Everything You Should Know Before Moving to Silver Springs, FL
Considering a move to Silver Springs, FL? This cozy community of 6,629 residents offers affordable living with median home prices around $165,000 and average rents near $1,100. Residents enjoy a mild, sunny climate with 67% sunny days, short 25-minute commutes, and easy access to healthcare in nearby Ocala. While crime rates are slightly above national averages, Silver Springs offers a relaxed, nature-oriented lifestyle, with excellent access to outdoor attractions and family-friendly schools. Explore the full report below to see if Silver Springs is right for you!
Demographics - Silver Springs, FL
Demographics - Silver Springs, FL
Silver Springs is a small community of about 6,600 residents with a predominantly White population and a median age of 53.2, reflecting a mature, laid-back atmosphere. The population density is low, offering plenty of space, and just over 7% speak a language other than English at home. The gender ratio is fairly balanced, making the city inviting for singles, couples, and retirees alike.
Population:
6,629
Density:
230 per sq mi
Median Age:
53.2
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
7.1%

Ethnic Composition
White:
83.7%
Black:
11.2%
Asian:
0.8%
Others:
4.3%
Cost Of Living
What is the average cost of living in Silver Springs, FL?
Living in Silver Springs is affordable, with median home values at $165,000 and average rents around $1,110 per month. The cost of living index is well below the national average, especially for housing, and Florida’s lack of state income tax offers additional savings. Utilities and groceries are close to national averages, making daily expenses manageable for most households.
Median House Value:
$165,000
Gross Rent:
$1,110
Monthly Electricity Charges:
$140
Auto Insurance:
$2,380
House Owner Cost With Mortgage:
$1,360
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
84.7
Grocery:
97.2
Housing:
67.1
Utilities:
101.3
Transportation:
96.4
Health Care:
96.9
Miscellaneous:
97.5
Crime
Is Silver Springs, FL a safe place to live?
Crime rates in Silver Springs are slightly higher than national averages, with a 1 in 335 chance of experiencing violent crime and a 1 in 60 chance of property crime annually. While these figures suggest residents should stay cautious, the community remains generally safe with a small-town feel. Most incidents are property-related, typical of similar-sized Florida cities.
Violent Crimes Per 100k:
298
Property Crimes Per 100k:
1,670
Crime Index:
1,968
Chance Of Violent Crime:
1 in 335
Chance Of Property Crime:
1 in 60
Weather
What is the weather like in Silver Springs, FL year-round?
Silver Springs enjoys a warm, sunny climate with about 67% sunny days annually and mild winters where temperatures rarely drop below 44°F. Summers are hot, with highs reaching 92°F, and the area receives over 52 inches of rainfall per year. The pleasant weather is ideal for outdoor activities and enjoying the region’s natural beauty year-round.

Winter
Min:
44°F
Max:
72°F

Spring
Min:
56°F
Max:
84°F

Summer
Min:
71°F
Max:
92°F

Fall
Min:
57°F
Max:
83°F
Average Rainfall Inches:
52.2 inches
Sunny Days Percentage:
67%
Neighbors
The typical Silver Springs neighbor has a median household income of about $38,600, and nearly 80% have completed high school. Commute times average 25 minutes, and public transportation is rarely used. While the poverty rate is higher than average at nearly 20%, the community maintains a friendly, close-knit vibe.
Median Income:
$32,500
Household Income:
$38,600
Family Income:
$47,100
Per Capita Income:
$22,400
Income Male:
$29,500
Income Female:
$24,800
Poverty Rate:
19.7%
Non English Speakers:
7.1%
Rent:
$1,110
Unemployment Rate:
5.8%
Public Transport Usage:
0.2%
Commute Time:
25.4 minutes

Education
High School or Higher:
79.6%
Bachelors or More:
13.8%
Education
How are the schools in Silver Springs, FL?
Families in Silver Springs have access to several public and private schools, including East Marion Elementary and Lake Weir Middle, both with reasonable student-teacher ratios. Higher education is available nearby at the College of Central Florida in Ocala, just 14 miles away. The area’s schools support a range of academic needs for students of all ages.

Public Schools
Name:
East Marion Elementary School
Street:
14550 NE 14th St
Phone:
352-671-7015
Students:
650
Student Teacher Ratio:
16.7
Name:
Lake Weir Middle School
Street:
10320 SE Sunset Harbor Rd
Phone:
352-671-6120
Students:
1,050
Student Teacher Ratio:
18.1

Private Schools
Name:
Grace Christian School
Street:
4410 SE 3rd Ave, Ocala
Phone:
352-387-3090
Students:
350

Colleges
Name:
College of Central Florida
City:
Ocala
State:
FL
Distance:
14 miles
Students:
9,000
Healthcare
Residents benefit from proximity to major hospitals in nearby Ocala, such as AdventHealth and HCA Florida Ocala Hospital, both offering emergency services. With 2.3 physicians per 1,000 residents and nearly 84% health insurance coverage, access to healthcare is strong. The healthcare index suggests quality services are available within a short drive.

Major Hospitals
Name:
AdventHealth Ocala
Address:
1500 SW 1st Ave, Ocala, FL 34471
Phone:
(352) 351-7200
Type:
General & Surgical
Emergency Services:
Yes
Name:
HCA Florida Ocala Hospital
Address:
1431 SW 1st Ave, Ocala, FL 34471
Phone:
(352) 401-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
83.9%
Health Care Index:
68.2
Housing Market
What is the housing market like in Silver Springs, FL?
Silver Springs offers an accessible housing market, with a median home price of $165,000 and owner-occupancy at nearly 75%. Home values have risen by over 5% in the past year, and the rental market remains affordable, with two-bedroom units averaging $1,100 monthly. Low foreclosure and vacancy rates make it a stable choice for both buyers and renters.
Median Home Price:
$165,000
Average Rent For 2 Bedroom:
$1,100
Owner Occupied Rate:
74.8%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
1.3%
Foreclosure Rate:
0.8%
DMV Information
Silver Springs residents can conveniently access DMV services at the Florida Department of Highway Safety and Motor Vehicles located on Silver Springs Blvd in Ocala. The office provides essential services like licensing and vehicle registration, and more information is available on their official website. The location is easy to reach for local residents.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
2511 E Silver Springs Blvd, Ocala, FL 34470
Phone:
352-368-8200
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.