Everything You Should Know Before Moving to Smith Mills, KY
Considering a move to Smith Mills, KY? This small rural community of 350 offers affordable living, with median home prices around $124,000 and average rents of $795. Enjoy low violent crime rates (105 per 100K), short 24-minute average commutes, and a friendly, quiet atmosphere. The area boasts a mild climate with 62% sunny days, access to local schools, and nearby healthcare options in Henderson. Smith Mills is ideal if you're seeking peace, low costs, and small-town charm.
Demographics - Smith Mills, KY
Demographics - Smith Mills, KY
Smith Mills is a small, close-knit community with a population of 350, a median age of 43, and a predominantly White demographic. The gender balance is nearly even, and the town is known for its quiet, family-friendly atmosphere, with a low percentage of non-English speakers.
Population:
350
Density:
90 per sq mi
Median Age:
43.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
92.5%
Black:
3.1%
Asian:
0.7%
Others:
3.7%
Cost Of Living
What is the average cost of living in Smith Mills, KY?
The cost of living in Smith Mills is notably affordable, with a cost of living index well below the national average. Median home values are around $124,000 and average monthly rent is $795, making it an attractive option for budget-conscious individuals and families.
Median House Value:
$124,000
Gross Rent:
$795
Monthly Electricity Charges:
$130
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$340
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
80.7
Grocery:
92.5
Housing:
56.3
Utilities:
102.1
Transportation:
86.9
Health Care:
93.7
Miscellaneous:
92.4
Crime
Is Smith Mills, KY a safe place to live?
Smith Mills experiences low violent crime rates, with just 105 incidents per 100,000 residents, and a moderate property crime rate. Residents enjoy a generally safe environment, with the odds of being a victim of violent crime at about 1 in 950.
Violent Crimes Per 100k:
105
Property Crimes Per 100k:
1,030
Crime Index:
1,135
Chance Of Violent Crime:
1 in 950
Chance Of Property Crime:
1 in 97
Weather
What is the weather like in Smith Mills, KY year-round?
The town offers a mild climate, featuring warm summers with highs near 89°F and winters averaging lows around 27°F. Residents enjoy approximately 62% sunny days each year and moderate rainfall, making outdoor activities pleasant most of the year.

Winter
Min:
27°F
Max:
44°F

Spring
Min:
46°F
Max:
70°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
50°F
Max:
74°F
Average Rainfall Inches:
48.3 inches
Sunny Days Percentage:
62%
Neighbors
Local households typically earn a median income of $58,100, with a poverty rate of 13.8% and an unemployment rate of 4.6%. Most residents commute about 24 minutes to work, reflecting the town's rural nature and tranquil pace of life.
Median Income:
$31,500
Household Income:
$58,100
Family Income:
$64,600
Per Capita Income:
$26,300
Income Male:
$36,800
Income Female:
$29,200
Poverty Rate:
13.8%
Non English Speakers:
2.5%
Rent:
$795
Unemployment Rate:
4.6%
Public Transport Usage:
0.2%
Commute Time:
23.7 minutes

Education
High School or Higher:
89.9%
Bachelors or More:
13.1%
Education
How are the schools in Smith Mills, KY?
Smith Mills families benefit from access to well-rated public and private schools in the region, as well as colleges like Henderson Community College just 10 miles away. Educational attainment is strong, with nearly 90% of adults holding at least a high school diploma.

Public Schools
Name:
South Heights Elementary School
Street:
1199 Madison St
Phone:
270-831-5080
Students:
420
Student Teacher Ratio:
15.1
Name:
Henderson County High School
Street:
2424 Zion Rd
Phone:
270-831-8800
Students:
2,090
Student Teacher Ratio:
16.8

Private Schools
Name:
Holy Name of Jesus Catholic School
Street:
628 2nd St
Phone:
270-827-3425
Students:
320

Colleges
Name:
Henderson Community College
City:
Henderson
State:
KY
Distance:
10 miles
Students:
2,000
Name:
University of Evansville
City:
Evansville
State:
IN
Distance:
18 miles
Students:
2,400
Healthcare
Smith Mills residents have convenient access to nearby major hospitals in Henderson, including Methodist Hospital and Deaconess Henderson, both offering emergency services. Health insurance coverage is high at over 90%, contributing to reliable healthcare options for the community.

Major Hospitals
Name:
Methodist Hospital
Address:
1305 N Elm St, Henderson, KY 42420
Phone:
(270) 827-7700
Type:
General & Surgical
Emergency Services:
Yes
Name:
Deaconess Henderson Hospital
Address:
1305 N Elm St, Henderson, KY 42420
Phone:
(270) 827-7700
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
90.1%
Health Care Index:
77.3
Housing Market
What is the housing market like in Smith Mills, KY?
The housing market in Smith Mills is stable and affordable, with a median home price of $124,000 and owner-occupied housing making up nearly 75% of all residences. Home values have appreciated over 4% in the past year, indicating steady growth.
Median Home Price:
$124,000
Average Rent For 2 Bedroom:
$795
Owner Occupied Rate:
74.8%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.4%
DMV Information
Residents handle vehicle licensing and registration through the Kentucky Transportation Cabinet, located in nearby Madisonville. The DMV offers essential services both online and in-person, ensuring convenient access for Smith Mills drivers.
State:
Kentucky
Department:
Kentucky Transportation Cabinet
Address:
1840 North Main Street, Madisonville, KY 42431
Phone:
270-824-7514
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.