Everything You Should Know Before Moving to Silver Cross, AL
Considering a move to Silver Cross, AL? This small city of 2,350 residents offers affordable living, with a median home price of $138,000 and average rent around $765. Commute times average 26 minutes and the area enjoys a mild climate with 59% sunny days annually. While crime rates are moderate, Silver Cross features a close-knit community, public schools with low student-teacher ratios, and quick access to major healthcare in nearby Jasper. Explore the city’s affordable housing and friendly atmosphere for your next home.
Demographics - Silver Cross, AL
Demographics - Silver Cross, AL
Silver Cross is a close-knit community of 2,350 people, with a median age of 43 and a population density of 75 per square mile. The city is predominantly White, with notable Black and minority populations, and only a small percentage of residents speak languages other than English. This demographic mix creates a welcoming small-town atmosphere ideal for families and retirees.
Population:
2,350
Density:
75 per sq mi
Median Age:
43.1
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
3.7%
Ethnic Composition
White:
76.0%
Black:
18.5%
Asian:
1.0%
Others:
4.5%
Cost Of Living
What is the average cost of living in Silver Cross, AL?
Living in Silver Cross is affordable, with a median home value of $138,000 and average rent at $765. The overall cost of living index is well below the national average, especially for housing, making it an attractive option for budget-conscious movers. Utilities are slightly higher than average, but state taxes remain low for most residents.
Median House Value:
$138,000
Gross Rent:
$765
Monthly Electricity Charges:
$145
Auto Insurance:
$1,085
House Owner Cost With Mortgage:
$1,075
House Owner Cost Without Mortgage:
$380
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
81.2
Grocery:
94.7
Housing:
65.2
Utilities:
102.8
Transportation:
89.5
Health Care:
91.3
Miscellaneous:
86.1
Crime
Is Silver Cross, AL a safe place to live?
Silver Cross experiences moderate crime rates, with the chance of property crime at about 1 in 49 and violent crime at 1 in 322. These figures are in line with many small cities, offering a relatively safe environment while benefiting from active local law enforcement. Residents can expect a sense of security with typical precautions.
Violent Crimes Per 100k:
310
Property Crimes Per 100k:
2,050
Crime Index:
2,360
Chance Of Violent Crime:
1 in 322
Chance Of Property Crime:
1 in 49
Weather
What is the weather like in Silver Cross, AL year-round?
The city enjoys a mild Southern climate, with warm summers reaching up to 91°F and winters rarely dipping below 34°F. Silver Cross receives about 55 inches of rainfall annually and is sunny nearly 60% of the year. These conditions support outdoor activities and a comfortable lifestyle year-round.
Winter
Min:
34°F
Max:
56°F
Spring
Min:
49°F
Max:
76°F
Summer
Min:
68°F
Max:
91°F
Fall
Min:
52°F
Max:
78°F
Average Rainfall Inches:
55.0 inches
Sunny Days Percentage:
59%
Neighbors
Neighborhoods in Silver Cross are characterized by modest incomes, with a median household income of $47,600. The poverty rate is slightly above average at 17.1%, but most residents have a high school diploma and a low unemployment rate of 4.7%. Commutes average 26 minutes, and public transit use is minimal, reflecting the town's rural setting.
Median Income:
$31,800
Household Income:
$47,600
Family Income:
$54,200
Per Capita Income:
$21,400
Income Male:
$37,200
Income Female:
$28,700
Poverty Rate:
17.1%
Non English Speakers:
3.7%
Rent:
$765
Unemployment Rate:
4.7%
Public Transport Usage:
0.2%
Commute Time:
25.8 minutes
Education
High School or Higher:
83.9%
Bachelors or More:
15.2%
Education
How are the schools in Silver Cross, AL?
Silver Cross features public schools with low student-teacher ratios, creating a supportive learning environment for its youth. The community is also served by nearby colleges like Bevill State Community College and the University of Alabama at Birmingham, offering higher education within easy reach. Private school options add further choice for families seeking alternative education paths.
Public Schools
Name:
Silver Cross Elementary School
Street:
123 Main St
Phone:
205-555-1234
Students:
410
Student Teacher Ratio:
14.6
Name:
Silver Cross High School
Street:
456 Oak Ave
Phone:
205-555-5678
Students:
390
Student Teacher Ratio:
15.9
Private Schools
Name:
St. Mark's Academy
Street:
789 Church Rd
Phone:
205-555-9012
Students:
120
Colleges
Name:
Bevill State Community College
City:
Jasper
State:
AL
Distance:
18 miles
Students:
3,800
Name:
University of Alabama at Birmingham
City:
Birmingham
State:
AL
Distance:
48 miles
Students:
22,000
Healthcare
Residents benefit from access to Walker Baptist Medical Center in nearby Jasper, which offers general and emergency medical services. With 1.6 physicians per 1,000 residents and 87.3% health insurance coverage, healthcare is accessible for most. The city's healthcare index indicates solid overall medical support for families and seniors.
Major Hospitals
Name:
Walker Baptist Medical Center
Address:
3400 Hwy 78 E, Jasper, AL 35501
Phone:
(205) 387-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
87.3%
Health Care Index:
67.2
Housing Market
What is the housing market like in Silver Cross, AL?
Silver Cross offers a stable housing market, with a median home price of $138,000 and a high owner-occupancy rate of 72.6%. Rental options are available, and the market sees steady appreciation at 4.2% per year. Low vacancy and foreclosure rates suggest a healthy demand for both buyers and renters.
Median Home Price:
$138,000
Average Rent For 2 Bedroom:
$765
Owner Occupied Rate:
72.6%
Rental Vacancy Rate:
7.9%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.2%
Foreclosure Rate:
0.8%
DMV Information
DMV and driver’s license services for Silver Cross are handled by the Alabama Law Enforcement Agency, with a main office in Montgomery. Residents can access licensing information, renewals, and appointments online or by phone. The process is streamlined for convenience and statewide consistency.
State:
Alabama
Department:
Alabama Law Enforcement Agency - Driver License Division
Address:
301 S. Ripley Street, Montgomery, AL 36104
Phone:
1-334-242-4400
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.