Everything You Should Know Before Moving to Silver Point, TN
Considering Silver Point, TN for your next move? This scenic small town of about 1,100 residents offers affordable living, with median home prices around $225,000 and average rents near $900. Residents enjoy a quiet lifestyle, low violent crime rates (210 per 100K), and quick commutes averaging 28 minutes. With 60% sunny days, proximity to outdoor activities, and access to public schools and a regional hospital, Silver Point is a charming and budget-friendly choice for those seeking rural Tennessee life.
Demographics - Silver Point, TN
Demographics - Silver Point, TN
Silver Point is a small rural community of about 1,100 residents, with a median age of 46.2, reflecting a mature and settled population. The area is predominantly White, and the gender balance is nearly even, making for a close-knit and stable environment. A small percentage of non-English speakers and low population density contribute to its relaxed, neighborly atmosphere.
Population:
1,100
Density:
90 per sq mi
Median Age:
46.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.1%
Ethnic Composition
White:
93.5%
Black:
2.2%
Asian:
0.7%
Others:
3.6%
Cost Of Living
What is the average cost of living in Silver Point, TN?
Living in Silver Point is notably affordable, with a median home value of $225,000 and average rents around $900 per month. The overall cost of living index sits at 82.3, well below the national average, making everyday expenses such as utilities and groceries manageable for most households. Tennessee’s state taxes remain moderate, further enhancing the area’s budget-friendly appeal.
Median House Value:
$225,000
Gross Rent:
$900
Monthly Electricity Charges:
$135
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
0%
|
High:
6.5%
Cost Of Living Index:
82.3
Grocery:
94.7
Housing:
68.5
Utilities:
94.1
Transportation:
86.3
Health Care:
91.2
Miscellaneous:
88.4
Crime
Is Silver Point, TN a safe place to live?
Silver Point enjoys a relatively low crime rate, with violent crime at 210 incidents per 100,000 residents and a 1 in 475 chance of being affected. Property crime is somewhat more common at 1 in 74 odds, but overall, the community is considered safe compared to urban areas. Residents can feel secure in this quiet, rural town.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,350
Crime Index:
1,560
Chance Of Violent Crime:
1 in 475
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Silver Point, TN year-round?
The climate in Silver Point features mild winters with lows around 28°F and warm summers peaking at 88°F. Residents experience about 60% sunny days and generous rainfall, averaging 54 inches annually. These weather patterns create a comfortable environment for enjoying outdoor recreation throughout the year.
Winter
Min:
28°F
Max:
48°F
Spring
Min:
47°F
Max:
74°F
Summer
Min:
65°F
Max:
88°F
Fall
Min:
48°F
Max:
74°F
Average Rainfall Inches:
54 inches
Sunny Days Percentage:
60%
Neighbors
Households in Silver Point typically earn a median income of $52,400, with a poverty rate of 13.8%, reflecting modest but stable economic conditions. Most adults have completed high school, while a smaller portion hold college degrees, and unemployment remains low at 4.8%. Nearly everyone commutes by car, with an average travel time of 28 minutes.
Median Income:
$36,000
Household Income:
$52,400
Family Income:
$62,000
Per Capita Income:
$26,700
Income Male:
$33,000
Income Female:
$28,000
Poverty Rate:
13.8%
Non English Speakers:
4.2%
Rent:
$900
Unemployment Rate:
4.8%
Public Transport Usage:
0.5%
Commute Time:
28.2 minutes
Education
High School or Higher:
84.3%
Bachelors or More:
17.5%
Education
How are the schools in Silver Point, TN?
Silver Point families are served by local public schools such as Baxter Primary and Upperman High, both offering reasonable student-to-teacher ratios for a supportive learning environment. For higher education, Tennessee Technological University is just 12 miles away in Cookeville, providing access to a large university and a variety of academic programs. The area is well-suited for students of all ages seeking quality educational opportunities.
Public Schools
Name:
Baxter Primary School
Street:
634 1st Ave S, Baxter, TN 38544
Phone:
931-858-4522
Students:
450
Student Teacher Ratio:
14.5
Name:
Upperman High School
Street:
6950 Nashville Hwy, Baxter, TN 38544
Phone:
931-858-3112
Students:
775
Student Teacher Ratio:
16.3
Colleges
Name:
Tennessee Technological University
City:
Cookeville
State:
TN
Distance:
12 miles
Students:
10,500
Healthcare
Residents have access to quality healthcare at the nearby Cookeville Regional Medical Center, which offers full emergency and surgical services. With 2.1 physicians per 1,000 people and nearly 90% health insurance coverage, healthcare needs are well supported locally. The area’s healthcare index of 71.5 suggests reliable and accessible services for families and individuals.
Major Hospitals
Name:
Cookeville Regional Medical Center
Address:
1 Medical Center Blvd, Cookeville, TN 38501
Phone:
(931) 528-2541
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
89.7%
Health Care Index:
71.5
Housing Market
What is the housing market like in Silver Point, TN?
Silver Point’s housing market is favorable for buyers, with a median home price of $225,000 and over three-quarters of homes owner-occupied. Rental options are available, with average two-bedroom rents of $900 and a moderate vacancy rate of 7.1%. The area has seen steady home appreciation, making it an attractive option for long-term investment.
Median Home Price:
$225,000
Average Rent For 2 Bedroom:
$900
Owner Occupied Rate:
77.2%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
All driver and vehicle services for Silver Point residents are managed by the Tennessee Department of Safety & Homeland Security, located in Nashville. The department provides convenient online resources and phone support for licensing, registration, and related needs. Residents can easily access up-to-date information and services through the official state website.
State:
Tennessee
Department:
Tennessee Department of Safety & Homeland Security
Address:
1150 Foster Ave, Nashville, TN 37243
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.