Everything You Should Know Before Moving to Somerset, KY
Thinking of moving to Somerset, KY? With a cozy population of 11,924, Somerset offers affordable living—median homes are just $156,000 and average rents around $810. Residents enjoy a short 19-minute average commute, a mild climate with 58% sunny days, and access to local schools and Somerset Community College. While property crime is above the national average, the small-town feel, reasonable cost of living, and proximity to Lake Cumberland make Somerset a welcoming choice for families and retirees alike.
Demographics - Somerset, KY
Demographics - Somerset, KY
Somerset, KY is home to nearly 12,000 residents, with a median age of 41.5, reflecting a mature and community-oriented population. The city is predominantly White (92.4%), and about 4% of residents speak a language other than English at home, contributing to a modest level of diversity.
Population:
11,924
Density:
1,010 per sq mi
Median Age:
41.5
Gender Ratio:
91 males per 100 females
Non-English Speakers Percentage:
4.1%
Ethnic Composition
White:
92.4%
Black:
2.7%
Asian:
1.1%
Others:
3.8%
Cost Of Living
What is the average cost of living in Somerset, KY?
Living in Somerset is very affordable, with a median home value of $156,000 and an average rent of $810, making it attractive for both homeowners and renters. The overall cost of living index is 82.1, well below the national average, so your dollar stretches further here.
Median House Value:
$156,000
Gross Rent:
$810
Monthly Electricity Charges:
$110
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,030
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
82.1
Grocery:
92.3
Housing:
68.5
Utilities:
90.2
Transportation:
84.5
Health Care:
93.7
Miscellaneous:
90.0
Crime
Is Somerset, KY a safe place to live?
Somerset experiences a higher rate of property crime compared to the national average, with about 2,150 property crimes per 100,000 residents and a 1 in 46 chance of being affected. However, violent crime remains relatively low, offering a sense of security for most residents.
Violent Crimes Per 100k:
237
Property Crimes Per 100k:
2,150
Crime Index:
2,387
Chance Of Violent Crime:
1 in 422
Chance Of Property Crime:
1 in 46
Weather
What is the weather like in Somerset, KY year-round?
Residents enjoy four distinct seasons, with mild winters averaging lows of 27°F and warm summers reaching highs of 87°F. The area receives about 48 inches of rainfall annually and boasts 58% sunny days, making it comfortable for year-round outdoor activities.
Winter
Min:
27°F
Max:
44°F
Spring
Min:
47°F
Max:
69°F
Summer
Min:
66°F
Max:
87°F
Fall
Min:
48°F
Max:
71°F
Average Rainfall Inches:
48.1 inches
Sunny Days Percentage:
58%
Neighbors
Somerset neighborhoods offer a median household income of $41,200 and a family income of $53,100, though the poverty rate stands at 22.7%. Most residents have at least a high school diploma, and the average commute time is a convenient 19 minutes.
Median Income:
$30,900
Household Income:
$41,200
Family Income:
$53,100
Per Capita Income:
$22,100
Income Male:
$38,000
Income Female:
$28,400
Poverty Rate:
22.7%
Non English Speakers:
4.1%
Rent:
$810
Unemployment Rate:
5.2%
Public Transport Usage:
0.7%
Commute Time:
19.2 minutes
Education
High School or Higher:
85.2%
Bachelors or More:
15.8%
Education
How are the schools in Somerset, KY?
Somerset offers a range of educational opportunities, from public schools like Somerset High to Somerset Community College, which enrolls 5,800 students. The community values education, with over 85% of adults holding a high school diploma or higher.
Public Schools
Name:
Somerset High School
Street:
301 College St
Phone:
606-679-0537
Students:
420
Student Teacher Ratio:
14.5
Name:
Meece Middle School
Street:
210 Barnett St
Phone:
606-679-6055
Students:
350
Student Teacher Ratio:
15.9
Private Schools
Name:
Somerset Christian School
Street:
815 Grand Central Blvd
Phone:
606-678-4721
Students:
315
Colleges
Name:
Somerset Community College
City:
Somerset
State:
KY
Distance:
0 miles
Students:
5,800
Name:
University of the Cumberlands
City:
Williamsburg
State:
KY
Distance:
54 miles
Students:
19,100
Healthcare
Healthcare in Somerset is anchored by Lake Cumberland Regional Hospital, providing comprehensive medical and emergency services. With 1.3 physicians per 1,000 residents and nearly 90% health insurance coverage, quality care is readily accessible.
Major Hospitals
Name:
Lake Cumberland Regional Hospital
Address:
305 Langdon St, Somerset, KY 42503
Phone:
(606) 679-7441
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
89.4%
Health Care Index:
68.2
Housing Market
What is the housing market like in Somerset, KY?
The housing market in Somerset is stable and affordable, with a median home price of $156,000 and a healthy owner-occupancy rate of 58%. Homes are appreciating at 6.2% annually, and rental options are widely available with a 7.8% vacancy rate.
Median Home Price:
$156,000
Average Rent For 2 Bedroom:
$810
Owner Occupied Rate:
58.1%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
1.3%
Foreclosure Rate:
0.8%
DMV Information
Driver services for Somerset residents are managed by the Kentucky Transportation Cabinet’s Division of Driver Licensing, conveniently accessible online and at the Frankfort office. Residents can handle licensing, registration, and title needs through their official website or by phone.
State:
Kentucky
Department:
Kentucky Transportation Cabinet, Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.