Everything You Should Know Before Moving to Smiths Creek, MI
Considering a move to Smiths Creek, MI? This small community of about 3,500 residents offers affordable living with a median home price of $185,000 and average rents around $950. You'll find a quiet, family-friendly atmosphere, low crime rates, and a manageable 27-minute average commute. Public schools are solid, and the area features four distinct seasons with around 53% sunny days each year. Enjoy small-town charm with easy access to healthcare, nature, and the amenities of nearby Port Huron.
Demographics - Smiths Creek, MI
Demographics - Smiths Creek, MI
Smiths Creek is a small, close-knit community of about 3,500 residents, with a median age of 43, reflecting a mature population. The area is predominantly White, with about 94% of the population, and maintains a balanced gender ratio. Non-English speakers make up a small portion, contributing to the town's welcoming and familiar atmosphere.
Population:
3,500
Density:
150 per sq mi
Median Age:
43.2
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
94.0%
Black:
2.0%
Asian:
1.0%
Others:
3.0%
Cost Of Living
What is the average cost of living in Smiths Creek, MI?
Living in Smiths Creek is notably affordable, with a median home value of $185,000 and average rents around $950 per month. The overall cost of living index is below the national average, making daily expenses and housing more budget-friendly for families and individuals alike. Utilities and healthcare costs remain reasonable, supporting a comfortable lifestyle.
Median House Value:
$185,000
Gross Rent:
$950
Monthly Electricity Charges:
$120
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$1,150
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
90.2
Grocery:
94.1
Housing:
76.3
Utilities:
101.5
Transportation:
95.7
Health Care:
97.8
Miscellaneous:
89.4
Crime
Is Smiths Creek, MI a safe place to live?
Smiths Creek experiences low crime rates, with violent crime being quite rare—about 170 incidents per 100,000 people—making it a safe place to live. Property crime is also relatively limited, giving residents peace of mind. The community’s safety is a key attraction for families and retirees.
Violent Crimes Per 100k:
170
Property Crimes Per 100k:
1,250
Crime Index:
1,420
Chance Of Violent Crime:
1 in 590
Chance Of Property Crime:
1 in 80
Weather
What is the weather like in Smiths Creek, MI year-round?
Residents enjoy four distinct seasons in Smiths Creek, with warm summers reaching up to 83°F and chilly winters dipping to 17°F. The area receives about 32 inches of rainfall annually and enjoys sunshine 53% of the year. This climate supports a range of outdoor activities throughout the year.

Winter
Min:
17°F
Max:
33°F

Spring
Min:
37°F
Max:
62°F

Summer
Min:
58°F
Max:
83°F

Fall
Min:
38°F
Max:
64°F
Average Rainfall Inches:
32.1 inches
Sunny Days Percentage:
53%
Neighbors
Smiths Creek residents benefit from a median household income of $63,500 and a family-friendly environment. The area has a modest poverty rate of 9.5% and a low unemployment rate, with most people commuting around 27 minutes for work. Educational attainment is solid, with nearly 90% of adults holding at least a high school diploma.
Median Income:
$38,000
Household Income:
$63,500
Family Income:
$74,300
Per Capita Income:
$28,500
Income Male:
$39,500
Income Female:
$32,800
Poverty Rate:
9.5%
Non English Speakers:
3.5%
Rent:
$950
Unemployment Rate:
5.3%
Public Transport Usage:
0.6%
Commute Time:
27.5 minutes

Education
High School or Higher:
89.3%
Bachelors or More:
17.2%
Education
How are the schools in Smiths Creek, MI?
Smiths Creek offers quality educational options, including public schools with manageable class sizes and access to private schooling. The community is also served by St. Clair County Community College just eight miles away, providing opportunities for higher education. Families benefit from solid K-12 offerings and convenient access to post-secondary institutions.

Public Schools
Name:
Wills Elementary School
Street:
3757 Wills Rd
Phone:
810-984-6544
Students:
320
Student Teacher Ratio:
16.1
Name:
Yale Junior High School
Street:
198 School Dr, Yale, MI
Phone:
810-387-3231
Students:
460
Student Teacher Ratio:
17.2

Private Schools
Name:
St. Edward on the Lake School
Street:
6995 Lakeshore Rd, Lakeport, MI
Phone:
810-385-4462
Students:
150

Colleges
Name:
St. Clair County Community College
City:
Port Huron
State:
MI
Distance:
8 miles
Students:
3,200
Healthcare
Local healthcare is accessible, with two major hospitals nearby in Port Huron and a high health insurance coverage rate of 92%. There are about 1.9 physicians per 1,000 residents, ensuring quality care is within reach. The healthcare system is robust, catering to a range of medical needs.

Major Hospitals
Name:
McLaren Port Huron Hospital
Address:
1221 Pine Grove Ave, Port Huron, MI 48060
Phone:
(810) 987-5000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Lake Huron Medical Center
Address:
2601 Electric Ave, Port Huron, MI 48060
Phone:
(810) 216-1500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
92.1%
Health Care Index:
76.3
Housing Market
What is the housing market like in Smiths Creek, MI?
Smiths Creek’s housing market is stable and affordable, with a median home price of $185,000 and about 77% owner-occupied homes. The area sees a steady appreciation rate and a healthy rental market, making it attractive for both buyers and renters. Rental vacancies remain moderate, offering options for newcomers.
Median Home Price:
$185,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
77.1%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.6%
Foreclosure Rate:
0.7%
DMV Information
Residents handle vehicle and licensing needs through the Michigan Secretary of State office located in nearby Port Huron. The DMV offers comprehensive services both in person and online, ensuring convenience for all Smiths Creek residents. Assistance is readily available by phone or through the official website.
State:
Michigan
Department:
Michigan Secretary of State
Address:
301 Huron St, Port Huron, MI 48060
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.