Everything You Should Know Before Moving to Silver Creek, NY
Thinking of moving to Silver Creek, NY? This charming village of about 2,400 residents offers affordable living, with median home prices around $115,000 and rents averaging $780. Enjoy a relaxed pace, low crime rates (137 violent crimes per 100K), and short average commutes of just 22 minutes. With highly rated local schools and four distinct seasons, Silver Creek is ideal for those seeking small-town life with convenient access to Lake Erie and nearby amenities.
Demographics - Silver Creek, NY
Demographics - Silver Creek, NY
Silver Creek is a close-knit village with a population of 2,407 and a median age of 43.6, reflecting a mature community. The area is predominantly White, with small but present minority groups and about 4.7% of residents speaking a language other than English at home. Its balanced gender ratio and moderate population density contribute to a welcoming small-town atmosphere.
Population:
2,407
Density:
2,160 per sq mi
Median Age:
43.6
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
4.7%
Ethnic Composition
White:
89.2%
Black:
1.2%
Asian:
0.6%
Others:
9.0%
Cost Of Living
What is the average cost of living in Silver Creek, NY?
Silver Creek offers an affordable cost of living, with a median home value of $114,500 and average rents near $780. Utility costs are slightly above average, but overall living expenses are well below the national average, making it attractive for families and retirees. State income taxes range from 4% to 8.82%, and daily essentials like groceries and transportation are reasonably priced.
Median House Value:
$114,500
Gross Rent:
$780
Monthly Electricity Charges:
$120
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$1,030
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
86.3
Grocery:
97.5
Housing:
68.2
Utilities:
110.7
Transportation:
92.0
Health Care:
101.2
Miscellaneous:
93.6
Crime
Is Silver Creek, NY a safe place to live?
Residents of Silver Creek benefit from low crime rates, with only 137 violent crimes and 1,050 property crimes per 100,000 people. The chances of experiencing a violent crime are about 1 in 730, contributing to a strong sense of safety. Most families find the area peaceful and secure for daily life.
Violent Crimes Per 100k:
137
Property Crimes Per 100k:
1,050
Crime Index:
1,187
Chance Of Violent Crime:
1 in 730
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Silver Creek, NY year-round?
Silver Creek experiences all four seasons, with cold winters averaging lows of 19°F and pleasant summers reaching up to 79°F. The village receives about 41 inches of rainfall annually and enjoys sunshine nearly half the year. These conditions support a variety of outdoor activities throughout the seasons.
Winter
Min:
19°F
Max:
33°F
Spring
Min:
38°F
Max:
61°F
Summer
Min:
60°F
Max:
79°F
Fall
Min:
42°F
Max:
66°F
Average Rainfall Inches:
41.0 inches
Sunny Days Percentage:
49%
Neighbors
The community enjoys a median household income of $51,200 and a family income of $60,700, with about 14.2% of residents living below the poverty line. Most adults hold at least a high school diploma, and the average commute is a manageable 22 minutes. Public transportation usage is minimal, reflecting the town’s small size and car-friendly layout.
Median Income:
$28,750
Household Income:
$51,200
Family Income:
$60,700
Per Capita Income:
$24,800
Income Male:
$32,500
Income Female:
$27,600
Poverty Rate:
14.2%
Non English Speakers:
4.7%
Rent:
$780
Unemployment Rate:
5.7%
Public Transport Usage:
0.5%
Commute Time:
21.8 minutes
Education
High School or Higher:
89.8%
Bachelors or More:
19.2%
Education
How are the schools in Silver Creek, NY?
Families in Silver Creek have access to well-regarded public schools with low student-teacher ratios, supporting strong academic outcomes. The village is also just six miles from SUNY Fredonia, offering higher education opportunities close to home. With nearly 90% of adults holding a high school diploma or higher, education is a community priority.
Public Schools
Name:
Silver Creek Elementary School
Street:
1 Dickinson St
Phone:
716-934-2603
Students:
520
Student Teacher Ratio:
10.5
Name:
Silver Creek Middle School
Street:
1 Dickinson St
Phone:
716-934-2603
Students:
320
Student Teacher Ratio:
11.2
Name:
Silver Creek High School
Street:
1 Dickinson St
Phone:
716-934-2603
Students:
370
Student Teacher Ratio:
12.1
Colleges
Name:
SUNY Fredonia
City:
Fredonia
State:
NY
Distance:
6 miles
Students:
4,400
Healthcare
Silver Creek residents have access to quality healthcare, including the nearby Brooks-TLC Hospital System, just a short drive away. With 1.9 physicians per 1,000 residents and over 91% health insurance coverage, most community members can find reliable medical care. The overall healthcare environment is supportive for families and seniors alike.
Major Hospitals
Name:
Brooks-TLC Hospital System, Inc.
Address:
529 Central Ave, Dunkirk, NY 14048
Phone:
(716) 366-1111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
91.5%
Health Care Index:
71.2
Housing Market
What is the housing market like in Silver Creek, NY?
The housing market in Silver Creek is affordable and stable, with a median home price of $114,500 and a high owner-occupancy rate of 68.4%. Rental vacancies are moderate, and home values have appreciated by about 4% in the past year. Buyers will find limited new construction, but foreclosure rates remain low.
Median Home Price:
$114,500
Average Rent For 2 Bedroom:
$780
Owner Occupied Rate:
68.4%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
4.0%
New Construction Rate:
0.5%
Foreclosure Rate:
0.8%
DMV Information
Silver Creek residents are served by the New York State Department of Motor Vehicles office located nearby in Dunkirk. The DMV provides essential vehicle registration and licensing services, ensuring easy access for local drivers. Appointments and information can be found on the official state website.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
3988 Vineyard Dr, Dunkirk, NY 14048
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.