Kentucky / County

Moving to Smith Mills, KY

Thinking of making a move to Smith Mills, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Smith Mills, KY

Considering a move to Smith Mills, KY? This welcoming community of 350 residents offers a blend of suburban charm and convenience, with median home prices around $124,000 and average rents near $795. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (62% annually), ideal for families and commuters alike. Explore Smith Mills's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Smith Mills, KY

Smith Mills has a population of 350 residents, offering a diverse community with a median age of nearly 43 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 3% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
350
Density
90 per sq mi
Median Age
43.2
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
92.5%
Black
3.1%
Asian
0.7%
Others
3.7%

Cost Of Living

What is the average cost of living in Smith Mills, KY?

The cost of living in Smith Mills is higher than the national average, with a cost of living index of 80.7. Median home values are around $124,000 and average rents for a two-bedroom apartment are approximately $795. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$124,000
Gross Rent
$795
Monthly Electricity Charges
$130
Auto Insurance
$1,210
House Owner Cost With Mortgage
$950
House Owner Cost Without Mortgage
$340
State Taxes
Low: 2%| High: 5%
Cost Of Living Index
80.7
Grocery
92.5
Housing
56.3
Utilities
102.1
Transportation
86.9
Health Care
93.7
Miscellaneous
92.4

Crime

Is Smith Mills, KY a safe place to live?

Smith Mills is considered a safe community, with a low violent crime rate of 105 incidents per 100,000 residents and a property crime chance of 1 in 97. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
105
Property Crimes Per 100k
1,030
Crime Index
1,135
Chance Of Violent Crime
1 in 950
Chance Of Property Crime
1 in 97

Weather

What is the weather like in Smith Mills, KY year-round?

Smith Mills experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 27°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 62% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
44°F

Summer

Min
67°F
Max
89°F

Spring

Min
46°F
Max
70°F

Fall

Min
50°F
Max
74°F
Average Rainfall Inches
48.3 inches
Sunny Days Percentage
62%

Neighbors

The neighborhood boasts a healthy median household income of $58,100 and a low poverty rate of 13.8%. Over 90% of residents have at least a high school diploma, and nearly 13% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$58,100
Family Income
$64,600
Per Capita Income
$26,300
Income Male
$36,800
Income Female
$29,200
Poverty Rate
13.8%
Non English Speakers
2.5%
Rent
$795
Unemployment Rate
4.6%
Public Transport Usage
0.2%
Commute Time
23.7 minutes

Education

High School or Higher
89.9%
Bachelors or More
13.1%

Education

How are the schools in Smith Mills, KY?

Smith Mills offers quality education options, with public schools like South Heights Elementary School and Henderson County High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Henderson Community College and University of Evansville. The community is committed to educational excellence for all age groups.

Public Schools

Name
South Heights Elementary School
Street
1199 Madison St
Phone
270-831-5080
Students
420
Student Teacher Ratio
15.1
Name
Henderson County High School
Street
2424 Zion Rd
Phone
270-831-8800
Students
2,090
Student Teacher Ratio
16.8

Private Schools

Name
Holy Name of Jesus Catholic School
Street
628 2nd St
Phone
270-827-3425
Students
320

Colleges

Name
Henderson Community College
City
Henderson
State
KY
Distance
10 miles
Students
2,000
Name
University of Evansville
City
Evansville
State
IN
Distance
18 miles
Students
2,400

Healthcare

Smith Mills residents have access to quality healthcare, with major hospitals like Methodist Hospital and Deaconess Henderson Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.5 per 1,000 people and 90.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Methodist Hospital
Address
1305 N Elm St, Henderson, KY 42420
Phone
(270) 827-7700
Type
General & Surgical
Emergency Services
Yes
Name
Deaconess Henderson Hospital
Address
1305 N Elm St, Henderson, KY 42420
Phone
(270) 827-7700
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.5
Health Insurance Coverage
90.1%
Health Care Index
77.3

Housing Market

What is the housing market like in Smith Mills, KY?

The local housing market is strong, with a median home price of $124,000 and an owner-occupied rate of nearly 75%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 8.2%. Smith Mills offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$124,000
Average Rent For 2 Bedroom
$795
Owner Occupied Rate
74.8%
Rental Vacancy Rate
8.2%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.7%
Foreclosure Rate
0.4%

DMV Information

Residents of Smith Mills handle vehicle services through the Kentucky Transportation Cabinet, conveniently located in Madisonville. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet
Address
1840 North Main Street, Madisonville, KY 42431
Phone
270-824-7514

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Smith Mills, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Smith Mills, review the core fields on this page: population 350, median home value $124,000, average rent for 2 bedroom $795, commute time 23.7 minutes, and sunny days percentage 62%.

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