Kentucky / Pulaski County

Moving to Somerset, KY

Thinking of making a move to Somerset, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Somerset, KY

Considering a move to Somerset, KY? This welcoming community of 12,500 residents offers a blend of suburban charm and convenience, with median home prices around $225,000 and average rents near $875. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Somerset's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Somerset, KY

Somerset has a population of 12,500 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 3% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
12,500
Density
1,250 per sq mi
Median Age
38.9
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
4.8%

Ethnic Composition

White
92.0%
Black
2.6%
Asian
1.2%
Others
4.2%

Cost Of Living

What is the average cost of living in Somerset, KY?

The cost of living in Somerset is higher than the national average, with a cost of living index of 82.4. Median home values are around $225,000 and average rents for a two-bedroom apartment are approximately $875. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$225,000
Gross Rent
$875
Monthly Electricity Charges
$145
Auto Insurance
$1,650
House Owner Cost With Mortgage
$1,320
House Owner Cost Without Mortgage
$430
State Taxes
Low: 5.0%| High: 6.0%
Cost Of Living Index
82.4
Grocery
92.0
Housing
63.5
Utilities
96.8
Transportation
89.7
Health Care
94.1
Miscellaneous
91.3

Crime

Is Somerset, KY a safe place to live?

Somerset is considered a safe community, with a low violent crime rate of 220 incidents per 100,000 residents and a property crime chance of 1 in 61. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
220
Property Crimes Per 100k
1,650
Crime Index
1,870
Chance Of Violent Crime
1 in 455
Chance Of Property Crime
1 in 61

Weather

What is the weather like in Somerset, KY year-round?

Somerset experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 28°F. The area receives about 47 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
28°F
Max
45°F

Summer

Min
68°F
Max
88°F

Spring

Min
48°F
Max
72°F

Fall

Min
50°F
Max
73°F
Average Rainfall Inches
47.0 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $53,500 and a low poverty rate of 19.5%. Over 85% of residents have at least a high school diploma, and nearly 20% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$30,500
Household Income
$53,500
Family Income
$66,800
Per Capita Income
$27,200
Income Male
$39,400
Income Female
$31,200
Poverty Rate
19.5%
Non English Speakers
6.5%
Rent
$875
Unemployment Rate
5.0%
Public Transport Usage
1.8%
Commute Time
21.8 minutes

Education

High School or Higher
84.6%
Bachelors or More
19.8%

Education

How are the schools in Somerset, KY?

Somerset offers quality education options, with public schools like Somerset High School and Somerset Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Somerset Community College and University of the Cumberlands. The community is committed to educational excellence for all age groups.

Public Schools

Name
Somerset High School
Street
301 College St
Phone
606-679-3372
Students
680
Student Teacher Ratio
15.3
Name
Somerset Middle School
Street
300 College St
Phone
606-679-3377
Students
540
Student Teacher Ratio
14.8

Private Schools

Name
Southern Kentucky Christian Academy
Street
200 S Maple St
Phone
606-679-9214
Students
220

Colleges

Name
Somerset Community College
City
Somerset
State
KY
Distance
2 miles
Students
6,500
Name
University of the Cumberlands
City
Williamsburg
State
KY
Distance
37 miles
Students
14,000

Healthcare

Somerset residents have access to quality healthcare, with major hospitals like Lake Cumberland Regional Hospital and Baptist Health Corbin nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 90.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lake Cumberland Regional Hospital
Address
305 Langdon St, Somerset, KY 42503
Phone
(606) 679-7441
Type
General & Surgical
Emergency Services
Yes
Name
Baptist Health Corbin
Address
1 Trillium Way, Corbin, KY 40701
Phone
(606) 528-1212
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
90.8%
Health Care Index
68.4

Housing Market

What is the housing market like in Somerset, KY?

The local housing market is strong, with a median home price of $225,000 and an owner-occupied rate of nearly 62%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Somerset offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$225,000
Average Rent For 2 Bedroom
$875
Owner Occupied Rate
62.4%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.7%
Foreclosure Rate
0.8%

DMV Information

Residents of Somerset handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Somerset, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Somerset, review the core fields on this page: population 12,500, median home value $225,000, average rent for 2 bedroom $875, commute time 21.8 minutes, and sunny days percentage 58%.

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