Everything You Should Know Before Moving to Silvercreek, CO
Considering a move to Silvercreek, CO? With just 550 residents and a median home price of $415,000, this small mountain community offers a peaceful, close-knit lifestyle. Enjoy low violent crime (92 per 100k), cool summers, and 67% sunny days each year. Commute times average about 31 minutes, and the area boasts a high school graduation rate of 93%. Explore Silvercreek’s affordable rents, scenic living, and welcoming atmosphere as you plan your next move.
Demographics - Silvercreek, CO
Demographics - Silvercreek, CO
Silvercreek is a small community of about 550 residents, characterized by a predominantly White population and a median age of 46. With a population density of 110 people per square mile, the town offers a close-knit, peaceful atmosphere, and a modest percentage of non-English speakers adds some diversity.
Population:
550
Density:
110 per sq mi
Median Age:
46.2
Gender Ratio:
103 males per 100 females
Non-English Speakers Percentage:
5.5%
Ethnic Composition
White:
91.0%
Black:
0.5%
Asian:
1.2%
Others:
7.3%
Cost Of Living
What is the average cost of living in Silvercreek, CO?
Living in Silvercreek comes with a cost of living index slightly above the national average, driven by a median home value of $415,000 and average rent of $1,320. Utility and healthcare costs remain fairly reasonable, while state taxes are moderate, making the town accessible for many families and retirees.
Median House Value:
$415,000
Gross Rent:
$1,320
Monthly Electricity Charges:
$105
Auto Insurance:
$1,540
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$650
State Taxes:
Low:
4.4%
|
High:
4.4%
Cost Of Living Index:
108.5
Grocery:
104.1
Housing:
114.2
Utilities:
96.3
Transportation:
103.8
Health Care:
97.0
Miscellaneous:
101.9
Crime
Is Silvercreek, CO a safe place to live?
Silvercreek is considered a safe place to live, with a low violent crime rate of only 92 incidents per 100,000 people and a property crime risk of 1 in 95. Residents can feel secure in their community while enjoying the tranquil setting.
Violent Crimes Per 100k:
92
Property Crimes Per 100k:
1,050
Crime Index:
1,142
Chance Of Violent Crime:
1 in 1,087
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Silvercreek, CO year-round?
Silvercreek experiences cool, snowy winters and mild summers, with temperatures ranging from 9°F in winter to highs of 77°F in summer. The area enjoys 67% sunny days each year and receives about 20 inches of annual rainfall, making it ideal for those who appreciate four distinct seasons and plenty of sunshine.
Winter
Min:
9°F
Max:
35°F
Spring
Min:
28°F
Max:
60°F
Summer
Min:
42°F
Max:
77°F
Fall
Min:
27°F
Max:
63°F
Average Rainfall Inches:
20.1 inches
Sunny Days Percentage:
67%
Neighbors
The typical Silvercreek household earns around $78,500 annually, with a family income of $85,200 and a per capita income of $38,000. The community is well-educated—over 93% have completed high school—and the poverty rate remains below 8%, reflecting a stable, middle-class environment.
Median Income:
$42,000
Household Income:
$78,500
Family Income:
$85,200
Per Capita Income:
$38,000
Income Male:
$45,000
Income Female:
$36,000
Poverty Rate:
7.8%
Non English Speakers:
5.5%
Rent:
$1,320
Unemployment Rate:
3.9%
Public Transport Usage:
0.0%
Commute Time:
31.2 minutes
Education
High School or Higher:
93.2%
Bachelors or More:
36.8%
Education
How are the schools in Silvercreek, CO?
Silvercreek families have access to Fraser Valley Elementary School, known for its favorable student-to-teacher ratio and supportive environment. While there are no private schools in town, residents benefit from proximity to Colorado Mountain College in Steamboat Springs, located 55 miles away.
Public Schools
Name:
Fraser Valley Elementary School
Street:
125 E. New Vista Dr, Fraser, CO 80442
Phone:
970-726-8033
Students:
340
Student Teacher Ratio:
13.5
Colleges
Name:
Colorado Mountain College
City:
Steamboat Springs
State:
CO
Distance:
55 miles
Students:
2,000
Healthcare
Residents benefit from access to Middle Park Health in nearby Granby, which offers general and emergency services. With 1.7 physicians per 1,000 people and nearly 92% of residents having health insurance, healthcare access is reliable for this small town.
Major Hospitals
Name:
Middle Park Health – Granby
Address:
1000 Granby Park Dr S, Granby, CO 80446
Phone:
(970) 887-5800
Type:
General & Emergency
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.8%
Health Care Index:
69.1
Housing Market
What is the housing market like in Silvercreek, CO?
Silvercreek's housing market features a median home price of $415,000 and average rent for a two-bedroom at $1,320, with about 69% of homes owner-occupied. The area has seen healthy home appreciation and maintains a low foreclosure rate, indicating a stable and appealing market.
Median Home Price:
$415,000
Average Rent For 2 Bedroom:
$1,320
Owner Occupied Rate:
68.5%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
6.7%
New Construction Rate:
2.3%
Foreclosure Rate:
0.7%
DMV Information
Vehicle registration and licensing services for Silvercreek residents are provided by the Colorado Division of Motor Vehicles, conveniently accessible online or at their Denver office. The DMV offers a full range of standard services for Colorado drivers.
State:
Colorado
Department:
Colorado Division of Motor Vehicles
Address:
1375 Sherman St, Denver, CO 80203
Phone:
303-205-5600
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.