Everything You Should Know Before Moving to Smartt, TN
Considering a move to Smartt, TN? With a close-knit population of around 120, Smartt offers a peaceful, rural lifestyle and affordable living—median home prices are about $140,000 and average rents are just $720. Residents enjoy low crime rates, short 24-minute commutes, and a mild climate with 60% sunny days. While the area’s schools are modest and higher education options are nearby, the community’s low cost of living and friendly atmosphere make it an appealing choice for those seeking small-town Tennessee charm.
Demographics - Smartt, TN
Demographics - Smartt, TN
Smartt, Tennessee is a small, close-knit community of about 120 residents, with a median age of 44 and a balanced gender ratio. The population is predominantly White, with a modest representation of other ethnicities, contributing to a welcoming rural atmosphere. The area is family-friendly and features a low percentage of non-English speakers, making it easy to connect with neighbors.
Population:
120
Density:
60 per sq mi
Median Age:
44.0
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.3%

Ethnic Composition
White:
90.0%
Black:
5.0%
Asian:
0.5%
Others:
4.5%
Cost Of Living
What is the average cost of living in Smartt, TN?
Smartt offers an affordable cost of living, with median home values at $140,000 and average rents around $720 per month. Utility and transportation costs are below the national average, and state taxes remain low, making daily expenses manageable for families and retirees alike. The overall cost of living index is 84.2, highlighting the community’s budget-friendly appeal.
Median House Value:
$140,000
Gross Rent:
$720
Monthly Electricity Charges:
$120
Auto Insurance:
$1,280
House Owner Cost With Mortgage:
$1,010
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
0%
|
High:
5%
Cost Of Living Index:
84.2
Grocery:
92.1
Housing:
70.8
Utilities:
94.6
Transportation:
88.4
Health Care:
90.2
Miscellaneous:
84.0
Crime
Is Smartt, TN a safe place to live?
Residents of Smartt benefit from a low crime environment, with violent crime rates of just 210 per 100,000 people. Property crime is also relatively rare, providing peace of mind for locals and newcomers. The small-town setting contributes to a safe and secure lifestyle.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,320
Crime Index:
1,530
Chance Of Violent Crime:
1 in 475
Chance Of Property Crime:
1 in 76
Weather
What is the weather like in Smartt, TN year-round?
Smartt enjoys a mild climate with pleasant seasonal changes, including warm summers reaching 89°F and cool winters dipping to 29°F. The area receives about 54 inches of rainfall annually and experiences sunny weather 60% of the year, ideal for outdoor activities. Residents appreciate the comfortable year-round conditions.

Winter
Min:
29°F
Max:
50°F

Spring
Min:
47°F
Max:
74°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
48°F
Max:
75°F
Average Rainfall Inches:
54.0 inches
Sunny Days Percentage:
60%
Neighbors
The community in Smartt is made up of hardworking individuals, with a median household income of $46,500 and a poverty rate of 16.2%. Most residents commute about 25 minutes to work, and public transportation usage is minimal, reflecting the town’s rural character. Educational attainment is solid, with over 84% holding a high school diploma or higher.
Median Income:
$30,000
Household Income:
$46,500
Family Income:
$53,000
Per Capita Income:
$22,000
Income Male:
$32,000
Income Female:
$26,000
Poverty Rate:
16.2%
Non English Speakers:
2.3%
Rent:
$720
Unemployment Rate:
3.9%
Public Transport Usage:
0.1%
Commute Time:
24.5 minutes

Education
High School or Higher:
84.5%
Bachelors or More:
16.7%
Education
How are the schools in Smartt, TN?
Smartt is served by Irving College Elementary School, which offers a supportive learning environment with a student-teacher ratio of 14:1. While local schooling options are modest, higher education is accessible at Motlow State Community College just 10 miles away. Families will find basic educational needs met within the area, with additional opportunities nearby.

Public Schools
Name:
Irving College Elementary School
Street:
675 Old Shelbyville Rd
Phone:
931-668-8912
Students:
315
Student Teacher Ratio:
14.2

Colleges
Name:
Motlow State Community College
City:
McMinnville
State:
TN
Distance:
10 miles
Students:
6,000
Healthcare
Smartt residents have access to quality healthcare, with St. Thomas River Park Hospital nearby in McMinnville offering general and emergency services. Health insurance coverage is high at over 90%, and there are about 1.1 physicians per 1,000 residents. Healthcare is reliable and within easy reach for local families.

Major Hospitals
Name:
St. Thomas River Park Hospital
Address:
1559 Sparta St, McMinnville, TN 37110
Phone:
(931) 815-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
90.2%
Health Care Index:
72.1
Housing Market
What is the housing market like in Smartt, TN?
The housing market in Smartt is stable and affordable, with a median home price of $140,000 and a high owner-occupied rate of 74%. Rental options are available, with average rents for a two-bedroom apartment at $720, and the foreclosure rate is low. Modest home appreciation and new construction rates make this a steady market for buyers and renters.
Median Home Price:
$140,000
Average Rent For 2 Bedroom:
$720
Owner Occupied Rate:
74.0%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
4.9%
New Construction Rate:
1.2%
Foreclosure Rate:
0.6%
DMV Information
Driver services for Smartt residents are provided by the Tennessee Department of Safety & Homeland Security, located in Nashville. The department offers comprehensive licensing and vehicle services, and information is readily accessible online. Residents can contact the DMV by phone or visit the official website for all motor vehicle needs.
State:
Tennessee
Department:
Tennessee Department of Safety & Homeland Security
Address:
1150 Foster Avenue, Nashville, TN 37243
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.