Kentucky / County

Moving to Smith Mills, KY

Thinking of making a move to Smith Mills, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Smith Mills, KY

Considering a move to Smith Mills, KY? This welcoming community of 220 residents offers a blend of suburban charm and convenience, with median home prices around $148,000 and average rents near $720. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (57% annually), ideal for families and commuters alike. Explore Smith Mills's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Smith Mills, KY

Smith Mills has a population of 220 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 98% White, 1% Black, and 0% Asian residents, and over 1% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
220
Density
31 per sq mi
Median Age
41.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
1.2%

Ethnic Composition

White
97.8%
Black
0.5%
Asian
0.2%
Others
1.5%

Cost Of Living

What is the average cost of living in Smith Mills, KY?

The cost of living in Smith Mills is higher than the national average, with a cost of living index of 79.4. Median home values are around $148,000 and average rents for a two-bedroom apartment are approximately $720. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$148,000
Gross Rent
$720
Monthly Electricity Charges
$132
Auto Insurance
$1,680
House Owner Cost With Mortgage
$1,090
House Owner Cost Without Mortgage
$410
State Taxes
Low: 2.0%| High: 4.5%
Cost Of Living Index
79.4
Grocery
95.0
Housing
62.8
Utilities
97.6
Transportation
87.9
Health Care
92.1
Miscellaneous
89.3

Crime

Is Smith Mills, KY a safe place to live?

Smith Mills is considered a safe community, with a low violent crime rate of 180 incidents per 100,000 residents and a property crime chance of 1 in 79. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
180
Property Crimes Per 100k
1,260
Crime Index
1,440
Chance Of Violent Crime
1 in 556
Chance Of Property Crime
1 in 79

Weather

What is the weather like in Smith Mills, KY year-round?

Smith Mills experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 27°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 57% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
45°F

Summer

Min
68°F
Max
89°F

Spring

Min
46°F
Max
70°F

Fall

Min
47°F
Max
71°F
Average Rainfall Inches
47.8 inches
Sunny Days Percentage
57%

Neighbors

The neighborhood boasts a healthy median household income of $46,200 and a low poverty rate of 18.9%. Over 86% of residents have at least a high school diploma, and nearly 12% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$28,500
Household Income
$46,200
Family Income
$53,800
Per Capita Income
$22,900
Income Male
$34,200
Income Female
$27,300
Poverty Rate
18.9%
Non English Speakers
2.1%
Rent
$720
Unemployment Rate
5.5%
Public Transport Usage
0.8%
Commute Time
24.7 minutes

Education

High School or Higher
86.4%
Bachelors or More
12.1%

Education

How are the schools in Smith Mills, KY?

Smith Mills offers quality education options, with public schools like Henderson County South Middle School and Wesley K. Bush Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Henderson Community College and University of Southern Indiana. The community is committed to educational excellence for all age groups.

Public Schools

Name
Henderson County South Middle School
Street
800 S Main St
Phone
270-826-3960
Students
640
Student Teacher Ratio
15.1
Name
Wesley K. Bush Elementary School
Street
1471 S Green St
Phone
270-826-2977
Students
520
Student Teacher Ratio
14.7

Private Schools

Name
Holy Name School
Street
628 3rd St
Phone
270-826-2375
Students
180

Colleges

Name
Henderson Community College
City
Henderson
State
KY
Distance
7 miles
Students
2,100
Name
University of Southern Indiana
City
Evansville
State
IN
Distance
18 miles
Students
8,700

Healthcare

Smith Mills residents have access to quality healthcare, with major hospitals like Owensboro Health Regional Hospital and Ascension Saint Vincent Evansville nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 91.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Owensboro Health Regional Hospital
Address
1201 Pleasant Valley Rd, Owensboro, KY 42303
Phone
(270) 417-2000
Type
General & Surgical
Emergency Services
Yes
Name
Ascension Saint Vincent Evansville
Address
3700 Washington Ave, Evansville, IN 47714
Phone
(812) 485-4000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
91.0%
Health Care Index
68.4

Housing Market

What is the housing market like in Smith Mills, KY?

The local housing market is strong, with a median home price of $148,000 and an owner-occupied rate of nearly 75%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Smith Mills offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$148,000
Average Rent For 2 Bedroom
$720
Owner Occupied Rate
74.8%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.6%
Foreclosure Rate
0.7%

DMV Information

Residents of Smith Mills handle vehicle services through the Kentucky Transportation Cabinet, Driver Licensing Regional Offices, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Driver Licensing Regional Offices
Address
200 Mero St, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Smith Mills, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Smith Mills, review the core fields on this page: population 220, median home value $148,000, average rent for 2 bedroom $720, commute time 24.7 minutes, and sunny days percentage 57%.

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