New Mexico / County

Moving to Smith Lake, NM

Thinking of making a move to Smith Lake, NM? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Smith Lake, NM

Considering a move to Smith Lake, NM? This welcoming community of 1,250 residents offers a blend of suburban charm and convenience, with median home prices around $98,000 and average rents near $690. Commute times average 29 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (72% annually), ideal for families and commuters alike. Explore Smith Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Smith Lake, NM

Smith Lake has a population of 1,250 residents, offering a diverse community with a median age of nearly 31 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 10% White, 0% Black, and 0% Asian residents, and over 60% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,250
Density
15 per sq mi
Median Age
31.2
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
60.0%

Ethnic Composition

White
9.5%
Black
0.3%
Asian
0.2%
Others
90.0%

Cost Of Living

What is the average cost of living in Smith Lake, NM?

The cost of living in Smith Lake is higher than the national average, with a cost of living index of 88.7. Median home values are around $98,000 and average rents for a two-bedroom apartment are approximately $690. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$98,000
Gross Rent
$690
Monthly Electricity Charges
$110
Auto Insurance
$1,320
House Owner Cost With Mortgage
$935
House Owner Cost Without Mortgage
$320
State Taxes
Low: 1.7%| High: 5.9%
Cost Of Living Index
88.7
Grocery
93.2
Housing
71.1
Utilities
98.5
Transportation
89.7
Health Care
91.8
Miscellaneous
85.4

Crime

Is Smith Lake, NM a safe place to live?

Smith Lake is considered a safe community, with a low violent crime rate of 410 incidents per 100,000 residents and a property crime chance of 1 in 36. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in New Mexico.

Violent Crimes Per 100k
410
Property Crimes Per 100k
2,800
Crime Index
3,210
Chance Of Violent Crime
1 in 244
Chance Of Property Crime
1 in 36

Weather

What is the weather like in Smith Lake, NM year-round?

Smith Lake experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 17°F. The area receives about 11 inches of rainfall annually and enjoys sunshine on 72% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
17°F
Max
42°F

Summer

Min
56°F
Max
89°F

Spring

Min
32°F
Max
65°F

Fall

Min
35°F
Max
68°F
Average Rainfall Inches
11.2 inches
Sunny Days Percentage
72%

Neighbors

The neighborhood boasts a healthy median household income of $31,700 and a low poverty rate of 39.2%. Over 71% of residents have at least a high school diploma, and nearly 8% hold a bachelor's degree or higher. Commute times average 29 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$20,800
Household Income
$31,700
Family Income
$33,900
Per Capita Income
$13,600
Income Male
$18,900
Income Female
$15,200
Poverty Rate
39.2%
Non English Speakers
60.0%
Rent
$690
Unemployment Rate
6.9%
Public Transport Usage
0.5%
Commute Time
28.7 minutes

Education

High School or Higher
70.7%
Bachelors or More
8.2%

Education

How are the schools in Smith Lake, NM?

Smith Lake offers quality education options, with public schools like Thoreau Middle School and Thoreau High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including University of New Mexico - Gallup. The community is committed to educational excellence for all age groups.

Public Schools

Name
Thoreau Middle School
Street
118 2nd Ave, Thoreau, NM 87323
Phone
505-721-4800
Students
330
Student Teacher Ratio
15.6
Name
Thoreau High School
Street
P.O. Box 160, Thoreau, NM 87323
Phone
505-721-4800
Students
375
Student Teacher Ratio
16.1

Colleges

Name
University of New Mexico - Gallup
City
Gallup
State
NM
Distance
35 miles
Students
2,200

Healthcare

Smith Lake residents have access to quality healthcare, with major hospitals like Gallup Indian Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 77.3% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Gallup Indian Medical Center
Address
516 E Nizhoni Blvd, Gallup, NM 87301
Phone
(505) 722-1000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
77.3%
Health Care Index
61.4

Housing Market

What is the housing market like in Smith Lake, NM?

The local housing market is strong, with a median home price of $98,000 and an owner-occupied rate of nearly 77%. The market has seen a 4.3% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Smith Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$98,000
Average Rent For 2 Bedroom
$690
Owner Occupied Rate
77.2%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
4.3%
New Construction Rate
0.4%
Foreclosure Rate
1.2%

DMV Information

Residents of Smith Lake handle vehicle services through the New Mexico Motor Vehicle Division, conveniently located in Gallup. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
New Mexico
Department
New Mexico Motor Vehicle Division
Address
MVD Field Office, 1600 E Aztec Ave, Gallup, NM 87301
Phone
1-888-683-4636

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Smith Lake, NM

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Smith Lake, review the core fields on this page: population 1,250, median home value $98,000, average rent for 2 bedroom $690, commute time 28.7 minutes, and sunny days percentage 72%.

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