious residents.
Median House Value:
$92,000
Gross Rent:
$650
Monthly Electricity Charges:
$125
Auto Insurance:
$1,170
House Owner Cost With Mortgage:
$890
House Owner Cost Without Mortgage:
$340
State Taxes:
Low:
2.0%
|
High:
6.0%
Cost Of Living Index:
79.2
Grocery:
93.1
Housing:
50.3
Utilities:
97.7
Transportation:
81.9
Health Care:
87.4
Miscellaneous:
90.8
Crime
Is Siler, KY a safe place to live?
Siler experiences relatively low crime, with violent crime rates at 148 per 100,000 and property crime at 1,210 per 100,000, both below national averages. Residents enjoy a sense of security in this rural setting.
Violent Crimes Per 100k:
148
Property Crimes Per 100k:
1,210
Crime Index:
1,358
Chance Of Violent Crime:
1 in 675
Chance Of Property Crime:
1 in 83
Weather
What is the weather like in Siler, KY year-round?
Residents in Siler enjoy four mild seasons, with summer highs reaching 87°F and winter lows dipping to 27°F. The town receives nearly 50 inches of rain annually and enjoys sunshine about 60% of the year.

Winter
Min:
27°F
Max:
45°F

Spring
Min:
45°F
Max:
72°F

Summer
Min:
65°F
Max:
87°F

Fall
Min:
48°F
Max:
71°F
Average Rainfall Inches:
49.5 inches
Sunny Days Percentage:
60%
Neighbors
The community features modest household incomes—median household income is $36,200—and a strong sense of local connection. While the poverty rate is higher than average, most residents own their homes, and commutes are short, averaging just over 23 minutes.
Median Income:
$24,800
Household Income:
$36,200
Family Income:
$43,100
Per Capita Income:
$16,700
Income Male:
$31,500
Income Female:
$24,200
Poverty Rate:
23.6%
Non English Speakers:
2.8%
Rent:
$650
Unemployment Rate:
6.8%
Public Transport Usage:
0.3%
Commute Time:
23.5 minutes

Education
High School or Higher:
80.9%
Bachelors or More:
10.2%
Education
How are the schools in Siler, KY?
Local students attend schools such as Whitley Central Intermediate and Whitley County High School, supported by reasonable student-teacher ratios. Higher education opportunities are close by, with the University of the Cumberlands just 10 miles away.

Public Schools
Name:
Whitley Central Intermediate School
Street:
2945 Hwy 25W North, Williamsburg, KY 40769
Phone:
606-549-7060
Students:
430
Student Teacher Ratio:
17.5
Name:
Whitley County High School
Street:
350 Blvd of Champions, Williamsburg, KY 40769
Phone:
606-549-7025
Students:
1,100
Student Teacher Ratio:
16.2

Colleges
Name:
University of the Cumberlands
City:
Williamsburg
State:
KY
Distance:
10 miles
Students:
19,300
Healthcare
Access to healthcare in Siler is supported by nearby facilities such as Baptist Health Corbin, and nearly 91% of residents have health insurance. The area offers a reasonable number of physicians relative to its size, ensuring basic medical needs are covered.

Major Hospitals
Name:
Baptist Health Corbin
Address:
1 Trillium Way, Corbin, KY 40701
Phone:
(606) 528-1212
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
91.4%
Health Care Index:
69.0
Housing Market
What is the housing market like in Siler, KY?
Siler’s housing market is highly affordable, with a median home price of $92,000 and approximately 76% of homes being owner-occupied. Home appreciation has been steady, and rental options remain accessible with low vacancy and foreclosure rates.
Median Home Price:
$92,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
75.8%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Driver and vehicle services for Siler residents are managed by the Kentucky Transportation Cabinet, with resources available online or through the state office in Frankfort. This ensures residents have convenient access to licensing and registration services.
State:
Kentucky
Department:
Kentucky Transportation Cabinet – Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.